Christina Hammann is a CFP® with 11 years of industry experience. She has worked at Carter Financial, LLC since 2019 and previously held roles at Charles Otto Gillespie dba Litton Financial and LPL Financial. She holds a Series 66 license and is based in La Jolla, CA. Carter Financial, LLC provides discretionary portfolio management and standalone financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a fundamental analysis and multi-style asset allocation approach, focusing on ETFs and mutual funds while utilizing individual securities and options as appropriate.

Vincent Willyard is a CFA® charterholder with nine years of experience in the financial industry. He is a principal at Evolution Global Advisors, LLC, where he has worked since 2017. Outside of his advisory role, he serves on the board of Luna Grill, a restaurant in San Diego, providing strategic guidance. Evolution Global Advisors provides discretionary investment management primarily to high-net-worth individuals, trusts, estates, charitable organizations, businesses, and institutional clients. The firm focuses on foreign equity investments, including ADRs and emerging markets, using fundamental, technical, and quantitative analysis to target above-market, risk-adjusted capital appreciation.

Clinton Cooper is a financial advisor at Cooper Capital Group with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has held positions at Northwestern Mutual and Purshe Kaplan Sterling Investments. Cooper serves on the board of Elevated Performance, a sober life coaching and fitness charitable organization. Cooper Capital Group primarily serves individual and high-net-worth clients, offering discretionary asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a diverse investment approach that includes fundamental, technical, quantitative, and sector analysis, utilizing a wide range of strategies and third-party managers to implement and monitor client portfolios.

Scott Goswami is a CFA® charterholder with 12 years of industry experience, currently serving as an advisor at Archstone Capital Advisors since 2025. He previously worked at RBC Capital Markets for nine years. Archstone Capital Advisors is a newly registered investment adviser specializing in discretionary portfolio management and integrated financial planning for individual and high-net-worth clients. The firm employs option-based income strategies and defined-risk option structures while also trading equities, futures, REITs, ETFs, and digital assets, managing accounts through a directed brokerage relationship.

Eric Sigdestad is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Simplifi, Inc. He has led the firm since 2010, including its previous iteration as Sigdestad Financial, Inc. Located in San Diego, CA, he holds Series 63 and Series 65 licenses. Simplifi, Inc. provides customized investment management and financial planning primarily to individuals and high-net-worth clients, managing approximately $251.5 million in discretionary assets across nearly 300 client relationships. The firm emphasizes asset allocation and diversification using mutual funds, ETFs, individual securities, and incorporates human oversight alongside artificial intelligence for operational efficiencies.

Steven Van Houten is a CFP® with 45 years of industry experience, currently serving as the sole advisor at Lifetime Financial Advisors Inc. He has been with Lifetime Financial Advisors since 2002 and previously worked with LPL Financial starting in 1992. Van Houten also offers non-variable insurance products to his clients. Lifetime Financial Advisors provides personalized financial planning and written investment recommendations for individuals, trusts, estates, charitable organizations, corporations, and participants in employer-sponsored retirement plans. The firm delivers non-discretionary advice without maintaining custody of client assets and typically favors mutual funds selected for manager tenure, risk management, and transparency.

Scott Melbrod is a financial advisor at M Wealth Management, LLC in San Diego, CA, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has worked at M Wealth Management since 2015 and previously spent 15 years at National Planning Corporation. Outside of his advisory work, Melbrod is the managing partner of Accumulation Wealth Partners, a financial planning business. M Wealth Management provides discretionary asset management and financial planning to individual and high-net-worth clients as well as businesses, integrating tax planning and preparation services through an affiliated accounting practice. The firm follows an evidence-based, long-term investment approach emphasizing broad diversification, tailored planning, and behavioral coaching, along with a “Total Wealth” planning view that incorporates human capital.

Vincent Stefano is a financial advisor at WWM Financial in Carlsbad, CA, with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with WWM Financial since 2013. WWM Financial provides asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm manages approximately $342 million in assets, employing a multi-disciplinary investment approach with tailored portfolio supervision and a mix of securities and strategies.

Carl Wiese is a CFA® charterholder and Series 63 licensee with seven years of industry experience. He has been with GROW Funds LLC since 2015 and serves as an adjunct professor at the University of San Diego, teaching courses on Ethics and Financial Markets and Institutions, Financial Management, and Introduction to Hedge Funds. GROW Funds LLC provides discretionary investment management to individuals, pension and profit-sharing plans, businesses, and institutional clients, managing both separately managed accounts and privately offered funds. The firm employs a bottom-up, fundamental small-cap long/short research process and offers performance-based compensation arrangements along with detailed investor reporting.

Jacob Rogers is a financial advisor at 77 Financial Group with a Series 65 credential and one year of industry experience. Prior to joining 77 Financial Group, he worked for the City of San Marcos for seven years and American Medical Response for two years. 77 Financial Group serves individual investors, retirement plans, trusts, estates, charitable organizations, and business entities with fee-based investment advisory, financial planning, and pension consulting services. The firm uses a tactical allocation approach that incorporates fundamental, technical, and cyclical analysis and offers a range of investment vehicles including mutual funds, ETFs, options strategies, and margin usage.

Allen Trim is a CFP® with 15 years of industry experience and has been with Blue Summit Wealth Management since 2018. Prior to joining Blue Summit, he worked at Cetera Advisors and held a strategy management role at ResMed, a medical device manufacturer. Outside of his advisory work, Trim has experience managing a vacation rental business. Blue Summit Wealth Management serves individual clients, including high-net-worth households, qualified retirement plans, and private trusts. The firm provides comprehensive financial planning and discretionary portfolio management with an emphasis on sustainable investing and pension consulting.

Dean Ferraro is a financial advisor at Longhouse Wealth Management with eight years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at HD Vest Investment Services. Outside of financial advising, Ferraro owns and manages Authoritax, an accounting and tax preparation business. Longhouse Wealth Management provides discretionary portfolio management and investment education to individuals, families, trusts, business entities, and retirement plans. The firm customizes portfolios based on clients’ objectives and risk tolerance, employing a range of asset types and regularly offering community educational events.

Laurie Itkin is a financial advisor at Coastwise Capital Group, LLC with 13 years of industry experience. She holds a Series 65 designation and is the founder of two non-investment-related ventures, The Options Lady, focused on education, and Rouge Government and Public Affairs, specializing in public affairs, both based in San Diego. Coastwise Capital Group advises individuals, including high-net-worth clients, as well as corporations, trusts, estates, and charitable organizations. The firm offers discretionary portfolio management alongside financial planning and consulting, utilizing a range of investment instruments guided by clients’ objectives and risk profiles.

Taylor Jobe is a financial advisor at MKT Advisors LLC with 11 years of industry experience and holds a Series 65 designation. He has worked at MKT Advisors LLC since 2015. Outside of his primary role, he is the owner and president of HARVEST LLC, a SaaS company providing options calculations, and serves on the strategic advisory board of DPL Financial Partners, an insurance marketplace. MKT Advisors provides investment advisory and financial planning services to individuals, high net worth clients, trusts, estates, charitable organizations, foundations, businesses, and retirement plans. The firm manages approximately $463.7 million across discretionary and non-discretionary accounts and employs customized portfolios using stocks, bonds, mutual funds, ETFs, and options with an emphasis on both long-term and tactical approaches.

Constance Maples is a CFP® and ChFC® with 26 years of industry experience. She currently serves as an advisor at Lanyon Advisory Services and has been with Viewpoint Financial Partners, LLC since 2015. In addition to her advisory role, she is a licensed insurance agent. Lanyon Advisory Services provides portfolio management, financial planning, and access to third-party managers for individuals, high-net-worth clients, charitable organizations, and business entities. The firm manages approximately $109 million across about 70 clients, utilizing a variety of analytical approaches and investment strategies that include traditional and alternative assets.

Philip Smith is a financial advisor at Salient Wealth Planning with 26 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. His prior roles include positions at Ameriprise Financial Services, Inc. for 18 years and Purshe Kaplan Sterling Investments. Salient Wealth Planning is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, and businesses with discretionary investment management and financial planning. The firm emphasizes a long-term, fundamental-analysis approach and manages diversified portfolios using low-cost mutual funds, ETFs, and select individual securities.

Daniel Mauser is a financial advisor at Cosmos Wealth, LLC with 11 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Rely Wealth Partners, TRU Independence Asset Management 2, and Investment Placement Group. Cosmos Wealth is a recently formed SEC-registered investment adviser managing approximately $191 million in discretionary assets. The firm serves primarily larger or non-typical retail clients, employing a mix of active and passive investment strategies with an emphasis on individualized client profiles and ongoing portfolio monitoring.

Heather Quintero is a CFP® professional with 10 years of industry experience. She has worked at Carter Financial, LLC since 2019 and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors. Carter Financial provides discretionary portfolio management and standalone financial planning to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a multi-style asset allocation investment approach, continuously monitoring and rebalancing portfolios to meet client objectives.

Natalie Mcintosh is a CFP® with over 21 years of industry experience and has been with Mundoval Capital Management, Inc. and the affiliated Mundoval Fund since 2006. She holds a Series 66 license and works out of La Jolla, CA. In addition to her advisory role, she is an independent contractor insurance agent for Blue Shield of California. Mundoval Capital Management provides discretionary asset management services to a diverse client base including individuals, trusts, estates, charitable organizations, and pension plans. The firm emphasizes fundamental, long-term equity analysis with a global orientation and offers ERISA plan services alongside managing an affiliated, no-load mutual fund.

John Ferraro is a Series 65-licensed financial advisor with Longhouse Wealth Management in Encinitas, CA, where he has worked since 2018. He has seven years of industry experience. Longhouse Wealth Management serves individual and high-net-worth clients, including trusts, estates, and retirement plans, providing discretionary portfolio management across equities, bonds, ETFs, and REITs. The firm uses proprietary quantitative and technical risk-management models to tailor investment policies and employs educational content and client seminars as part of its service approach.