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Christel T

Series 63, Series 66

Mt. Clemens, MI

FIFTH THIRD SECURITIES, Inc.

Christel Toal is an advisor at Fifth Third Securities, Inc. with 13 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Fifth Third Securities since 2018, also maintaining a role at Fifth Third Bank since 2000. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional investors through advisory and brokerage services. The firm offers multiple investment programs and third-party portfolio managers via its Passageway Managed Account platform, combining various strategies such as mutual funds, ETFs, SMAs, and tax-overlay services.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Maria S

Series 63, Series 65

Chesterfield, MI

FIFTH THIRD SECURITIES, Inc.

Maria Soave Krambeck is a financial advisor at Fifth Third Securities, Inc. with three years of industry experience. She holds the Series 63 and Series 65 licenses. Prior to her current role, she has been associated with Fifth Third Bank since 2016. Fifth Third Securities, Inc. serves a diverse range of individual and institutional clients through investment advisory and brokerage services. The firm offers multiple program types and third-party portfolio managers on its Passageway platform, catering to varied risk profiles and investment strategies.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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David B

CFA®, Series 63

St. Clair Shores, MI

Sequoia Financial Group, L.L.C.

David Berry is a CFA® charterholder with 22 years of industry experience, currently serving at Sequoia Financial Group, L.L.C. He has been with the Sequoia organization in various capacities since 2016. Berry holds the position of Director of Private Client Services at Sequoia Financial Group. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model and custom portfolio management strategies, supported by an Investment Policy Committee, and incorporates a range of investment vehicles such as mutual funds, ETFs, individual securities, private and alternative investments.

Wealth management Private / alternative investments Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy College savings (529s, UTMA, etc.) Founder/Business Owner Executive
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Kimberly Y

Series 63, Series 65

Clinton Township, MI

Hantz financial Services, Inc.

Kimberly Yaroch is a financial advisor with Hantz Financial Services, Inc. She holds Series 63 and Series 65 licenses and has 23 years of industry experience. Kimberly has been with Hantz Financial Services since 2002. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, and combines advisory, broker-dealer, mortgage, and insurance services in a single enterprise.

Active portfolio management Passive / index investing Tax-loss harvesting Business ownership considerations Retirement withdrawal strategies Founder/Business Owner Executive
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Daniel S

Series 66

Clinton Township, MI

Hantz financial Services, Inc.

Daniel Super is a Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Clinton Township, MI, with 11 years of industry experience, all spent at Hantz Financial Services. Hantz Financial Services serves a diverse client base including individual investors, pension plans, charitable organizations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and Direct Indexing, combining advisory, broker-dealer, mortgage, and insurance activities within its enterprise structure.

Active portfolio management Passive / index investing Tax-loss harvesting Business ownership considerations Retirement withdrawal strategies Founder/Business Owner Executive
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Selman K

Series 66

Clinton Township, MI

Hantz financial Services, Inc.

Selman Kanani is a financial advisor at Hantz Financial Services, Inc. with a Series 66 license and four years of industry experience. He has worked at Hantz Financial Services since 2019 and has prior experience at Wayne State University and Gaudino's. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios supplemented by third-party money managers, and integrates technology platforms such as Direct Indexing and AI-assisted data aggregation in its investment approach.

Active portfolio management Passive / index investing Tax-loss harvesting Business ownership considerations Retirement withdrawal strategies Founder/Business Owner Executive
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Timothy R

Series 66

Grosse Pointe Farms, MI

FIFTH THIRD SECURITIES, Inc.

Timothy Reynolds is a Series 66-certified financial advisor at Fifth Third Securities, Inc. with 18 years of industry experience. He previously worked at Ameriprise and Comerica Securities, Inc. Outside of his role at Fifth Third, he maintains employment with Comerica. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage channels, offering a range of managed account programs on the Passageway platform. The firm operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor, supporting various portfolio management approaches and a client-focused investment process.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Hans H

Series 65, Series 63

Clinton Twp, MI

Tlg Advisors, Inc.

Hans Hegge is a financial advisor at TLG Advisors, Inc. with one year of industry experience. He holds Series 65 and Series 63 licenses and has prior work experience at The Leaders Group Inc, K1 Strategies, Wedding Venue Crashers, Inc., LoopingBack, Inc., Flexera Software, and Raymond James. Outside of advising, he assists with bookkeeping and business operations for a CRM implementation business run by his wife. TLG Advisors, Inc. serves a broad range of clients including individuals, high-net-worth clients, trusts, and institutional investors. The firm utilizes fundamental analysis and Modern Portfolio Theory for portfolio construction and offers both customized portfolio management and a direct-to-consumer digital program called Starlight Portfolios.

Wealth management Passive / index investing Active portfolio management General estate planning guidance Business ownership considerations Founder/Business Owner Retired
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Katherine M

Series 66

Clinton Township, MI

FIFTH THIRD SECURITIES, Inc.

Katherine Mc Connaughy is a financial advisor with Fifth Third Securities, Inc. She holds a Series 66 designation and has five years of industry experience. Her prior roles include positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Merrill, and Bank of America, N.A. Fifth Third Securities, Inc. serves individual and institutional clients, offering investment advisory and brokerage services through various program types on the Passageway Managed Account platform. The firm is a wholly owned subsidiary of Fifth Third Bank and provides access to multiple portfolio management strategies, including mutual fund and ETF models, SMA strategies, and direct indexing.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Anthony M

Series 63, Series 65

Mt. Clemens, MI

FIFTH THIRD SECURITIES, Inc.

Anthony Monastero is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 credentials and 11 years of industry experience. He has been with Fifth Third Securities since 2015 and has a broader affiliation with Fifth Third Bank dating back to 2011. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and a tax-overlay service, operating as a wholly owned subsidiary of Fifth Third Bank.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Samuel L

Series 66

Clinton Township, MI

Hantz financial Services, Inc.

Samuel Lasher is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation and has previously worked at the Gerstacker Foundation, Lafontaine Auto Group, and Isabella Bank. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers, and offers financial planning, retirement consulting, and brokerage, mortgage, and insurance services through affiliated entities.

Active portfolio management Passive / index investing Tax-loss harvesting Business ownership considerations Retirement withdrawal strategies Founder/Business Owner Executive
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Jovo D

Series 63, Series 65

Sterling Heights, MI

Oppenheimer

Jovo Djurovski is a financial advisor at Oppenheimer with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fahnestock & Co., Inc. for 27 years. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a range of programs and advisory services that include equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary management approaches.

Retirement plans for business owners (SEP, solo 401k) Business exit / sale strategy General retirement planning Wealth management Executive Founder/Business Owner
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Jerald R

Series 63, Series 65

Clinton Township, MI

First Command Advisory Services

Jerald Rushing is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses. He has less than one year of industry experience and previously worked in building and renovation businesses as well as for the U.S. Department of Veterans Affairs. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a specific focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs utilizing model portfolios managed by a centralized Investment Management Team.

Passive / index investing Active portfolio management Retirement income strategy Tax-loss harvesting ESG / Sustainable investing Self-Employed Young Professionals
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Daniel E

Series 66

Utica, MI

Principal Financial Services

Daniel Essian is a financial advisor with Principal Financial Services in Utica, MI, holding a Series 66 license and nine years of industry experience. His prior roles include positions at Transamerica Financial Advisors, JP Morgan Chase, and James Hardie. He is a member at-large of the Precision Metalforming Association East Michigan District, where he helps organize educational workshops and member events. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Retired Founder/Business Owner
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Santo B

Series 63, Series 66

Clinton Township, MI

Citizens Securities, Inc.

Santo Blumke is a financial advisor with Citizens Securities, Inc. in Clinton Township, MI, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at several firms, including Fifth Third Securities and The Huntington Investment Company. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm operates a digital advisory program alongside managed accounts and brokerage services, and is wholly owned by Citizens Bank, N.A.

Tax-loss harvesting Passive / index investing
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Thomas J

Series 63, Series 66

Clinton Township, MI

Commonwealth Financial Network

Thomas Janicki is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been associated with Lexington Financial and Commonwealth Financial Network since 2001. Outside of his advisory work, he owns and operates Janicki Tree Farm, a business he has managed since 1999. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and services, including model portfolios and customized investment solutions, supported by operations, technology, compliance, and practice-management resources.

Passive / index investing Active portfolio management Tax-loss harvesting Wealth management Retirement income strategy Founder/Business Owner Executive Retired
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Karen W

Series 63, Series 66

Roseville, MI

FIFTH THIRD SECURITIES, Inc.

Karen Warner is a financial advisor with Fifth Third Securities, Inc. in Roseville, MI, holding Series 63 and Series 66 licenses and over 22 years of industry experience. Her prior roles include positions at Citizens Securities, Inc., JP Morgan Chase Bank, UBS Financial Services, and Wells Fargo Advisors. Outside of her advisory work, she owns a business specializing in hand-made decorations and serves as an assistant manager for a packaging company. Fifth Third Securities, Inc. serves individual and institutional clients through investment advisory and brokerage channels, offering a range of program types including mutual fund/ETF models, separately managed accounts, and direct indexing strategies via its Passageway Managed Account platform.

Passive / index investing Tax-loss harvesting ESG / Sustainable investing General retirement planning
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Bobbi W

Series 65

Clinton Township, MI

Hantz financial Services, Inc.

Bobbi Wroblewski is a financial advisor at Hantz Financial Services, Inc. in Clinton Township, MI, holding the Series 65 credential. She has been with Hantz Financial Services since 2017 and has prior experience with Wigs 4 Kids. Hantz Financial Services serves a diverse range of clients including individual investors, high-net-worth households, pension and profit-sharing plans, and business owners. The firm uses ETF-based model portfolios supplemented by third-party money managers and employs asset-allocation frameworks with automated tax-loss harvesting and technology partnerships to support portfolio management.

Active portfolio management Passive / index investing Tax-loss harvesting Business ownership considerations Retirement withdrawal strategies Founder/Business Owner Executive
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Alexander M

Series 66

Shelby Township, MI

J. W. Cole Advisors, Inc.

Alexander Mittag is a financial advisor with J. W. Cole Advisors, Inc. He holds the Series 66 designation and has been with J. W. Cole Advisors since 2026. His prior work experience includes roles at White Glove and Lenawee Now, as well as involvement with the United Shore Professional Baseball League and educational institutions. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, retirement plans, and other entities through a national network of over 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions, implementing investment decisions through various discretionary and non-discretionary methods.

Retirement plans for business owners (SEP, solo 401k) College savings (529s, UTMA, etc.) Retired Founder/Business Owner
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Mark T

Series 63, Series 66

St. Clair Shores, MI

Private Advisor Group, LLC

Mark Thompson is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and 38 years of industry experience. His career includes positions at LPL Financial and UBS Financial Services. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various advisory programs. The firm uses a fiduciary-based model, combining technology platforms and third-party managers to implement investment strategies.

Annuities Founder/Business Owner
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