James Carroll is a CFA® charterholder with 15 years of industry experience. He has been with Pointe Capital Management LLC since 2014, where he is part of a five-advisor team. Pointe Capital Management provides discretionary and non-discretionary investment management and retirement plan advisory services to individuals, high-net-worth clients, institutions, trusts, and 401(k) plan sponsors. The firm uses a long-term, low-turnover investment approach centered on fundamental analysis and a proprietary valuation process, and it employs derivatives and margin in separately managed accounts, which is uncommon among similar advisers.

Dennis Prost is a CFP® with 37 years of industry experience, currently serving at VIMA, LLC since 2022. His prior roles include positions at PVG Asset Management Corporation, Harvest Investment Services LLC, and Proequities, Inc. Prost holds Series 63 and Series 65 licenses. VIMA, LLC is a mid-sized advisory firm that serves individual and high-net-worth clients by providing discretionary and non-discretionary portfolio management, financial planning, and 401(k) consulting. The firm employs a top-down, sector-level screening process with strategies that may include covered-call option writing and hedging, offering customized portfolios across equities, fixed income, mutual funds, and ETFs.

Phillip Afif is a financial advisor at Royal Oak Financial Advisors, LLC, holding a Series 65 designation with six years of industry experience. He previously worked at Alpha Asset Advisors for one year before joining Royal Oak Financial Advisors, where he has been employed since 2017. Afif is a limited partner in a real estate and construction company, SODECO Limited Partnership, though he is not actively engaged in the partnership. Royal Oak Financial Advisors serves individuals, high-net-worth clients, and retirement plans with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm bases investment decisions on asset allocation and model portfolios tailored to client goals and risk tolerance, typically managing accounts on a discretionary basis.

Evan Pribble is a financial advisor at FSA Advisors, Inc. with one year of industry experience. He holds the Series 65 and Series 63 licenses. His prior experience includes roles at Equitable Advisors LLC and various positions outside the financial services sector. He is also registered as an insurance agent involved in insurance sales. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm utilizes fundamental analysis and modern portfolio theory with a focus on long-term trading and tailored asset allocations across mutual funds, fixed income, REITs, annuities, and ETFs.

Johnathon Lipka is a financial advisor at FSA Advisors, Inc. with one year of industry experience. He holds a Series 65 designation and has worked at several firms including Clarity In Retirement and AE Wealth Management LLC. Outside of his advisory work, he has been involved with J&A Lipka Life LLC since 2022. FSA Advisors provides portfolio management and financial planning services to individuals, high-net-worth clients, and businesses. The firm emphasizes long-term investment strategies based on fundamental analysis and modern portfolio theory, offering tailored asset allocations and discretionary management.

David Ficarra is a financial advisor with Discipline Wealth Solutions, Inc. in Sterling Heights, MI, holding Series 63 and Series 65 credentials and bringing 12 years of industry experience. He has held roles at Tax Solutions Consultants, LLC, CPR Financial Group LLC, and Capital Markets IQ, LLC. Outside of advisory work, he provides tax preparation, accounting, and business plan review services as a tax accountant. Discipline Wealth Solutions serves individuals, corporations, retirement plans, and other advisors by offering discretionary and non-discretionary managed accounts, sub-advisory relationships, retirement plan consulting, cash management, and financial planning. The firm’s approach includes tailored portfolios using asset allocation, technical analysis, and both long- and short-term trading, with oversight of internal and third-party managers.

Kevin McMillan is a financial advisor with Spectrum Financial Resources and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including eight years at J.P. Morgan Securities prior to joining Spectrum Financial Resources in 2020. Spectrum Financial Resources provides investment advisory and planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm offers customized portfolio management and financial planning, using a range of investment vehicles such as mutual funds, ETFs, equities, and fixed income securities.

Andrew Morgan is a Series 65 licensed advisor at Taylor & Morgan Asset Management, LLC d/b/a TM Advisors, with eight years of industry experience. He has worked at Taylor & Morgan Asset Management since 2020 and previously at Plante Moran from 2016 to 2020. Outside of his advisory role, Morgan consults on tax and business transactions through an accounting firm and is involved in investment analysis and financial reporting for a real estate-related business. Taylor & Morgan Asset Management provides investment supervisory services and financial planning primarily to individual clients and pension/profit-sharing plans, managing approximately $327 million across 418 accounts. The firm also offers mergers and acquisitions advisory services and employs a variety of investment strategies guided by fundamental and cyclical analysis.

Taylor Cox III is a financial advisor at City Center Advisors, LLC in Troy, Michigan, holding a Series 66 designation with seven years of industry experience. His prior experience includes roles at Morgan Stanley and Benzinga. Outside of his advisory work, he also works as a delivery driver for Doordash. City Center Advisors, LLC provides discretionary investment management, limited-scope financial planning, and retirement plan services to individuals, including high-net-worth clients, as well as businesses and qualified retirement plans. The firm employs a Modern Portfolio Theory-based approach and offers a unified managed account program that incorporates model portfolios, third-party managers, and sub-advisors.

Martin Schmidt is a CFP® and ChFC® with 40 years of experience in the financial services industry. He is currently with Carrera Capital Advisors, joining in 2024 after a long career at Northwestern Mutual and related entities from 1984 to 2024. Outside of his advisory work, he is a part owner of a family LLC that owns two boats. Carrera Capital Advisors serves individuals, retirement plans, foundations, and other institutions with financial planning, portfolio management, and consulting services. The firm employs a combination of macroeconomic, fundamental, and behavioral analysis along with proprietary quantitative tools and AI techniques to construct diversified, tax-aware portfolios tailored to client objectives.

Brett Quayle is a CFP® with 20 years of industry experience, currently serving as an advisor at Quayle Financial Group, LLC in Grand Blanc, MI. He has worked at Taylor & Morgan Asset Management since 2016 and has been associated with Quayle & Co. Securities since 2005. Quayle Financial Group primarily serves individual clients, families, and small- to medium-sized businesses, offering discretionary portfolio management and integrated financial planning. The firm employs a long-term, fundamental buy-and-hold investment approach tailored to client risk tolerance and time horizon, utilizing no-load mutual funds, ETFs, equities, bonds, and annuities.

Viorica Fuchs is a financial advisor at Jay A. Fishman, Ltd with 13 years of industry experience. She holds the Series 65 designation and has been with Jay A. Fishman, Ltd since 2002. Jay A. Fishman, Ltd provides fee-based, discretionary portfolio management and investment counseling for high-net-worth individuals, families, corporations, charitable institutions, and select institutional clients. The firm emphasizes independent fundamental research and a long-term, conservative investment approach, focusing on mid-to-large-cap growth-at-a-reasonable-price equities and quality fixed income, with concentrated portfolios managed for low turnover.

Emily Pehlis is a financial advisor at Strategic Wealth Advisors Group, Inc. with three years of industry experience. She holds the Series 66 designation and has previously worked at MassMutual Great Lakes and Dynamic BDC. Strategic Wealth Advisors Group serves individual clients, including high-net-worth households, through financial planning, consulting, and discretionary investment management. The firm primarily allocates client assets to independent registered managers and offers ERISA plan services along with public educational seminars on investment topics.

Kyle Zammit is a financial advisor with StraightLine, holding a Series 65 designation and three years of industry experience. He has been with StraightLine and Straightline Group LLC since 2023. Prior to that, he worked at Mercury and spent nine years in Washington Township. StraightLine serves individual investors, including high-net-worth clients, and retirement-plan sponsors by providing investment management, financial planning, cash management, and retirement education services. The firm utilizes institutional research and proprietary model portfolios, applying modern portfolio theory and quantitative analysis, and supports client engagement through structured educational programs.

Michael Maley is a financial advisor with VIMA, LLC in Troy, Michigan, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with VIMA since 2014 and operates an additional business under the name Maley Investment Group. VIMA serves individual and high-net-worth clients with portfolio management, financial planning, and 401(k) consulting. The firm employs a top-down, sector-focused investment approach and manages approximately $150 million in assets across a 12-advisor team.

Brian Swinney is a financial advisor with FSA Advisors, Inc. in Troy, MI, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked at FSA Advisors since 2017 and previously spent three years at Independence Capital Co Inc. Outside of his advisory role, Swinney serves as Vice President at Financial Services of America, where he sells life insurance and annuities, and is CEO of Core Four Services Inc, which also sells insurance products. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm’s investment approach combines fundamental analysis with modern portfolio theory and a long-term trading horizon, employing a mix of mutual funds, fixed income, ETFs, REITs, annuities, and third-party managers.

Devin Ellis is a financial advisor at Carrera Capital Advisors with eight years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Carrera Capital Advisors in 2025, Devin worked at Bank of America, Merrill, JPMorgan Chase Bank, JPMorgan Securities, and Quicken Loans. Carrera Capital Advisors serves individual clients, retirement plans, trusts, foundations, and institutional entities through discretionary portfolio management and financial planning. The firm employs a multifaceted investment process incorporating quantitative tools, fundamental analysis, technical patterns, and artificial intelligence to build diversified, tax-aware portfolios.

Jonathan Furest is a Series 65-licensed financial advisor with nine years of industry experience. He has been with First Financial Coaching, Inc. since 2014 and is also involved with Furest Furest Services, Inc. Outside of his advisory role, he serves on the Board of Directors for the Central Macomb Optimist Foundation and participates in the NextGen Macomb networking group. First Financial Coaching, Inc. provides investment advisory services, retirement plan consulting, and financial education to individuals, families, business owners, and corporations. The firm delivers non-discretionary investment recommendations and partners with a third-party asset manager for discretionary portfolio management, emphasizing financial education and written analysis as part of its service offering.

Mark Kersten is an advisor at FSA Advisors, Inc. with three years of industry experience. He holds Series 63 and Series 65 designations and has been affiliated with Financial Services Of America Advisors since 2020. He also maintains a long-standing association with Usallianz Securities Inc. and Financial Services Of America dating back to the early 1990s. FSA Advisors provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and business clients. The firm’s investment approach combines fundamental analysis with modern portfolio theory and typically implements allocations using mutual funds, fixed income, ETFs, REITs, annuities, and similar products.

Michael Spica is an investment advisor representative at FSA Advisors, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at FSA Advisors since 2017, with prior experience at Independence Capital Co Inc and AE Financial Services. Outside of his advisory role, he is involved in insurance sales and serves as president of MVS Incorporated, which receives commissions for insurance products. FSA Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth, and business clients. The firm combines fundamental analysis with modern portfolio theory and a long-term investment horizon, typically utilizing mutual funds, fixed income, ETFs, REITs, and annuities in client portfolios.