Jack Knight is a financial advisor with Eagle Strategies (NY Life) based in San Bernardino, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 38 years of industry experience, including over 28 years with Eagle Strategies and extensive tenure at New York Life Insurance Company and Nylife Securities LLC. Outside of advising, he owns a website serving military veterans to help them connect, and he serves on the board of a homeowners association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutional sponsors, and corporate clients. The firm offers multiple program types and emphasizes tailoring advice to client objectives, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Collins Jones is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has been with Valic Financial Advisors since 2010 and also works as an Uber driver on weekends and evenings. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, and supports corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Darren Gunnell is a financial advisor with Eagle Strategies (NY Life) based in Riverside, CA, holding Series 63 and Series 66 licenses and with 15 years of industry experience. He has worked with Eagle Strategies LLC since 2018 and has been affiliated with Nylife Securities, LLC and New York Life Insurance Co since 2010 and 2009, respectively. Outside of advisory services, he is involved in insurance brokering for non-registered insurance products through outside carriers. Eagle Strategies serves a wide range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers multiple program types tailored to client objectives, emphasizing non-discretionary asset management and fiduciary responsibilities, particularly for retirement investors.

Michael Sears is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. He has worked with firms including Global Financial Private Capital and currently leads Sears Wealth Management & Insurance Solutions. Sears is also the author of the book *Retire With Simplicity & Clarity: 10 Mindset Shifts Nurses Should Understand to Feel Confident About Their Financial Future*, which targets nurses approaching retirement. Additionally, he serves as a member and CEO of Clarity Tax Partners, LLC, providing tax strategies and planning services. AE Wealth Management delivers fee-based portfolio management, financial planning, and retirement plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a range of investment strategies while supporting third-party RIAs through sub-advisory and model-licensing programs.

Juan Garcia is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds the Series 66 and Series 63 licenses and has previously worked at GWFS Equities, PNC, BBVA Compass Insurance Agency, and Compass Bank. He is also a licensed notary public. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns, annual rebalancing, and client savings rates.

Patrick Ryan is a financial advisor with Eagle Strategies (NY Life) in Redlands, CA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been affiliated with Eagle Strategies since 2019 and has also worked with Nylife Securities, LLC and New York Life since 2012 and 2011, respectively. In addition to his advisory work, Ryan is licensed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ryan Mayer is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 15 years of industry experience. In addition to his advisory role since 2014, he is involved with Shared Insurance Solutions, where he sells and services health, life, and annuity insurance products. Voya Financial Advisors serves a diverse client base including individuals, institutional clients, retirement plan sponsors, and high-net-worth individuals. The firm offers a variety of financial services such as financial planning, portfolio management, wrap programs, and plan-sponsor consulting, frequently providing non-discretionary advice through multiple program structures.

Kirsten Baron is a financial advisor with Transamerica Financial Advisors in Rancho Cucamonga, CA, holding Series 63 and Series 65 licenses. She has two years of industry experience and is involved with the Black Excellence Leadership Council as a council member. Baron also participates in estate planning services through Inheritguard, LLC, and holds a CFO position at Barons Enterprises International, Inc. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Lester Baron is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has held roles with multiple organizations, including WealthWave, Baron's Enterprises International, and the Heartland Institute of Financial Education, where he serves as a Certified Financial Educator. Baron is also involved in leadership and community roles such as mentoring with the Black Excellence Leadership Council and serving as Public Relations Officer for the Dominica Livestock Cooperative. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers, offering multiple program platforms and integrated retirement plan solutions.

Kristina Bell Taylor is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Voya Financial Advisors since 2014. Outside of her advisory role, she owns a franchise cleaning business and works as an independent agent selling fixed insurance products. Voya Financial Advisors serves a diverse client base including individuals, institutions, retirement plan sponsors, and high-net-worth clients. The firm offers financial planning, portfolio management, third-party money manager access, and plan-sponsor consulting through various program structures, primarily providing non-discretionary, recommendation-based advice.

Darlene Pachot is a financial advisor with Voya Financial Advisors, Inc. in Redlands, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with Voya since 2014 and has worked at UCLA in another capacity since 1999. Outside of her advisory role, Pachot is active as a visiting preacher involved in public speaking. Voya Financial Advisors serves a diverse client base including individuals, institutions, and retirement plan sponsors, offering financial planning, portfolio management, and consulting through various program structures. The firm provides predominantly non-discretionary advice and operates as both an SEC-registered investment adviser and broker-dealer.

Benjamin Sturkie is a financial advisor with Valic Financial Advisors in Riverside, CA. He holds Series 63 and Series 66 licenses and has one year of industry experience. Prior to his current role, Benjamin has worked in a variety of positions, including entrepreneurial ventures such as Ojai Pizza and Performance Concrete Services Inc. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors, utilizing centralized technology and model solutions to manage client assets.

Bob Tan is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Voya in various capacities since 2014. Outside of his advisory role, Tan is licensed as an independent insurance agent. Voya Financial Advisors, Inc. serves a diverse clientele including individual and institutional clients, offering services such as financial planning, portfolio management, and plan-sponsor consulting through multiple program structures that emphasize recommendation-based advice over discretionary management.

Erin Green is a financial advisor at Valic Financial Advisors with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill, UBS Financial Services, Stifel, and Agia. In addition to her advisory role, Erin is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

David Cockeram is a financial advisor with Valic Financial Advisors in Glendale, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Valic Financial Advisors since 2012 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Seth Morris is a financial advisor with AE Wealth Management, LLC, holding a Series 65 license and six years of industry experience. He is also an officer and 25% owner of Clarity Tax Partners, LLC, where he focuses on tax strategies and planning. His prior work includes roles at Larry H. Miller and Sears Wealth Management & Insurance Solutions. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individual households, corporations, and ERISA plan sponsors. The firm emphasizes model portfolio and direct asset management programs and supports third-party RIAs through sub-advisory and model-licensing services.

Bryan Cooper is a financial advisor with Commonwealth Financial Network in Mira Loma, CA, holding a Series 66 designation and eight years of industry experience. His career includes multiple tenures at Commonwealth Financial Network and leadership at Cooper Associates. He has worked in appraisal services at BRC Appraisal for over two decades. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, including discretionary model portfolios and personalized investment solutions.

Josiah Campbell is a financial advisor with Transamerica Financial Advisors in Rancho Cucamonga, CA, holding Series 63 and Series 65 licenses and two years of industry experience. He is involved with Intertwined Solutions, Inc., promoting financial literacy through partnerships with banks, schools, and non-profits, and provides client education and support on estate planning through InheritGuard, LLC. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and corporations, offering both advisory and broker-dealer services with proprietary and third-party model portfolios.

Beneta Reynoso is a financial advisor at Centaurus Financial, Inc. with 40 years of industry experience. She has been with Centaurus since 2007. Outside of her advisory role, she serves as CEO of Empire Financial Benefits, Inc., and is involved in estate planning services through Epic Estate Plans and AmeriEstate Legal Plan, Inc. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management through platforms like CLASSIC Plus, employing various analytical approaches and both discretionary and non-discretionary arrangements.

Jeffrey Beaulieu is a financial advisor with Eagle Strategies (NY Life) based in Riverside, CA, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. He has worked with Eagle Strategies since 2016 and has maintained ongoing roles with New York Life and Nylife Securities since 1994. Outside of his advisory work, he is a motivational speaker, delivering personal messages on positivity at New York Life meetings. Eagle Strategies serves a diverse client base, including individuals, institutions, and plan sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of advisory programs and focuses primarily on non-discretionary asset management, operating within the integrated New York Life affiliate structure.