Jacob Chapman is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding a Series 66 designation with two years of industry experience. His prior roles include positions at Midland Country Club and Michigan State University. Hantz Financial Services serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning, portfolio and wealth management primarily through ETF-based model portfolios, supplemented by third-party money managers and advanced tools such as automated tax-loss harvesting and Direct Indexing.

Jeffrey Sieffert is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 13 years of industry experience. He has worked at Bankers Life and its affiliated entities since 1998, including a decade at Bankers Life Securities, Inc. In addition to his advisory role, he serves as a Unit Field Trainer, recruiting and training insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized portfolios aligned with clients’ goals and risk tolerances.

Caleb Christe is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds the Series 66 designation. Prior to joining Hantz, Caleb worked in roles at Nexteers Automotive and various educational institutions. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and technology-driven solutions.

Kelly Neil is a financial advisor with Hantz Financial Services, Inc. in Saginaw, MI, holding a Series 66 designation and 19 years of industry experience. He has worked with Hantz Financial Services since 2008 and was previously associated with Wells Fargo Clearing in 2007. Hantz Financial Services serves a diverse client base, including individuals, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm provides financial planning, portfolio and wealth management through ETF-based model portfolios and third-party SMA strategies, alongside retirement plan consulting and brokerage, mortgage, and insurance services via affiliated entities.

Joseph Swope is a financial advisor at Hantz Financial Services, Inc. with three years of industry experience. He holds a Series 66 designation and has previously worked at Precision Risk Management and Decorative Panels International. Outside of advisory roles, he oversees and advises the security team at Cardinal Corners LLC, an apartment complex. Hantz Financial Services serves individual, pension, charitable, corporate, and business owner clients through financial planning, portfolio and wealth management, and retirement plan consulting. The firm employs ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and technology-driven solutions such as Direct Indexing and automated tax-loss harvesting.

Gavin Patterson is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding CFP® and Series 66 credentials with three years of industry experience. His prior work includes roles at Saginaw Valley State University, Subway, M.J. Electric, and New Lothrop High School. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm offers financial planning and portfolio management primarily through ETF-based model portfolios across various risk levels, supplemented by third-party managers and Direct Indexing, alongside retirement plan consulting and affiliated brokerage, mortgage, and insurance services.

Joanne Rose is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Hantz Financial Services since 2017, preceded by a one-year tenure at AXA Advisors, LLC. Hantz Financial Services, Inc. serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and Direct Indexing, while integrating advisory, broker-dealer, mortgage, and insurance services.

Linda Collier is a financial advisor with PNC Wealth Management in Saginaw, MI, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Citizens Securities. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital, discretionary model account available via an invitation-only employee pilot. The firm utilizes algorithm-driven investment strategies with portfolio implementation and oversight delegated to third parties.

Andrew Schiefer is a financial advisor at Hantz Financial Services, Inc. in Bay City, Michigan, with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hantz Financial Services since 2001. Hantz Financial Services serves a broad range of clients including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm uses ETF-based model portfolios alongside third-party money managers and other investment strategies, combining advisory, broker-dealer, mortgage, and insurance services.

Daniel Alarie is a financial advisor at Hantz Financial Services, Inc. in Bay City, MI, holding a Series 65 designation with eight years at Hantz and two years of industry experience. Prior to his advisory career, he operated G's Pizzeria & Deli for 13 years. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management through ETF-based model portfolios supplemented by third-party managers, using an asset-allocation framework and technology-driven trade execution and tax-loss harvesting.

Patrick Nelson is a CFP® professional at Hantz Financial Services, Inc. in Bay City, MI, with 19 years of industry experience, all with his current firm. Hantz Financial Services serves a diverse range of clients, including high-net-worth individuals, pension and profit-sharing plans, charities, corporations, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios supplemented by third-party managers and technology-driven solutions.

Jimmey Sequin II is a financial advisor at Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 designations with 26 years of industry experience. He has been with Hantz Financial Services since 2000 and previously worked at Northwood University for 21 years. Hantz Financial Services serves a diverse client base, including high-net-worth individuals, pension plans, charitable organizations, and business owners, offering financial planning, portfolio and wealth management primarily through ETF-based model portfolios and third-party strategies. The firm’s combination of advisory, broker-dealer, mortgage, and insurance services, along with its use of advanced technology platforms and multiple partnerships, distinguishes it within the industry.

Ty Chambers is a financial advisor at Benjamin F. Edwards & Company, Inc. with two years of industry experience. He holds a Series 66 designation and has prior experience at NYLIFE Securities LLC and New York Life Insurance Company. Before entering the financial industry, he worked eight years in construction. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, and investment management consulting, utilizing proprietary strategies and third-party model portfolios.

William Bates is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials, and has 43 years of industry experience. His career includes long tenures at Royal Alliance Associates, BBCM Financial Services, and the Professional Affiliation Program, along with work as an independent insurance agent. Bates’s business activities include ongoing involvement in non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and institutional platforms.

Andrew Boerma is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Ameriprise in Midland, MI. His prior roles include positions at The Huntington National Bank, Huntington Investment Company, SYM Financial Advisors, and Benjamin F. Edwards. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides ongoing, tax-aware withdrawal strategies and income planning recommendations.

Noah Ferrio is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Cuna Mutual Group, CUNA Brokerage Services, and Northwestern Mutual Investment Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with a focus on both discretionary and non-discretionary investment strategies.

Edward Foltz is a financial advisor with Cetera in Frankenmuth, MI, holding a Series 63 designation and 28 years of industry experience. He has held roles at Cetera Advisors LLC since 2013 and has been involved with multiple financial services and insurance firms, including Rummel Benefits Group and Income Planning Services. Outside of his advisory work, Foltz participates in traditional Bavarian dance through Frankenmuth Schuhplattler LLC and serves on the board of governors for the Frankenmuth Community Foundation. Cetera Investment Advisers LLC is an SEC-registered firm offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves a diverse client base including individuals, employer-sponsored plans, corporate and charitable entities, and institutional accounts, utilizing a multi-manager platform with various discretionary and non-discretionary program options.

Matthew Leppek is a financial advisor with Edward Jones in Bay City, MI, holding a Series 66 designation and seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Wanigas Credit Union and J & J Collision. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm operates an SEC-registered advisory program with approximately $1.01 trillion in assets under management and offers a range of investment strategies, including discretionary and non-discretionary wrap fee portfolios, separately managed accounts, and affiliated mutual funds.

Benjamin Dollard is a financial advisor with Ameriprise in Midland, MI, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Humane Society of Midland County. Ameriprise provides a retirement-income planning service tailored for individuals nearing or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Elliott serves as a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, he focuses on connecting all aspects of clients' financial lives to help prioritize and pursue their most important financial goals. His approach involves working closely with clients to develop personalized plans tailored to their unique ambitions. Michael holds the Chartered Retirement Planning Counselor (CRPC) designation and completed his high school education at Saginaw High School. His work encompasses areas such as planning for education funding, retirement lifestyles, health care costs, and long-term family goals, emphasizing simplicity and transparency throughout the wealth planning process.