Kari Douglas Ehleringer is a financial advisor with Ameriprise, holding CFP® and ChFC® designations and 25 years of industry experience. She has been with Ameriprise and its related entities since 2002. Ehleringer serves on the Board of Directors for the Breast Cancer Support Network in Rochester, MN. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency strategies to deliver personalized, non-discretionary recommendations.

Jeffrey Bigler is a financial advisor with OSAIC based in Rochester, MN, holding the ChFC® and Series 63 designations with 38 years of industry experience. He has held roles at Royal Alliance Associates, Signator Investors, Advanced Financial Consultants, and JADCO, among others. Outside of his advisory work, Bigler serves as a board member of The Chris Norton Foundation and the Diocese of Winona Rochester, and he is treasurer of the Fortuniare Foundation. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a wide network of affiliated advisers. The firm offers integrated brokerage and advisory services with portfolio management supported by asset-allocation tools, third-party money managers, and program platforms.

Donald Christenson is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Cetera and its affiliates since 2013 and is also involved with Mayo Employees FCU. Outside of his advisory roles, Christenson serves as president of the KM Drama Boosters, a local drama club. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individual, corporate, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of investment program options and supervises assets across several custodial relationships.

Constance Williams is a financial advisor at Ameriprise with 18 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Ameriprise and other firms including LPL Financial and Wealth Enhancement Group. Outside of advising, she is involved with Ikigai Operations LLC, where she provides leadership and client service support, and serves on the board of directors for Forever Pathways. She also volunteers to facilitate Financial Peace University classes. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing retirement-income planning focused on dependable income and tax-aware strategies.

Randal Johnsrud is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Waddell & Reed and Robert Reynolds. Outside of his advisory role, he is involved in non-variable insurance activities through RoundTable Wealth Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Steven Gifford is a financial advisor at Robert Baird & Co. with seven years of industry experience. He holds a Series 66 designation and has worked at Baird since 2022, following nearly three decades at Wells Fargo Bank and a brief period with Wells Fargo Clearing. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a variety of financial planning, portfolio management, and brokerage services, utilizing manager-traded and model-traded strategies alongside internal research and technology tools.

Toby Hatlevig is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in helping clients build, preserve, and transfer wealth through tax-efficient strategies, focusing on paying taxes once rather than repeatedly over time. Toby works closely with clients to understand the motivations and priorities behind their financial decisions, aiming to develop personalized strategies that align with their long-term goals. His areas of expertise include investment management, retirement planning, and customized wealth strategies, serving client needs from family wealth management and legacy planning to LGBT wealth planning and tax minimization. Toby holds a Bachelor's Degree from Gustavus Adolphus College and is a Personal Investment Advisor (PIA). He emphasizes building meaningful, long-term relationships with clients to provide guidance that evolves with their changing needs. Outside of his professional role, Toby prioritizes spending time with his wife Janelle and their two children, centering his personal life around family and valuing time as the most important currency.

Matthew Hogan is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Stifel since 2009. He is based in Rochester, MN, and holds Series 63 and Series 66 licenses. Outside of his advisory role, Hogan participates in community finance activities, including serving on the finance committee for the Rochester Senior Citizens Center and as a member of the finance council for the Church of St. John. Stifel serves a diverse client base, including individual, institutional, and charitable clients, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Nicholas Forliti is a CFP® with 19 years of experience, currently serving as a financial advisor at Ameriprise since 2020. He has been with Ameriprise Financial Services, Inc. since 2007. Outside of his advisory role, Forliti is involved in pro-bono work through the Angel Foundation, assisting families affected by cancer with financial challenges. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies through its Premier Retirement Income service.

Todd Ustby is a financial advisor with LPL Financial in Rochester, MN, holding the Series 63 designation and with 33 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory role, he has been involved in building houses and serves in a fiduciary capacity for The Charles Rocca Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Gary Reiland is a financial professional with 10 years of industry experience, currently with Cetera in Rochester, MN. He holds a Series 66 designation and has prior experience with Mayo Employees Federal Credit Union and a more than three-decade tenure at Mayo Clinic. Outside of his advisory role, he is involved in selling fixed insurance products including life insurance, annuities, and long-term care. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options and various program structures, supported by a network of over 10,000 advisors and managing approximately $256 billion in assets.

Michelle Gascoigne is a financial advisor at LPL Financial with 24 years of industry experience. She holds the Series 63 designation and has worked at firms including Cetera and Frandsen Bank & Trust. Outside of her advisory role, she is involved in retail nutrition through Isagenix. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, and supports advisors with research and technology tools.

Michael Vanstraaten is a financial advisor at Stifel with 21 years of industry experience. He has been with Stifel since 2009 and holds a Series 66 designation. Outside of his advisory role, he is involved in a family farm business that sells meat directly and participates in managing recreational land used for hunting and beekeeping. Stifel serves a wide range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis and probabilistic modeling developed by its Investment Strategy Group, providing clients with asset allocation and planning guidance.

Kevin Wadley is a CFP® and Series 66 licensed financial advisor with 11 years of industry experience. He has been with Edward Jones since 2014, based in Rochester, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts, and operates under a fiduciary standard while managing approximately $1.01 trillion in assets.

Scott Dewitz is a ChFC® credentialed financial advisor with Ameriprise, based in Oronoco, MN, and has 38 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in commercial real estate ownership. Ameriprise offers retirement-income planning services primarily for individuals with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice, delivering these services through a centralized retirement-income consulting team working alongside financial advisors.

Andrew Dunn is a financial advisor with Edward Jones in Rochester, MN, holding a Series 63 designation and over 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Bradley Dewerd is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services for 19 years. Dewerd serves as a board member of the Rochester Hockey Foundation, which raises funds through hockey camps for youth hockey in Rochester. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and automated rebalancing to construct portfolios that include a variety of investment options.

John Van Camp is a financial advisor with Edward Jones in Rochester, MN, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He joined Edward Jones in 2018 after working at NyLife Securities LLC and New York Life Insurance Company from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors.

Lisa Doherty is a financial advisor with Osaic Wealth, Inc. She holds Series 63 and Series 66 licenses and has 26 years of industry experience. Her prior roles include positions at Royal Alliance Associates and Signator Investors. In addition to her advisory work, she serves as Senior OSJ Branch Manager and Director of Securities Operations for Securities Support Unit, LLP, overseeing branch securities training and compliance. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to build portfolios across various investment types.

Matthew Sather is a Certified Financial Planner® with Raymond James Financial Services Advisors, Inc., bringing four years of industry experience. Prior to joining Raymond James, he worked at Rock Island Wealth Management and LPL Financial. Outside of finance, he works as a freelance actor, participating in professional theatre as his schedule allows. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning and consulting using various analytical tools and supports a broad network of advisors and affiliated firms.