Scott Schultz is a financial advisor with Thrivent Investment Management in Tucson, AZ. He holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial planning covering a broad range of topics, with an option to combine planning and managed-account services under a consolidated billing program called WealthPlan.

Andrew Keam is a financial advisor with Morgan Stanley in Tucson, AZ, holding a Series 66 credential and 11 years of industry experience. He has been associated with Morgan Stanley and its Private Bank since 2010. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Mark Helphinstine is a Series 66-credentialed financial advisor with LPL Financial in Tucson, AZ, where he has worked for 11 years. He also has three years of prior experience with Canyon Community Bank. Outside of his advisory role, he is a part-owner of Mountain View Vacation Rentals, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various portfolio management solutions.

Bryn Henderson is a CFP® with 16 years of industry experience and has been with Edward Jones since 2009. He is based in Oro Valley, AZ, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Jeffrey Herndon is a CFP® professional with 13 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities LLC since 2014. He holds Series 63 and Series 66 licenses and is based in Tucson, AZ. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary wealth management supported by a centralized due-diligence framework.

Katrina Bargas is a financial advisor with LPL Financial in Oro Valley, AZ, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., Vantage West Credit Union, and the University of Arizona. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and corporations. The firm offers a wide range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by research and model portfolios.

Carl Maes is a financial advisor at Edward Jones in Tucson, AZ, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at AXA Advisors, LLC and The Rising School. Maes has been with Edward Jones since 2017. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Craig Cole is a financial advisor at LPL Financial with 43 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at Metlife Securities Inc., Massachusetts Mutual Life Insurance Company, and Mass Mutual Investors Services. Cole also owns Craig A. Cole, LLC, a business entity used for tax and investment purposes. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage options, utilizing research and model portfolios from both internal and third-party sources.

Mikhail Balakirskiy is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Bank of America, N.A., including Merrill, before his current role. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Frank Youdelman is a financial advisor with MassMutual Investors Services who holds Series 63 and 65 licenses and has 36 years of industry experience. He has worked at MassMutual Investors Services since 2017 and was previously affiliated with MetLife Securities from 2010 to 2017. In addition to his advisory role, he serves as a board member for Homestay Volunteer Teacher Organization Inc., a teaching nonprofit. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses a collaborative annual planning process employing firm-approved software and offers specialized programs including financial seminars and a standalone Divorce Planning service.

Andrew O'Sullivan is a financial advisor with Ameriprise in Tucson, AZ, holding Series 66 and Series 63 licenses and seven years of industry experience. His prior experience includes roles at Meridian Wealth Management, Edward Jones, and Infinity/Kemper Insurance. He serves on the boards of the Southern Arizona YMCA and the Catalina Rotary Club of Tucson, acting as treasurer for the latter. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning with written recommendations and ongoing advice. The firm employs a centralized service team and utilizes proprietary research and third-party data within a defined investment framework that includes affiliated products.

Robert De Grood is a financial advisor with LPL Financial in Oro Valley, AZ, holding a Series 66 designation and 24 years of industry experience. His prior work includes roles at Waddell & Reed and various insurance carriers, as well as positions in the education sector. Outside of his advisory work, he serves as a high school basketball coach at Pusch Ridge Christian K-12. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and retirement plan consulting.

Michael Morris is a financial advisor at LPL Financial in Tucson, AZ, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has held roles at various firms including Avantax Insurance Agency and Avantax Advisory Services, and has experience in accounting and tax preparation through Pinnacle Accounting Inc. In addition to his advisory work, Morris is involved in operating Pinnacle Executive Suites LLC, a commercial real estate rental business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research and model portfolios, serving a diverse client base including both discretionary and non-discretionary management clients.

Thomas Moher is a financial advisor at Edward Jones with 32 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Ameriprise, Mariner Wealth Advisors, Raymond James & Associates, and Morgan Stanley Smith Barney. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Joseph Easaw Jr. is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Primerica Advisors since 1995 and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and selective separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors.

Ryan Thompson is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 66 registrations and 30 years of industry experience. He has been with Wells Fargo Advisors since 2009. Outside of his advisory role, Thompson has a 50% ownership in HEKA Energy Drink LLC, a retail energy drink business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu using proprietary research and tools, integrating advisory services with other financial products and referral channels.

Robert Edwards is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Planmember Securities Corporation for 11 years. Edwards is also involved in a direct sales venture, Super Health Pioneers, LLC, outside of his investment advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, and retirement plan consulting, utilizing discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Kirsten Dawson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has held positions at Wells Fargo Bank, CIT Bank, Bank of the West, BMO Harris Bank, and Mission Federal Credit Union. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisors, such as insurance-related vehicles and bank deposit sweep options.

Brandon Rinker is a financial advisor with Merrill in Tucson, AZ. He holds a Series 66 designation and has been in the industry for less than one year. His prior work experience includes multiple roles at Carmax and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Geoffrey Miller is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he is a member of Revivify Capital Fund 1, LLC, and is involved with the Arizona Captive Insurance Association, which promotes Arizona as a captive insurance domicile. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning and estate planning services supported by firm-approved tools and a structured discovery process.