Jana Ham is a financial advisor at The Wealth Consulting Group with 17 years of industry experience. She holds the Series 66 designation and has been with The Wealth Consulting Group and LPL Financial since 2014. The Wealth Consulting Group provides fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, corporate and plan sponsors, charities, trusts, and estates. The firm employs a tailored investment approach combining fundamental, technical, macroeconomic, and quantitative analysis, offering both direct management and access to third-party programs.

Lance Lienart is an advisor at Integrated Advisors Network LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney, Morgan Stanley Private Bank, and Perigon Wealth Management. He is also licensed in insurance and spends approximately 10% of his time on related activities outside of investment management. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement plans, and corporate entities. The firm provides portfolio management, financial planning, and consulting services using a combination of fundamental and quantitative approaches, often incorporating third-party managers and offering both discretionary and non-discretionary investment management.

Thomas Sherman is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 designations and bringing 23 years of industry experience. He has worked with both firms since 2003. Outside of his advisory role, he serves as a trustee for the Lincoln Sherman Trust. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and a variety of investment advisory programs using both proprietary and third-party model portfolios.

Misty Weltzien is a CFP® and ChFC® with 18 years of experience, currently serving at Primerica Advisors. Her career includes extensive work with Guardian Life Insurance Company and Park Avenue Securities. Outside of advising, she is an author working on a book about mental toughness and mindset, and she serves on the FINSECA Leadership and Career Development Community Advisory Board. She is also a shareholder in a mechanic shop owned by her husband. Primerica Advisors is part of a large enterprise serving a broad retail client base with both brokerage and advisory services. The firm offers proprietary and third-party investment programs, financial planning, and lending solutions, managing approximately $15 billion in assets with a network of nearly 2,000 advisors.

Jovanny Alvarez is a financial advisor at Citigroup Global Markets with Series 65 and Series 63 licenses and two years of industry experience. His prior roles include positions at J.P. Morgan Securities and Westpac Wealth Partners. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, with a broad range of advisory, execution, and custody services.

Stephen Arnold is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He previously worked at SagePoint Financial for a decade before joining Kestra in 2023. Outside of advisory services, he owns a business focused on selling and servicing insurance clients. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and pooled plan solutions, managing approximately $79.8 billion in assets and serving large institutional investors including sovereign wealth funds.

Jordan Werner is a financial advisor with D.A. Davidson & Co. in La Quinta, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with D.A. Davidson & Co. since 1991. Outside of his advisory role, Werner is an owner of J&A Properties, involved in rental real estate in Lake Oswego, OR. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base including employer-sponsored retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards.

Marcia Bloemendaal is a CFP® professional with 36 years of industry experience. She is currently with D.A. Davidson & Co., joining the firm in 2025 after 16 years at Raymond James & Associates. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory services, comprehensive financial planning, and a Private Wealth program for clients with over $20 million in net worth.

Garren Mayer is a financial advisor with PlanMember Securities Corporation in Palm Springs, CA, holding Series 63 and Series 65 licenses with 25 years of industry experience. He has been with PlanMember since 2002 and is also involved with Sound Financial Group, where he engages in the sale of fixed annuities. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering a range of risk-based mutual fund portfolios managed through a strategic asset allocation process. The firm also offers education and support services, including seminars and personalized retirement planning.

Sylvestre Beltran is a financial advisor with Eagle Strategies (NY Life) based in Palm Desert, CA, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. His career includes roles at JPMorgan Securities LLC and New York Life Insurance Company. He is also involved in insurance brokering, assisting clients with insurance options outside those offered by New York Life. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, charitable organizations, and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services through various program types, emphasizing tailored recommendations and primarily managing assets on a non-discretionary basis.

Robert Schein is a financial advisor with Hightower Advisors in Palm Desert, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Hightower Advisors and Hightower Securities since 2011. Outside of his advisory work, he is co-founder and owner of KLIPSTERZ, LLC, a marketing and shoe apparel business. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and various types of organizations. The firm’s approach centers on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and portfolio construction strategies.

Nadine Lord Divan is a financial advisor with Independent Advisor Alliance, LLC, holding a Series 63 license and bringing 43 years of industry experience. She has worked with both Independent Advisor Alliance and LPL Financial since 2016. In addition to her advisory role, she provides tax preparation and accounting services through her CPA credentials. Independent Advisor Alliance serves a diverse client base that includes individuals, small businesses, charitable organizations, and retirement plans. The firm offers a range of services such as asset management, financial planning, wealth coaching, and retirement plan consulting, using both discretionary and non-discretionary management strategies supported by various analytical techniques and technology platforms.

Frank Deptola Jr. is a financial advisor with Commonwealth Financial Network who holds a Series 66 designation and has 19 years of industry experience. He has worked at Commonwealth since 2018 and previously at Strategic Wealth Advisors Group and LPL Financial. He is co-owner of Frank Deptola & Associates, LLC and serves as a part-time adjunct professor teaching finance and insurance at CSU Fullerton and Texas A&M University. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, offering advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Catherine Brown is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has worked at Independent Financial Group since 2009, previously serving at National Planning Corporation and operating CB Wealth Management since 2000. Brown is active in her community, serving as a board member for the University of Notre Dame Alumni Club in Palm Springs, the Executive Woman’s Golf Association of Palm Springs, the Palm Desert Chamber of Commerce, and Soroptimist International of Palm Desert. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm emphasizes client-tailored strategies through proprietary and third-party models, combining active and passive investment approaches across standard risk profiles.

Ernest Cox is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 25 years of industry experience. His career includes roles at Merrill, Commonwealth Financial Network, Kestra Investment Services, LLC, and Scott Braun Realty. He has worked with Independent Financial Group since 2016. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers a range of portfolio management and financial planning services through multiple platforms, combining strategic asset allocation with both passive and active investment exposures.

Brent Carroll is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 designations and 35 years of industry experience. He has worked at Llorac Financial LLC since 2017, Tenco Inc. from 2008 to 2017, and Irm Distributors, Inc. since 1999. Outside of his advisory work, he serves as president of Llorac Financial LLC, which provides tax preparation, insurance, and securities sales and service. PlanMember Securities Corporation offers retirement-plan advisory services to employers and participants, acting as a fiduciary for many plans and providing education, support, and participant-level investment options. The firm utilizes a top-down strategic asset allocation approach with risk-based mutual fund portfolios and emphasizes portfolio strategy, fund selection, and periodic rebalancing.

Kent Alston is a financial advisor with Independent Financial Group, LLC, holding 42 years of industry experience. He has worked with Independent Financial Group since 2022 and has been with NPB Financial Group since 2014. In addition to his advisory roles, he owns Arden Tax Service, where he provides tax preparation, accounting, and bookkeeping services. Independent Financial Group, LLC offers investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence, serving clients through various platforms and both discretionary and non-discretionary management approaches.

Larry Bambico is a financial advisor at Citigroup Global Markets with 15 years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Merrill and Bank of America. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, providing a broad range of advisory, execution, and custody services.

Charles Ragonese is a financial advisor at AE Wealth Management, LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at AE Wealth Management since 2018. He is also president of Mountain Peak Financial, Inc., where he is involved in life and fixed insurance product sales. AE Wealth Management is an SEC-registered investment adviser serving individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach with model portfolio solutions, discretionary asset management, financial planning, and plan services, combining internal and third-party managed models tailored by advisors.

Jeffery Quiggle is a financial advisor at Centaurus Financial, Inc. with 35 years of industry experience. He holds Series 63 and Series 65 designations and has been with Centaurus Financial since 2013. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a mix of fundamental and technical analysis with both discretionary and non-discretionary arrangements.