Benjamin Barnhart is a CFP®-certified financial advisor with 11 years of industry experience. He currently operates Barnhart Wealth Management and has prior experience at Charles Schwab, TD Ameritrade, and Scottrade. He is part of On Point CRNA, an SEC-registered advisory firm serving individual and high-net-worth clients. The firm manages about $100 million across roughly 183 accounts and employs a passive, model-portfolio investment approach using primarily ETFs and index funds, while also providing financial planning, tax preparation, payroll services, and assistance with annuity selection.

Douglas Cook is a financial advisor with M1 Capital Management LLC in Troy, MI, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior work includes roles at Charles Schwab and Integrity Alliance, LLC. Outside of advisory work, he is a principal real estate investor with CGT Enterprises. M1 Capital Management provides discretionary portfolio management and financial planning mainly for high net worth individuals, as well as pension plans, charities, and businesses. The firm employs a tactical asset allocation strategy primarily using ETFs and incorporates fixed-income diversification, options strategies, and tax considerations into its tailored investment programs.

Elmo Wedderburn is a financial advisor with EverythingHR Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with EverythingHR Financial Services since 2017 and also has a longstanding role at Southwest Airlines. Outside of his advisory work, he serves on the board of directors for a charter school in Oakland, California, and participates as an investment-related industry arbitrator. EverythingHR Financial Services LLC provides portfolio management and investment-advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, and business entities. The firm focuses on client-specific Investment Policy Statements, employing modern portfolio theory and quantitative analysis in a long-term trading approach, managing approximately $23 million across about 90 client accounts.

Katie Fredlund is a financial advisor at Kaizen Wealth Management, LLC with a Series 65 designation and one year of industry experience. Her prior work includes roles at American Health Plans and Meridian Health Plans, as well as operating insurance services through Kaizen Financial, Inc. and a sole proprietorship. Kaizen Wealth Management, LLC provides financial planning and consulting to individual and high-net-worth clients, primarily acting as an introducer and liaison to third-party money managers. The firm delivers tailored financial plans and coordinates with other professionals while relying on third-party managers for investment management.

Kenneth Bernard is a CFA® charterholder with 16 years of industry experience. He has been with Bernard Wealth Management Corp. for 15 years. In addition to his advisory role, he is licensed to recommend life insurance products in Michigan and is appointed with Jackson National Life and Brighthouse Financial. Bernard Wealth Management serves individuals, businesses, corporate retirement plans, and charitable organizations by providing discretionary portfolio management and financial planning services. The firm manages approximately $314 million in client assets using model portfolios that combine mutual funds, ETFs, and selected individual stocks based on quantitative and fundamental analysis.

Richard Aubuchon is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Hantz Group and various non-financial firms such as Great Oaks Country Club and Top Golf. Outside of advisory work, he is involved in insurance sales. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm emphasizes fundamental analysis and modern portfolio theory in its investment approach, offering discretionary management and tailored asset allocations across multiple asset classes.

Nathan Bohannon is a financial advisor at MKD Wealth with 15 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to his current role, he worked at MKD Wealth Coaches, LLC and its predecessor firm from 2009 to the present. Outside of advising, he is a licensed independent insurance agent authorized to sell life, disability, and long-term care insurance. MKD Wealth provides investment management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and business entities. The firm manages approximately $425 million in assets and employs a range of portfolio models across risk profiles using mutual funds, ETFs, individual securities, and alternative investments.

Timothy Sullivan is a financial advisor at Strategic Wealth Advisors Group, Inc. with 15 years of industry experience. He holds a Series 65 designation and has worked at the firm since 2014. In addition to his advisory role, he is the CEO and founder of Strategic Wealth Insurance Group, where he focuses on life insurance, annuity, and federal employee benefits sales. Strategic Wealth Advisors Group serves individual clients, including high-net-worth households, offering financial planning, consulting, and discretionary investment management. The firm primarily allocates client assets to independent registered managers and provides ERISA plan services, along with public educational seminars on investment topics.

Kenneth Arafat is a financial advisor at Strategic Wealth Advisors Group, Inc. in Utica, MI. He holds a Series 65 designation and has been with the firm for one year. Prior to joining the firm, he worked in retail and food service industries. Strategic Wealth Advisors Group serves individual clients, including high-net-worth individuals, offering financial planning, consulting, discretionary investment management, and retirement-plan advisory services. The firm primarily allocates client assets to independent managers and conducts ongoing monitoring, combining fundamental and technical analysis in its planning approach.

Michael Vendittelli is a CFP® professional with 13 years of industry experience, currently serving at ISTO Advisors, LLC since 2020. His prior roles include positions at JP Morgan Chase Bank and JP Morgan Securities LLC from 2015 to 2020. Outside of his financial advisory work, he is a musician and general partner in Greenstreet Band LLC, a classic rock and blues band. ISTO Advisors, LLC serves individuals, families, trusts, estates, retirement plans, and corporate entities with comprehensive wealth management, financial planning, and multigenerational coaching programs. The firm operates under a fiduciary standard and uses a broad range of investment options, incorporating third-party sub-advisers and technology to tailor strategies to client objectives and risk tolerances.

Jeffrey Furest is a CFP® professional with over 41 years of experience in the financial industry. He has been with First Financial Coaching, Inc. since 2009 and previously worked at Triad Advisors, Inc. from 2010 to 2017. Outside of advisory services, he is involved in life and disability insurance sales through an insurance agency where he serves as vice president. First Financial Coaching, Inc. provides investment advisory services, retirement plan consulting, and financial education to individuals, families, business owners, and corporations. The firm offers non-discretionary investment advice and collaborates with a third-party asset manager for discretionary portfolio management, emphasizing financial education and written analysis as part of its service offering.

Dominic Stewart is a financial advisor with CPR Investments Inc holding a Series 65 credential. He has one year of industry experience and previously worked at Studio Design & Millwork for eight years while also completing a decade as a full-time student. CPR Investments Inc. provides discretionary portfolio management, financial planning, and ERISA plan services to individuals, businesses, and retirement plans. The firm offers multi-manager portfolios combining tactical models with third-party advisors, emphasizing defensive positioning and ongoing model monitoring.

Michael Dzialo is a financial advisor at Managed Asset Portfolios, LLC in Rochester, MI, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has been with Managed Asset Portfolios since 2000. Managed Asset Portfolios provides discretionary and non-discretionary investment advisory services to a range of clients, including individuals, pension and government plans, trusts, and investment companies. The firm’s investment approach emphasizes fundamental, value-oriented equity analysis and detailed fixed-income research, utilizing tools such as the Bloomberg MAC-3 risk model and employing strategies across multi-cap and global portfolios.

Cassandra Beardslee is a CFP® and holds a Series 66 license with 13 years of industry experience. She has been with MKD Wealth since 2016, currently working as part of a six-advisor team. She is also licensed as an independent insurance agent, authorized to sell life, disability, and long-term care insurance. MKD Wealth provides investment management, financial planning, family office coordination, and consulting services to individuals, including high-net-worth clients, as well as pension plans, trusts, charitable organizations, and corporations. The firm uses model portfolios across various risk levels, incorporating mutual funds, ETFs, individual securities, independent managers, and alternative investments.

David Laidlaw is a financial advisor at Spectrum Financial Resources in Troy, MI, with 24 years of industry experience. He holds a Series 66 designation and has been associated with Spectrum Financial since 2014. In addition to his financial advisory role, he operates a law office providing legal and tax preparation services and acts as a notary public. Spectrum Financial Resources offers financial planning, advisory consulting, and portfolio management to individuals, retirement plans, trusts, charitable organizations, and businesses. The firm employs a mixed investment approach combining fundamental, technical, and cyclical analysis with both long-term holdings and short-term trading strategies.

Beth Zilka is a financial advisor with Baron Wealth Management, LLC in Troy, MI, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has been with Baron Wealth Management since 2010. In addition to her advisory role, she is an independently licensed insurance agent. Baron Wealth Management provides fiduciary wealth management and consultation services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other investment professionals. The firm emphasizes individualized, ongoing advice and strategic diversified asset allocation based on Modern Portfolio Theory, combining internally researched securities with mutual funds and ETFs, and regularly reviews and monitors client portfolios.

Tyler Decoster is a CFP® with eight years of experience in wealth planning, currently serving as Director of Wealth Planning at ISTO Advisors, LLC. He previously worked at PwC for two years. ISTO Advisors is a team of 11 professionals serving individuals, families, trusts, estates, retirement plans, and corporate entities. The firm provides comprehensive wealth management and financial planning, combining multigenerational coaching with tailored investment strategies across a broad range of assets.

Matthew Zajac is a financial advisor with Eagle Financial Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has been associated with Eagle Financial Advisors since 2014 and Eagle Financial Group since 2019. Outside of advisory work, he has served as an insurance agent since 2002. Eagle Financial Advisors, LLC provides investment advisory services to individuals, high-net-worth clients, trusts, corporations, and other business entities. The firm manages approximately $113 million in assets, primarily on a non-discretionary basis, employing quantitative techniques and third-party research to develop client-specific investment policies.

Jeffery Bleim is a financial advisor at FSA Advisors, Inc., with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has held various roles in financial services firms since 2002. Outside of advisory work, he serves as CFO of Hatty Group Inc., a staffing firm. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm employs fundamental analysis and modern portfolio theory with a long-term focus, offering tailored asset allocations and discretionary portfolio management.

John Cunningham is a CFP® with 10 years of industry experience, currently affiliated with William Mack & Associates Inc. He has operated Cunningham & Associates, LLC since 2003 and Cunningham & Associates Advisory Services, PLLC since 2011. In addition to his advisory work, he provides tax planning, preparation, business consulting, and some non-investment legal services through related entities. William Mack & Associates is a fee-only, SEC-registered investment adviser managing approximately $820 million for nearly 1,000 clients. The firm serves individuals, trusts, retirement plans, and other entities, employing a diversified, tax-efficient investment approach using low-cost mutual funds and ETFs across multiple model strategies.