Joyce Stewart is a financial advisor at Charles Schwab with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at TD Ameritrade, Inc. and Scottrade, Inc. Outside of her advisory role, she is involved in retail activities as a team member selling skincare products with Rodan + Fields. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management using multi-asset model portfolios and maintains an integrated structure combining advisory, brokerage, custody, and cash-sweep services.

Eric Pittman is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2007 and focuses on retirement, insurance, and estate planning strategies for his clients. Eric earned a bachelor's degree from the College of Personal Financial Planning at Texas Tech University, where he emphasized business practices and family investment analysis. He holds several professional designations, including Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Committed to understanding each client's individual needs, Eric aims to provide personalized wealth management strategies that help clients achieve their financial goals. He is involved in the Lubbock community, serving on the Board of Advisors for the University Medical Center Foundation and volunteering with the American Cancer Society and Hope Lodge – Lubbock.

Davis Jones is a financial advisor with Cetera and holds a Series 66 credential. He has 13 years of industry experience and currently owns Unicorn Financial, LLC DBA Johnston Wealth Management. Outside of his financial services work, he serves as president of Seeking Sitters Texas, a childcare business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients nationwide. It offers a multi-manager platform with portfolio management, financial planning, and access to third-party money managers across various program structures.

Carlos Diaz is a CFP® professional with eight years of industry experience. He currently works at Wells Fargo Clearing and previously held roles at Edward Jones and Sanford & Tatum Insurance. Diaz serves on the finance committees of Catholic Charities Diocese of Lubbock and the Kelsey Park Homeowners Association. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Ryan Shankle is a financial advisor with Morgan Stanley in Lubbock, TX, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, and Wave Wealth Management, LLC. Outside of his advisory role, he is a partner in TJ Four B's Aircraft, LLC, a family investment vehicle for international business. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and delivers services directly as well as through corporate financial planning agreements.

William Garrison is a CFP® professional with 13 years of industry experience, currently affiliated with Raymond James Financial in Lubbock, TX. He previously worked at Morgan Stanley Smith Barney LLC for four years and has been serving clients through Amarillo National Bank and its investment services since 2020. Garrison is also associated with Garrison Innovation, LLC, a family business in which he has a non-operational role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools including risk profiling and probability modeling to support client goals.

Vasile Ghilea is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Merrill. Outside of finance, he was involved with Edmond Tennis Services LLC. Edward Jones is a full-service wealth management firm serving a broad range of individual and institutional clients. The firm offers various advisory programs, including discretionary and non-discretionary strategies, and manages over $1 trillion in assets through a nationwide network of advisors and branch offices.

Hunter Pitaniello is a financial advisor with Mass Mutual Investors Services in Lubbock, TX, holding a Series 66 designation and three years of industry experience. He has worked with MassMutual Life Insurance Co and Mass Mutual Investors Services since 2021 and has prior experience that includes advisory roles and consulting focused on educating high-net-worth individuals. Hunter has also been involved with PFG Advisors and held positions outside finance, including roles in education and hospitality. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational programs, emphasizing collaborative, annual planning engagements tailored to client goals.

David Miller is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 36 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 16 years before joining LPL Financial in 2024. Outside of his advisory role, he is involved with TKC Renaissance Financial Services, LLC, a business entity related to tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and technology-driven solutions.

Nathan Davis is a CFP® professional with 12 years of experience in the financial industry. He has been with Edward Jones since 2013, based in Lubbock, TX. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Joseph Warren is a financial advisor at Edward Jones in Lubbock, TX, holding a Series 66 designation with seven years of industry experience. He has been with Edward Jones since 2018 and previously worked at Johnson and Johnson for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs under a fiduciary standard.

Eric Sawyer is a CFP® with 23 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2010. He holds Series 63 and Series 65 licenses and has a history of independent business activities including ownership of Peacefield Wealth Solutions, providing online financial software access, and serving as an adjunct professor at Texas Tech University. He is also active in professional organizations, acting as treasurer of the South Plains Trust & Estate Council and delivering CFP Board ethics presentations. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals utilizing various portfolio management and model-based solutions.

Mark Bass is a CFP® with 53 years of industry experience, currently affiliated with Cetera. He has worked at Cetera Advisors LLC since 2013 and operates Pennington, Bass & Associates, a comprehensive financial planning firm he co-founded in 1977. Bass serves as the Investment Committee Chair for the Community Foundation of West Texas and is a board member of the Lubbock Downtown Development Corporation. Cetera Investment Advisers LLC is an SEC-registered advisor that supports a nationwide network of independent advisors, offering services to individuals, retirement plans, corporate and charitable clients, and institutional accounts through discretionary and non-discretionary portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Jeffrey Jaynes is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. His background includes roles at LPL Financial and First Bank And Trust, as well as ownership of his own advisory firms. Jaynes serves as a board member, executive committee secretary, and finance committee member for Goodwill Industries of Northwest Texas. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary, tailored advice supported by analytical tools and supports various advisory programs and institutional consulting services.

Caden Jones is a Series 66-licensed financial advisor with Edward Jones in Lubbock, TX, and has six years of industry experience. He has been with Edward Jones since 2019. Prior to his current role, he held various positions including at Cornerstone Support Services and several retail businesses. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Trice Newman is a financial advisor at Ameriprise with six years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, Wells Fargo, Mass Mutual, and BBVA Compass. Newman also serves as a wealth advisor for Centennial Bank, providing financial planning services to the bank’s clientele in Lubbock, TX. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset thresholds. The firm delivers comprehensive, research-driven recommendations through a centralized consulting team, combining modeling and tax-efficiency analysis to support clients’ retirement income strategies.

Mark Dickson is a financial advisor with LPL Financial, holding a Series 66 designation and 26 years of industry experience. He has worked at LPL Financial since 2012 and previously with Level Four Advisory Services. Outside of advising, he is involved with Mason Warner & Co., PC, a CPA and accounting firm where he provides tax and bookkeeping services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party subadvisors, and advanced technologies.

Marcy Maberry is a financial advisor at Cetera with seven years of industry experience. She holds a Series 66 designation and has worked at Cetera Advisors LLC since 2018, with prior experience at Multi Financial Securities Corporation and Gaschen, Johnston & Associates. Maberry also serves as a financial advisor for CS Wilson & Associates and is involved in insurance sales and notary services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors, serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party managers.

Paul Scioli Jr. is a financial advisor with Mass Mutual Investors Services in Lubbock, TX, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at MML Investors Services and MassMutual Life Insurance Company since 2021 and previously held roles at Fidelity Investments and American Income Life. In addition to his advisory work, he sells disability insurance to medical residents through Ameritas. Mass Mutual Investors Services operates as both a broker‑dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning and asset management services using firm-approved analytical tools to support client goal setting.

Brad James is a financial advisor with LPL Financial in Lubbock, TX, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His prior roles include various educational and media-related positions, such as work with Decided Excellence Catholic Media and Lighthouse College Tutoring. James is also involved in tutoring and local business activities outside the investment field. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide with a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by internal and third-party research.