Alejandro Tapia Farias is a financial advisor with Merrill in McAllen, TX, holding Series 66 and Series 63 licenses and having 12 years of industry experience. He has worked at Bank of America, N.A. and Merrill for the past 10 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jaime Cavazos is a financial advisor with LPL Financial based in Edinburg, TX. He holds Series 63 and Series 66 credentials and has 13 years of industry experience. His background includes roles at Edward Jones and Walgreens, and he operates several related businesses, including Independent Wealth Consultants, IMA Live LLC, and IWC Financial Planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, asset management programs, and institutional platforms, supported by a large network of investment adviser representatives.

Angelica Lagrange serves as an International Wealth Advisor at Merrill Lynch Wealth Management, where she manages wealth and investment strategies for both domestic and international clients. She creates integrated Wealth Management Plans by understanding each client's current situation and aligning them with their essential and discretionary financial goals. Angelica collaborates closely with clients and their trusted advisors to coordinate estate, income tax, and insurance planning needs. Angelica began her career with Merrill Lynch Wealth Management in 1993 following the completion of her MBA from The University of Texas Pan American. She holds a BBA in Economics and International Business from Sam Houston State University and an Associate's Degree from Temple Junior College. Her professional designations include CERTIFIED FINANCIAL PLANNER® professional, CERTIFIED PLAN FIDUCIARY ADVISOR, Chartered Retirement Planning Counselor, Personal Investment Advisor, and Retirement Accredited Financial Advisor. She is fluent in English and Spanish. In addition to her professional work, Angelica is actively involved in community organizations related to tennis. She volunteers with the South Texas Community Tennis Association, affiliated with The United States Tennis Association, and has served as an advisory board member of the McAllen Economic Development Corporation since 2022. In her personal time, Angelica enjoys playing tennis, biking, golfing, reading, and spending time with her family.

Cassandra Moreno is a CFP®-certified financial advisor with Edward Jones, based in McAllen, TX, and has 21 years of industry experience. She has been with Edward Jones since 2004. Moreno serves as Treasurer on the Sustainer Committee for the Junior League of McAllen. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Salinas is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked with several firms, including Avantax Advisory Services and PNC Managed Account Solutions. Salinas is also the owner of LRS Investment Services LLC and L/S Financial Advisors LLC, through which he provides investment advice and financial services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to utilize model portfolios, third-party managers, or customized strategies under various discretionary and non-discretionary program structures.

Gerardo Juarez is a financial advisor with J.P. Morgan Securities in McAllen, TX, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank since 2005. Outside of his advisory role, he owns and manages JRZ Lures LLC, a fishing lure manufacturing business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Elizabeth Martinez is a financial advisor with Merrill in McAllen, TX, holding Series 63 and Series 66 licenses. She has 16 years of industry experience, all with Merrill Lynch Pierce, Fenner & Smith, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using both model-based and discretionary investment strategies.

Newlin Lancaster is an International Wealth Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience in the financial services industry, having started his career with Merrill Lynch in 1984 following the completion of his bachelor's degree in Business Administration from the University of Texas Pan American. Newlin specializes in a comprehensive approach to wealth management, emphasizing the importance of understanding each client's unique goals through attentive listening. He utilizes the combined resources and insights of Merrill Lynch and Bank of America to address various aspects of clients’ financial lives. His professional credentials include the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations.

Pablo Sada is an International Wealth Advisor with Merrill Lynch Wealth Management, based in the Rio Grande Valley, Texas. He brings more than 35 years of experience advising both domestic and international clients on comprehensive wealth management strategies. Pablo’s approach involves a thorough understanding of each client’s financial circumstances, including risk tolerance, time horizon, liquidity needs, and investment goals, to develop personalized solutions aimed at helping clients pursue their long-term objectives. Pablo earned a Bachelor's Degree in Industrial Engineering and Systems from the Monterrey Institute of Technology and Higher Education (ITESM). He holds the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations and is a member of the CFA Institute. In addition to his advisory work, he has authored over 100 articles on personal financial discipline for El Norte newspaper in Monterrey, Mexico. Pablo is bilingual in English and Spanish and actively participates in community involvement through organizations such as Ingenium. Outside of his professional pursuits, Pablo enjoys tour cycling, soccer, snow skiing, and learning new languages.

Alvaro Gonzalez II is a financial advisor with Merrill based in McAllen, TX, holding Series 63 and Series 65 credentials with 15 years of industry experience. He has worked at Bank of America and Merrill since 2012. He is also the owner of Gonzalez Farms, LP, a business involved in operating accounts for family ranches and properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Harvey Lopez is a financial advisor with LPL Financial in McAllen, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His career includes tenures at Lone Star National Bank, Cetera, PNC Managed Account Solutions, St Johns Wealth Management, and Chase Investment Services. Outside of advisory work, he is involved in the sale of fixed insurance and group benefits through contracts with several major insurance providers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory services including financial planning and access to various portfolio programs, supported by a large network of investment adviser representatives who utilize diverse strategies and research tools.

Efrain Reyna Jr. is a CFP®-designated financial advisor with Edward Jones in McAllen, TX, with seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Lone Star National Bank and served in the US Army from 2005 to 2017. Outside of financial advising, he is involved in logistics and holding companies in Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of investment strategies and advisory services. The firm supports over 23,000 financial advisors and manages approximately $1.01 trillion in assets, offering both discretionary and non-discretionary solutions under a fiduciary standard.

Elda Castillo is a CFP® and ChFC® with 10 years of experience at Edward Jones, where she has worked since 2016. She holds a Series 66 license and is based in McAllen, TX. Outside of her advisory role, Castillo is a partner in a used clothing business in Alamo, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Luis Hernandez is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Rio Bank, Ameriprise Financial Services, Edward Jones, Capital One Investing, J.P. Morgan Securities, Chase Investment Services Corp., and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

David Salinas Jr. is a financial advisor at Edward Jones in McAllen, TX, holding the Series 66 designation with seven years of industry experience. His prior roles include work at The Boot Jack and Capital Farm Credit, as well as positions at Texas A&M AgriLife Extension and Texas A&M University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various household types, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers a range of advisory strategies and affiliated investment products under a fiduciary standard.

Alexander Gelman is a Series 65-licensed advisor with LPL Financial, based in McAllen, TX. He has been with LPL Financial since 2025 and has prior experience at Lone Star National Bank and service in the U.S. Navy Reserve. Gelman also worked on Governor Greg Abbott's re-election campaign in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of discretionary and non-discretionary investment strategies.

Ruby Montalvo is a financial advisor with Edward Jones in McAllen, TX. She holds a Series 66 designation and has been with Edward Jones since 2021. Prior to joining Edward Jones, she worked at DHR Dr. Jose M. Marina and Percision Orthopedic's Dr. Jose M. Marina. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies, operating under a fiduciary standard.

Roland Gonzalez Jr. is a financial advisor with Cambridge Investment Research Advisors in McAllen, TX, holding a Series 66 designation and 12 years of industry experience. His work history includes roles at Cambridge Investment Research, Inc., Mass Mutual Life Insurance Company, and Greystone Advisory Group. He is also involved as an agent with Sage Settlement Consulting. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides a variety of investment solutions through a network of independent Financial Professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

William Alaniz is a Certified Financial Planner® and holds a Series 66 license, with 25 years of experience in the financial industry. He has been with Edward Jones in Edinburg, TX since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Armando Adame serves as an International Wealth Advisor at Merrill Lynch Wealth Management. In this role, he focuses on connecting various aspects of clients' financial lives to help prioritize and pursue their most important goals. He works with clients on a range of services including family wealth management strategies, legacy planning, liquidity management, and portfolio management. He holds the Personal Investment Advisor (PIA) designation and has completed a Bachelor's Degree from the University of the Incarnate Word, following his graduation from McAllen High School. Armando serves clients who require tailored strategies such as services for endowments, foundations, non-profits, and small business strategies, as well as individual and corporate investment strategy. Outside of his professional work, Armando enjoys fishing, golfing, hiking, hunting, and skiing. He is fluent in both English and Spanish, enabling him to serve a diverse client base.