Malinda Martin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 29 years of industry experience. Her prior roles include positions at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, Inc., and Compass Bank. She is based in El Paso, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Martin Gutierrez is a financial advisor with Equitable Advisors in El Paso, TX, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he owns MG Financial Services, a financial and insurance consultancy. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

John Chamales is a financial advisor with J.P. Morgan Securities in El Paso, TX, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank since 2010. Outside of his advisory role, he has been involved with EP Wings and the EP Wings Parachute Demonstration Team. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage, distribution, and investment management capabilities.

Timothy Kilpatrick is a financial advisor with Wells Fargo Advisors in El Paso, TX, holding a Series 63 designation and bringing 43 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory work, he performs as a jazz guitarist in a local quartet. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a wide range of investment and financial planning services. Advisors develop tailored recommendations using Wells Fargo’s research and planning tools, providing discretionary or non-discretionary implementation options through brokerage or advisory programs.

Miguel Huerta is a financial advisor at J.P. Morgan Securities with five years of industry experience and holds the Series 66 designation. His prior work experience includes over a decade in the beverage industry before joining J.P. Morgan in 2020. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Armando Salas is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Cetera in El Paso, TX. His prior roles include positions at LPL Financial, The Vanguard Group, and TD Ameritrade. He is also involved as a financial planner with Gentry Partners Wealth Management. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving a diverse client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program structures and custodial relationships.

Alfredo Sanchez is a financial advisor at Merrill based in El Paso, TX, holding a Series 66 designation with four years of industry experience. His prior work includes roles at Bank of America N.A., GECU, SSFCU, bbva, and a year at Grandma's Flautas. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Luis Gasca is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009. Outside of his advisory role, he has served as a campaign treasurer for a local political campaign. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Ricardo Tovar is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Roger Morgan is a financial advisor with J.P. Morgan Securities in El Paso, TX, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services on a non-discretionary basis.

Mark Moreland is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds a Series 63 designation and has worked within various Wells Fargo entities since 2009. Outside of his advisory role, he has ownership interests in mineral rights through Moreland Mineral Partnership. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers a broad range of investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and planning tools, serving clients with diverse financial needs including retirement, education, and specialized planning areas.

Joann Fontanez is a financial advisor at OSAIC with 15 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Fischer Wealth Management and Raymond James Financial Services. Fontanez also provides administrative assistance and support to financial advisors through registered client liaison roles at Strategic Wealth Position and M Financial Position. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to manage portfolios across a range of investment types.

Yvette Macias is a financial advisor with Morgan Stanley in El Paso, TX, holding a Series 66 designation and 14 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm provides tailored financial planning and manages approximately $2.74 trillion in client assets.

Andrew Cutler is a financial advisor with Charles Schwab who holds Series 63 and Series 65 licenses and has eight years of industry experience. He has worked at various Charles Schwab entities since 2016. Outside of his advisory work, he also instructs yoga and fitness classes as an independent contractor. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary advisory recommendations and access to discretionary separately managed accounts, leveraging its large scale and integrated structure.

Priscilla Hernandez is a financial advisor at Charles Schwab with seven years of industry experience. Her background includes roles at The Vanguard Group, Robinhood Markets, and Colonial Life. She holds Series 63 and Series 66 credentials. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and a centralized operational structure.

Brian Mosher is a financial advisor with Edward Jones in El Paso, TX, holding the CFP® designation and Series 63 and 66 licenses. He has 21 years of industry experience, all with Edward Jones since 2004. Outside of his advisory work, he co-owns a rental property with his father, who manages its day-to-day operations. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, supported by a nationwide network of over 23,000 advisors. The firm operates under a fiduciary standard and offers various managed solutions, separately managed accounts, and affiliated investment products.

Laura Hernandez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses. She has been with Wells Fargo Bank and its affiliates since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services, including investment policy statement preparation, performance reporting, and participant education.

Abraham Arroyos is a CFP® and Series 66 licensed financial advisor with six years of industry experience, currently serving clients at Edward Jones since 2019. Prior to joining Edward Jones, he worked at Robert Half and was involved with Cisco Homes LLC. He is also the owner of Complete Capital LLC, an accounting business based in El Paso, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a variety of managed strategies, separately managed accounts, and affiliated investment products under a fiduciary standard.

Kevin Oneill is a financial advisor with LPL Financial based in El Paso, TX, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at Cetera, Investors Capital Corp, and The Equitable Life Assurance Society of the United States. He operates his own financial services firms, Kretmo LLC and Kevin Patrick O'Neil Financial Services, and is also an insurance agent specializing in life, health, disability, annuities, and long-term care products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and services including financial planning, retirement plan consulting, and brokerage, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

James Lemaster is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. He serves as a board member of the YMCA in El Paso, Texas, and has ownership in a private aircraft through Air Conejos Inc. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering advisory programs to individuals and institutions, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside a variety of retail and institutional investment services.