Veronica Villeneuve is a financial advisor at UBS Financial Services with eight years of industry experience. She holds the Series 66 designation and has worked at UBS since 2017. Prior to joining UBS, she was employed at Delaware Data Solutions and Anderson Trucking Services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor plans to clients’ goals while offering institutional trading capabilities alongside wealth management services.

Jaclyn Evavold is a financial advisor with Cetera, holding a Series 63 designation and bringing 39 years of industry experience. She has worked with Cetera and its related entities since 2013, previously serving at St. Cloud Federal Investment Services. In addition to her advisory role, she is an insurance agent licensed to sell life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Renee Volk is a financial advisor at Ameriprise Financial Services with 10 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2015. Volk is co-owner of St. Cloud Financial Planning Services, LLC, and volunteers providing pro bono financial planning to cancer patients through the Angel Foundation’s Financial Cancer Care Program. She also participates in community activities at Our Lady of Grace Catholic Church. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines proprietary research and third-party data to deliver tailored, tax-aware withdrawal strategies, operating within a defined investment universe that includes affiliated product offerings.

James Kramer III is a CFP® professional with 24 years of industry experience, currently serving at LPL Financial since 2010. He is based in St. Cloud, MN, and holds the Series 63 designation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by a variety of research and technology tools.

James Peterson is a financial advisor with LPL Financial and holds a Series 63 designation. He has 37 years of industry experience with prior roles at Raymond James Financial Services and Bremer Bank. Peterson is also affiliated with Old National Bank through the DBA Old National Wealth Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party research, and technology-driven investment strategies.

Carol Gruba is a financial advisor at UBS Financial Services with 24 years of industry experience. She holds the Series 66 designation and has worked at UBS since 2019, having previously spent 22 years with the Proviant Group. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management through its proprietary research and a broad platform of capital markets services.

Tyler Bautch is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has previously worked at Clifton Larson Allen and Stearns County, Minnesota. Outside of advising, he owns and operates a small lawn care business and a tax preparation service. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Nolan Lind is a financial advisor at Cetera with nine years of industry experience. He holds the ChFC® designation and the Series 66 license. Nolan has worked at firms including Securian Financial Services, North Star Resource Group, and Cetera Wealth Services. Outside of his advisory role, he is involved in business ventures including ownership of a self-storage business and a membership in a storage unit property entity. Cetera Investment Advisers LLC is an SEC‑registered firm that supports over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with discretionary and non-discretionary options.

Kelly Bates is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and two years of industry experience. Bates has been with Wells Fargo Bank, N.A. since 2005 and has worked at Wells Fargo Clearing since 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

James Beste is a financial advisor with Ameriprise in Saint Cloud, MN, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement who meet specific asset thresholds, providing tailored Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach while offering a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Brian Anderson is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2014, as well as at Reliastar and VOYA Financial Advisors. Anderson is also the owner of Anderson Financial, an independent insurance agency. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Connor Comstock is a financial advisor at Cetera with credentials including Series 65 and Series 63. He has worked in the financial industry since 2023, including positions at American National Bank of MN and various entities within Cetera. Prior to his financial career, he worked at Cash Wise Foods and Sartell High School. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with over $256 billion in assets under management and a network of more than 10,000 advisors.

Maria Voigt is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, she spent over two decades working with Daniel Funeral Home and Cremation Services, LLC. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products, supported by proprietary research and analytics.

Sarah Thoreen is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. She has been with Cetera since 2023 and has previous experience at multiple firms including Summit Brokerage Services, First Allied Securities, and Girard Securities. Outside of her advisory work, she is a certified trick dog instructor, dedicating a small amount of time weekly to this activity. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform combining model portfolios, third-party managers, and bespoke strategies across various program structures and custodial relationships.

Hubert Reinarz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has prior experience at Wells Fargo Advisors, LLC and Wells Fargo Bank, N.A. Outside of his advisory role, he is involved in home health care through a partial ownership in Freedom Homecare Services LLC and works part-time at the Oak Hill Golf Course pro shop. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a broader set of financial products that includes insurance-related vehicles and bank deposit sweep options.

Jamie O’Rourke is a CFP® professional with 19 years of industry experience, currently affiliated with Ameriprise since 2007. He also owns St Cloud Financial Planning Services, which provides administrative support to financial planning practices, and serves as Treasurer on the Board of Directors for Delta Kappa Gamma. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Elizabeth Walek is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2015. Outside of her advisory role, she serves as a board representative for Sports Arena East in Sauk Rapids, MN, attending monthly board meetings and overseeing facility decisions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services.

Jason Lupinek is a financial advisor with Cetera who holds the ChFC® and Series 66 designations and has 28 years of industry experience. He has been with Cetera Investment Services LLC since 1998 and Cetera since 2014. Outside of his advisory role, he owns a seasonal lawn thatching business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Brooke Radi is a financial advisor with Edward Jones in Sauk Rapids, MN, holding a Series 66 credential and four years of industry experience. Prior to rejoining Edward Jones in 2022, Brooke worked at LightEdge Solutions and held various academic and corporate roles, including positions at Charles University Faculty of Arts and Meredith Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs under a fiduciary standard.

Micah Barrett is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding a Series 66 designation and 13 years of industry experience. He has been with RBC Capital Markets since 2010. Outside of his advisory role, Barrett serves as president of the Trout Unlimited Mid-MN Chapter and is a board member of the St. Cloud Symphony Orchestra. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment strategies using a combination of in-house and third-party managers, providing a range of advisory programs and portfolio management services.