Bradley Bach is a financial advisor at Commonwealth Financial Network with seven years of industry experience. He holds a Series 66 designation and has previously worked at Cetera and Independent Bank. He is a co-owner of Shoreline Wealth Partners, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages around $212.7 billion in client assets. The firm offers comprehensive adviser support, including managed-account programs and access to third-party asset managers, while providing trading, reporting, and custody services.

James Kingsley is a financial advisor with The Huntington Investment Company in Bay City, MI, holding Series 63 and Series 66 licenses and four years of industry experience. His professional background includes roles at Ameriprise, Bank of America, and Huntington National Bank. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, including high-net-worth clients, charitable organizations, corporations, and other entities. The firm offers multiple wrap-fee programs through the Envestnet MAS platform, combining third-party and proprietary portfolio management solutions within an open-architecture model.

Ralph Brozzo is a CFP® with 30 years of industry experience and has been with Benjamin F. Edwards & Company, Inc. since 2013. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he owns a majority stake in DeBroz Entertainment Co., a company based in Midland, MI. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving individuals, institutions, and charitable organizations. The firm offers a range of fee-based wrap programs and investment strategies, supported by a large team of advisors and substantial assets under management.

Ryan Brown is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been with Hantz Financial Services since 2010. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed and unified managed accounts, and offers expanded implementation capabilities through affiliated entities such as a state-chartered trust bank and in-house tax and business consulting services.

Frederick Lambert is a Series 65-licensed financial advisor with Hantz Financial Services, Inc. in Bay City, MI, where he has worked since 2014. He has 10 years of industry experience. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts, unified managed account solutions, and access to direct indexing and alternative investments, supported by affiliated entities such as a state-chartered trust bank and in-house tax and business consulting services.

Jacob Chapman is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation. Prior to joining Hantz Financial Services, Chapman worked at Midland Country Club and Michigan State University. Hantz Financial Services serves individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, and offers a range of financial planning, wealth management, and retirement-plan advisory services.

Jeffrey Sieffert is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Bankers Life Securities since 2016 and has worked at BANKERS LIFE since 1998. In addition to his advisory role, he serves as a unit field trainer recruiting and training insurance agents. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, periodic rebalancing, and a mix of fundamental, technical, and cyclical analysis to guide investment decisions.

Caleb Christe is a financial advisor at Hantz Financial Services, Inc. with one year of industry experience. He holds a Series 66 designation and has worked in various roles including positions at Nexteers Automotive and several educational institutions. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven investment approach utilizing ETF strategies, separately managed accounts, and unified managed account solutions, supported by a broad range of affiliated financial and consulting services.

Kelly Neil is a financial advisor at Hantz Financial Services, Inc. in Saginaw, MI, holding a Series 66 designation with 19 years of industry experience. He has been with Hantz Financial Services since 2008. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts and offers a range of financial planning, wealth management, and fiduciary services.

Joseph Swope is a financial advisor with Hantz Financial Services, Inc., holding a Series 66 designation and three years of industry experience. He has worked at Hantz Financial Services since 2023 and previously oversaw security operations for Cardinal Corners LLC, a non-investment-related apartment complex. Hantz Financial Services, Inc. is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform managing approximately $10 billion in client assets. The firm focuses on diversified, ETF-centered model portfolios, asset allocation, and tax-aware implementations, offering a range of financial planning and wealth management services alongside mortgage brokerage and insurance through affiliated agencies.

Gavin Patterson is a Certified Financial Planner® with three years of industry experience, currently serving as an advisor at Hantz Financial Services, Inc. He has worked at Hantz Financial Services since 2022 and previously held roles at Saginaw Valley State University, Subway, M.J. Electric, and New Lothrop High School. Hantz Financial Services, Inc. is an enterprise investment advisor and registered broker‑dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate and retirement plan sponsors through a multi-advisor platform offering diversified ETF-centered model portfolios, wealth management, retirement plan consulting, and affiliated mortgage and insurance services.

Joanne Rose is a financial advisor at Hantz Financial Services, Inc. with 10 years of industry experience. She has held positions at Hantz Financial Services since 2017 and previously worked at AXA Advisors, LLC from 2016 to 2017. Rose holds Series 63 and Series 65 licenses. Hantz Financial Services is an enterprise investment adviser and registered broker-dealer serving individual investors, corporate clients, and retirement plan sponsors with approximately $10 billion in assets under management. The firm emphasizes diversified, ETF-focused model portfolios and offers a range of financial planning, wealth management, and consulting services through a multi-advisor platform.

Linda Collier is a financial advisor with PNC Wealth Management based in Saginaw, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. Her prior work includes roles at Merrill and Bank of America. She has been with PNC Investments since 2017. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary, invitation-only digital portfolio platform that uses algorithmic risk assessment and invests in approved mutual funds and ETFs with annual rebalancing.

Andrew Schiefer is a financial advisor with Hantz Financial Services, Inc. in Bay City, MI, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has been with Hantz Financial Services since 2001. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs a model-driven ETF investment approach supplemented by separately managed accounts, unified managed accounts, and access to alternative investments, supported by affiliated entities offering tax, business consulting, insurance, mortgage, and trust services.

Raymond Pape is a financial advisor with Commonwealth Financial Network and Shoreline Wealth Partners, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior work includes roles at Cetera and Independent Bank. He is a co-owner of Shoreline Wealth Partners, a private entity focused on securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, wealth management, and retirement plan consulting. The firm supports affiliated advisors with operations, technology, investment management, compliance, and practice management.

Daniel Alarie is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience and a Series 65 designation. He has worked at Hantz Financial Services since 2018 and previously operated G's Pizzeria & Deli for 13 years. Hantz Financial Services, Inc. is an enterprise investment adviser and broker-dealer managing approximately $10 billion in client assets. The firm serves individual investors, corporate clients, and retirement plan sponsors through a multi-advisor platform offering diversified, ETF-centered model portfolios, financial planning, and wealth management services.

David Snider is a financial advisor with Fifth Third Securities, Inc. in Midland, MI, holding a Series 66 designation and 14 years of industry experience. His prior work includes positions at Wells Fargo Clearing and Wells Fargo Advisors. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with integrated relationships across the bank, platform sponsor, and clearing firm.

Patrick Nelson is a CFP® professional with 19 years of industry experience, currently serving at Hantz Financial Services, Inc. since 2007. He holds Series 63 and Series 65 licenses and is based in Bay City, MI. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed accounts and unified managed account solutions, supported by affiliated banking, tax, business consulting, and insurance services.

Tyler Quinn is a financial advisor with The Huntington Investment Company, holding Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Ameriprise Financial Services, The Huntington National Bank, and Sigma Financial Corporation. Outside of finance, he serves as a Theatre Tech Director at Freeland Schools, where he teaches students technical skills related to musical productions. The Huntington Investment Company, operating as Huntington Financial Advisors, provides advisory and brokerage services to individuals, charitable organizations, corporations, and other business entities. The firm offers multiple wrap-fee programs using an open-architecture platform that combines third-party and affiliate models, with services including portfolio management, trade execution, and custodial support.

Jimmey Sequin II is a financial advisor with Hantz Financial Services, Inc. in Midland, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Hantz Financial Services since 2000 and also has a 21-year work history at Northwood University. Hantz Financial Services serves a diverse client base including individual investors, charitable organizations, corporate clients, and retirement plan sponsors. The firm employs model-driven ETF strategies alongside separately managed and unified managed accounts and offers expanded implementation capabilities through affiliated entities such as a trust bank and in-house consulting services.