Zachary Machuga is a CFP® and holds a Series 66 license, with four years of industry experience. He has been with Wells Fargo Clearing since 2021 and previously worked at Maxim Healthcare Services, Waynesburg University, and Sportsworld. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Robert Ferraro is a financial advisor with Ameriprise in Youngstown, Ohio, holding a Series 66 designation and 25 years of industry experience. He previously worked at Stifel for 10 years before joining Ameriprise Financial Services Inc and Ameriprise. Outside of his advisory role, he is involved in a personal business focused on employee benefits and tax preparation. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Krista Cartwright is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously held roles at J.P. Morgan Securities and JPMorgan Chase Bank NA. Outside of her advisory work, she is a notary public in Ohio and serves as power of attorney and executrix for her mother. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Timm Schreiber is a financial advisor at Stifel with 25 years of industry experience and holds the Series 66 designation. He has been with Stifel since 2009. Outside of his advisory role, he serves as a trustee for the Canfield Fair Foundation and the Western Reserve Village Foundation, and is a director and chairman of the Audit and Budget Committee for the Mahoning County Agriculture Society. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Joseph Musolino is a financial advisor at Stifel with 21 years of industry experience. He holds a Series 66 designation and has worked at Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities. The firm provides brokerage and investment advisory services utilizing a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Katie Mcdermott is a financial advisor with Ameriprise who holds a Series 66 designation and has eight years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports delivered in partnership with advisors like Mcdermott.

Ryan Wilson is a financial advisor at Stifel with 19 years of industry experience. He holds the Series 66 designation and has been with Stifel Nicolaus since 2013. Outside of his advisory role, Wilson serves as Vice President of Recreation and Executive Board Member for the Canfield Soccer Club, helping to organize and run the local youth summer soccer league. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Scott Viano is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. He has been with JPMorgan Securities LLC since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations, delivering recommendations on a non-discretionary basis.

Bryan Rossodivita is a financial advisor with Edelman Financial Engines, holding a Series 66 designation and seven years of industry experience. His prior experience includes roles at Empower Financial Services, Personal Capital Advisors Corporation, Bank of America, Merrill, Guardian Life Insurance, Luttner Financial Group, and JPMorgan Chase. Outside of financial services, he was involved with I Am Handyman LLC from 2017 to 2021. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven modeling process combined with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment options.

Donald Rodenbaugh is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds the Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Armand De Paul is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and having 12 years of industry experience. His prior work includes roles at Morgan Stanley, Ameriprise, Stifel Nicolaus & Co Inc, Wells Fargo Clearing Services, Alphastar Capital Management, and Scottrade. Outside of his advisory work, he serves as a notary in Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party research, and technology-driven solutions.

Adam Coppock is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses, and has 10 years of industry experience. Prior to joining Raymond James in 2024, he worked at Prudential Insurance Company of America and Pruco Securities, LLC from 2016 to 2024. He is also the owner and operator of Stable Health Insurance Group, LLC, an insurance agency specializing in Medicare sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical tools, and supports extensive advisory programs and municipal finance work.

Patrick Russo is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Bank of America, N.A. and Merrill from 2012 to 2019. Outside of his financial advisory role, he is involved in a family trucking business based in Canfield, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, supported by model portfolios and research from various sources.

Emily Ciavarella is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. She has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory role, she is also an independent Medicare insurance agent with Neishloss and Fleming LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to a range of investment and insurance products through an integrated platform.

Colten Mc Fadden is a financial advisor at Stifel with one year of industry experience. He holds the Series 66 designation and has prior work experience in athletic administration and education, including roles at Youngstown State University and the Poland Schools System. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

George Morris III is a financial advisor at OSAIC with 39 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for nearly four decades. Outside of his advisory role, he serves as president of the Sustainable Opportunity Development Center, which provides business development and employee training in Salem, Ohio. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, utilizing advanced asset-allocation tools and third-party solutions to construct and manage client portfolios.

Sarah Bury is a financial advisor at LPL Financial in Youngstown, OH, holding a Series 66 credential with two years of industry experience. Her prior experience includes roles at OSAIC, SagePoint Financial, and managing Bury Financial Group. She also worked at The Ohio State University and Poland Local Schools before entering the financial services industry. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and specialized services for institutional clients.

Joel Bender is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has developed personalized financial strategies to help clients pursue their long-term goals. He began his career with Merrill in 1989 and has accumulated over 37 years of experience in the financial services industry. Joel is a lifelong resident of the Youngstown/Canfield area and has worked in the local office throughout his career. His expertise covers a range of client focus areas, including education planning, family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, and individual and corporate investment strategy. Joel holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from Baldwin-Wallace College. In addition to his professional work, Joel participates in community service, volunteering with organizations in the areas he serves. He also engages in personal interests such as cooking, fishing, and gardening.

Anthony Ricciardi is a financial advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and has previously worked at American Portfolios Financial Services, Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, AXA Advisors, and Mass Mutual. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports various managed-account solutions.

Joshua Barr is a financial advisor with Mass Mutual Investors Services. He holds a Series 66 designation and has one year of industry experience. His work history includes positions at MassMutual Life Insurance Company and MML Investors Services LLC, as well as roles outside finance such as at Pantalone Paving LLC, Kennsington Golf Club, and Youngstown State University. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to analyze client goals and provide tailored recommendations.