I'm a fee-only, flat-fee financial planner who specializes in servicing retired couples and business owners. I live in League City, TX with my beautiful wife and daughter. I pride myself in the extensiveness of my financial plans, especially when it comes to tax planning. From beginning to end, I work with my clients to make sure that their path forward is crystal clear. I execute all action steps needed to put their roadmap into reality and help them avoid common mistakes and pitfalls along the way. My fees have always been and always will be flat. I receive no referral fees or kickbacks from professionals I may refer clients to, and charge no AUM fees.

Peter Ivanyi is a CFP® and ChFC® with 19 years of experience in financial advising. He is currently with Guided Capital Wealth Management, LLC and has previously worked at Valic Financial Advisors for 15 years. Ivanyi also holds an agent position at Agia, where he is involved in non-securities insurance products. Guided Capital Wealth Management provides advisory services to individuals, pension and profit-sharing plans, and business entities, focusing on portfolio management through a wrap fee program. The firm uses an Investment Policy Statement and risk-tolerance models to manage discretionary accounts, blending index and actively managed ETFs, individual stocks, and specialty instruments.

John Hauser is an advisor with VIE INVEST, LLC in Houston, TX, holding Series 63, Series 65, and Series 66 licenses and bringing three years of industry experience. He has been involved in project development through Guyana Global Development LLC. VIE Invest provides discretionary portfolio management, financial planning, and investment consulting to high-net-worth individuals, families, and various entities, managing over $50 million in client assets. The firm constructs customized portfolios with model allocations and third-party managers, employing active strategies such as margin and options and offering private-equity consulting with performance-based fee structures for qualified clients.

Luis Montero II is a financial advisor at Taursas Investments with a Series 65 designation and two years of industry experience. His prior work includes roles at Deloitte LLP and White Star Real Estate. Taursas Investments provides discretionary investment management and financial planning to individuals, families, trusts, corporations, and endowments. The firm emphasizes fundamental business and industry analysis combined with an observational economic outlook while avoiding speculation and predictive models.

Robert Rexford Jr. is a CFP® with 36 years of industry experience, currently serving as an advisor at Rexford Capital, where he has worked since 2003. His credentials also include Series 63 and Series 65 registrations. Rexford Capital is a fee-only, SEC-registered investment adviser managing approximately $151 million for about 62 clients, including affluent individuals, retirees, corporations, retirement plans, trusts, and institutional clients. The firm employs a long-term, behaviorally informed investment approach with a focus on equity exposure complemented by municipal bonds and occasional covered-option strategies, operating under a fiduciary standard.

Jason Shrieve is a financial advisor at RNS Wealth Management, LLC with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Park Avenue Securities LLC. In addition to his advisory role, Shrieve is involved with Guardian Wealth Design Group as an insurance agent. RNS Wealth Management provides discretionary portfolio management and financial planning primarily for individual clients, often acting as a co-advisor with third-party managers. The firm uses an American Funds mutual-fund platform and emphasizes tailored financial planning with quarterly account reviews.

Robert Heintz is a CFA® charterholder with 10 years of industry experience. He has worked at Planning Associates Wealth Management since 2020 and previously was self-employed for eight years, with earlier experience at Avalon Investment & Advisory. Planning Associates Wealth Management is a small, supported advisory firm serving primarily individual and high-net-worth clients. The firm manages portfolios using a variety of securities and analytic methods, offers both discretionary and non-discretionary asset management, comprehensive financial planning, and retirement plan consulting.

William Hoover is a financial advisor with SCP Steward Capital Advisers LLC in Houston, TX, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at multiple firms including Steward Securities Group LLC and Republic Consulting Group LLC. Outside of investment advising, he serves as chairman and CEO of Steward Capital Partners LLC and is a sole proprietor of Republic Consulting Group LLC, both non-investment-related business consulting ventures. SCP Steward Capital Advisers LLC provides discretionary investment management and general consulting services primarily for institutional clients and pooled vehicles, implementing strategies that incorporate fundamental, technical, and cyclical analysis across a wide range of securities. The firm operates on a fee-only basis and emphasizes tailored investment approaches aligned with client objectives and risk tolerances.

William Ansell is a financial advisor at Tremont Street Advisors, LLC with 14 years of industry experience. He holds a Series 66 designation and has worked concurrently with Ham, Langston & Brezina LLP and American National Insurance Company for over a decade. Ansell also serves as a board member for two nonprofit foundations, the Abe and Peggy Levy Foundation and the Ed and Sally Futch Foundation. Tremont Street Advisors is a fee-based investment adviser serving individuals, high-net-worth clients, business owners, and retirement plans. The firm customizes portfolios based on client goals and risk tolerance, employing a mix of fundamental, technical, cyclical, and economic analysis alongside strategic asset allocation, and integrates closely with accounting and insurance activities through affiliated entities.

Will Oliver is a Series 65-licensed advisor with Founders Capital Management Inc in Houston, TX, where he has worked since 2018. He has seven years of industry experience and previously worked at Booz Allen Hamilton from 2011 to 2018. Founders Capital Management provides customized investment management to individuals, high-net-worth clients, trusts and estates, charitable organizations, pension and profit-sharing plans, and businesses. The firm employs a fundamental analysis-based approach with diversified allocations and offers growth, balanced, or conservative investment profiles tailored to multi-quarter to multi-year horizons.

Isabella Ramon is a financial advisor with Axia Wealth Management Inc in Houston, TX, holding a Series 65 designation and three years of industry experience. Her work history includes roles at Vanguard and Worth Winning, LLC, along with several years dedicated to full-time education. Axia Wealth Management Inc is a small supported advisory firm managing approximately $148 million in assets for individuals, high-net-worth clients, trusts, small businesses, and employer-sponsored retirement plans. The firm follows a long-term, evidence-based investment approach using no-load mutual funds and passively managed ETFs, and offers discretionary portfolio management, financial planning, estate-planning coordination, and retirement-plan fiduciary services.

Michael Smurl is a CFA charterholder and financial advisor with 18 years of industry experience. He has worked at Integrity Financial Planning, LLC since 2020, and previously held roles at City National Rochdale, Consilium Wealth Consulting, LLC, and Banc of America Investment Services, Inc. In addition to his advisory work, he provides WealthTech consulting through an affiliation with F2 Strategy and works as a specialist with Apple Inc. Integrity Financial Planning, LLC offers discretionary investment management and financial planning primarily for individual and high-net-worth clients, using a personalized, ultra-low-cost "personal index" portfolio approach with active tax and cost management. The firm incorporates a mix of technical, fundamental, and cyclical investment analysis and utilizes a Smartleaf sub-advisory arrangement alongside third-party platforms to manage portfolios.

Justin Gunn is a financial advisor at Virtuevian Ventures in Houston, TX, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining Virtuevian, he worked in various roles including real estate and hospitality. Outside of advisory work, he is a licensed realtor with Better Homes and Gardens Gary Greene and also works as a freelance bartender and cook. Virtuevian Ventures serves individual and high-net-worth clients, trusts, estates, and business accounts by providing discretionary wealth management, financial planning, and retirement guidance. The firm’s investment approach combines long-term strategies with multiple research methods and may include tactical reallocations and the use of derivatives within separately managed accounts, supporting personalized portfolio management and client contact.

Samir Sinha is a CFA® charterholder with 11 years of industry experience. He is currently an advisor at Stavis Wealth Transfer Solutions, where he has worked since 2025. Prior to this, he held positions at Franklin Templeton, Post Oak Private Wealth Advisors, and Sinsonte Capital Management. Stavis Wealth Transfer Solutions specializes in integrated wealth transfer, financial and estate planning, and asset management for high-net-worth individuals, families, family offices, trusts, and foundations. The firm focuses on coordinating estate and trust services with other professional advisors and offers tailored, goals-based planning and supervisory oversight of investment subaccounts within various insurance structures.

Mohammad Hussaini is a Series 65-licensed financial advisor with Thales Investment Services, Inc. in Houston, TX, bringing six years of industry experience. Prior to joining Thales in 2019, he worked as a consultant and was self-employed. Outside of his advisory role, Hussaini holds leadership positions in several businesses, including serving as Chairman of Purity Foods Group, a protein-focused foodservice distributor, and Vice President of the American Halal Foundation, a halal consulting agency. Thales Investment Services provides discretionary portfolio management for individual clients and pension/profit-sharing plans, using a proprietary fundamental-value approach that integrates both fundamental and technical analysis and considers domestic and global macroeconomic and geopolitical factors.

John Geralt is a financial advisor at Ebquant, LLC with eight years of industry experience. He holds a Series 65 designation and has worked at various firms including Tong Management Group, Juniper Networks, and Wolters Kluwer. Outside of his advisory role, Mr. Geralt is an executive recruiter for Juniper Networks and provides bookkeeping and tax consulting services through Tong Management Group. Ebquant offers portfolio management and financial planning to institutional clients, high-net-worth individuals, and others, using a blended investment approach that includes fundamental, technical, and cyclical analysis. The firm provides both discretionary and non-discretionary investment supervisory services tailored to client goals and risk tolerance.

Samuel Goodfriend is a financial advisor with WealthValues, LLC in Houston, TX, holding Series 65 and Series 66 licenses and four years of industry experience. He previously worked at Edward Jones and has held various roles across multiple firms since 2016. WealthValues serves individual and high-net-worth clients with wealth management, portfolio management, and financial planning services, emphasizing asset allocation, diversification, and tax-aware portfolio construction through a combination of passive and active strategies. The firm manages approximately $466.5 million in client assets and maintains a high assets-under-management-per-advisor ratio relative to its size.

Lynn Elliott is a financial advisor at Fortiter Wealth Management, LLC in Houston, TX, with 25 years of industry experience. She holds the Series 66 designation and has previously worked at Deutsche Bank Securities Inc. and AllianceBernstein L.P. Elliott is co-owner of a family-owned land entity as part of estate planning. Fortiter Wealth Management serves high-net-worth individuals, trusts, pension and profit-sharing plans, and corporate clients. The firm employs a combination of fundamental analysis and Modern Portfolio Theory to build diversified portfolios, using third-party sub-advisors and proprietary model portfolios, and is notable for its use of margin and borrowing in client accounts.

Traci Williams is a Series 65-licensed financial advisor with 21 years of industry experience. She has been with WRWCO, LLC since 2003. WRWCO, LLC provides discretionary investment management to individuals, families, trusts, and small businesses, managing approximately $98 million in assets across a client base of about 50–52 relationships. The firm employs a value-oriented, balanced investment approach emphasizing income with growth, with portfolios diversified across equities and fixed-income securities.

William Williams is a financial advisor at WRWCO, LLC in Houston, TX, holding Series 63 and 66 licenses with 34 years of industry experience. He has been with WRWCO, LLC since 2000 and previously worked at United Planners Financial Services and Tiger Investment Corporation. WRWCO, LLC provides discretionary investment management to individuals, families, trusts, businesses, and organizations, focusing on value-oriented, balanced portfolios that emphasize regular and increasing cash payments alongside capital appreciation. The firm manages accounts primarily through Fidelity, employing diversification and complex operational features such as borrowing within separately managed accounts.