Brian Anderson is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2014, as well as at Reliastar and VOYA Financial Advisors. Anderson is also the owner of Anderson Financial, an independent insurance agency. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Maria Voigt is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, she spent over two decades working with Daniel Funeral Home and Cremation Services, LLC. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and distributes mutual funds and alternative products, supported by proprietary research and analytics.

Sarah Thoreen is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. She has been with Cetera since 2023 and has previous experience at multiple firms including Summit Brokerage Services, First Allied Securities, and Girard Securities. Outside of her advisory work, she is a certified trick dog instructor, dedicating a small amount of time weekly to this activity. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform combining model portfolios, third-party managers, and bespoke strategies across various program structures and custodial relationships.

Hubert Reinarz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 12 years of industry experience. He has been with Wells Fargo in various capacities since 2014. Outside of his advisory work, he has ownership in a home health care business and works part-time at a golf course pro shop. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jamie O’Rourke is a CFP® professional with 19 years of industry experience, currently affiliated with Ameriprise since 2007. He also owns St Cloud Financial Planning Services, which provides administrative support to financial planning practices, and serves as Treasurer on the Board of Directors for Delta Kappa Gamma. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations.

Elizabeth Walek is a financial advisor at Edward Jones with six years of industry experience. She holds the Series 66 designation and has worked at Edward Jones since 2015. Outside of her advisory role, she serves as a board representative for Sports Arena East in Sauk Rapids, MN, attending monthly board meetings and overseeing facility decisions. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services.

Jason Lupinek is a financial advisor with Cetera who holds the ChFC® and Series 66 designations and has 28 years of industry experience. He has been with Cetera Investment Services LLC since 1998 and Cetera since 2014. Outside of his advisory role, he owns a seasonal lawn thatching business. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Brooke Radi is a financial advisor with Edward Jones in Sauk Rapids, MN, holding a Series 66 credential and four years of industry experience. Prior to rejoining Edward Jones in 2022, Brooke worked at LightEdge Solutions and held various academic and corporate roles, including positions at Charles University Faculty of Arts and Meredith Corporation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs under a fiduciary standard.

Micah Barrett is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding a Series 66 designation and 13 years of industry experience. He has been with RBC Capital Markets since 2010. Outside of his advisory role, Barrett serves as president of the Trout Unlimited Mid-MN Chapter and is a board member of the St. Cloud Symphony Orchestra. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment strategies using a combination of in-house and third-party managers, providing a range of advisory programs and portfolio management services.

Connor Gradin is a financial advisor at Cetera with a Series 66 designation and three years of industry experience. His work history includes roles at multiple Cetera entities since 2022 and prior experience at Bremer Bank and Northwestern Mutual. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement various investment strategies with access to affiliated and third-party managers.

Joseph Scharfbillig is a financial advisor at LPL Financial in St. Cloud, MN, with 22 years of industry experience. He holds Series 63 and Series 66 designations and has a work history spanning multiple firms affiliated with Cetera and LPL Financial since 2007. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supporting its advisors with research, technology tools, and a range of discretionary and non-discretionary investment strategies.

Adam Kilibarda is a financial advisor at Ameriprise in St. Cloud, MN, holding Series 63 and Series 66 licenses with six years of industry experience. His prior work includes roles at LPL Financial, Topline Federal Credit Union, and Northwestern Mutual. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, notable for its Premier Retirement Income service which provides tailored retirement income planning using a combination of proprietary research and third-party data.

Ryan Schmidt is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. His prior roles include positions at Northwestern Mutual and Wells Fargo, spanning wealth management, investment services, and banking. Outside of his advisory work, Schmidt coaches an independent indoor drumline as a director. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to asset managers, and insurance product facilitation through affiliated entities.

Peter Alexander is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding Series 63 and Series 66 credentials and bringing 40 years of industry experience. He has been with RBC Capital Markets LLC since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers and provides discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Jamie Christensen is a Series 66 licensed financial advisor with Edward Jones in Waite Park, MN, where he has worked since 2009. He has 17 years of industry experience. Outside of his advisory role, he is involved in real estate as a partner and owner of rental properties in the St. Cloud area. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Sydney Hendricks is a Series 66-licensed financial advisor with Ameriprise in Saint Cloud, MN, with one year of industry experience. Hendricks has been with Ameriprise since 2018 and previously worked at Crafts Direct and District 742. Ameriprise offers a retirement-income planning service primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports in partnership with clients’ financial advisors.

Michael Irwin is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has been with Cetera Investment Services LLC since 2014. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and retirement services through a multi-manager platform with discretionary and non-discretionary options.

Jacob Krippner is a financial advisor with RBC Capital Markets in St. Cloud, MN, holding a Series 66 designation and six years of industry experience. He has worked at RBC Capital Markets since 2018 and previously at CliftonLarsonAllen. Outside of his advisory role, Krippner serves as a committee member for the Ellison Center, providing input on financial statements and reporting, and has recently joined the Board of Directors for Big Brothers Big Sisters of Central Minnesota. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various wrap fee advisory programs with tailored investment strategies implemented through a blend of in-house and third-party managers, supported by RBC’s capital markets capabilities and affiliated asset managers.

Beau Hanowski is a Series 66-registered financial advisor at Edward Jones in St. Joseph, MN, with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Alivia Jacobs is a financial advisor at Cetera with a Series 66 designation. She has been in the industry since 2026 and previously worked at several firms including Northstar Resource Group and David M. Jacobs & Associates Inc. Outside of finance, she has experience working at the St. Cloud Country Club and a dance center. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by a large network of over 10,000 advisors and more than $250 billion in assets under management.