Mark Fitzpatrick is a financial advisor with Empower Advisory Group in Murrieta, CA, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior work includes eight years at Icma Rc before joining Empower Retirement in 2024. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Dennis Odin is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with WealthWave since 2018, Transamerica Financial Advisors since 2012, and World Financial Group since 2007. Outside of advising, Odin is involved in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm delivers services through a large advisor network and multiple program platforms, utilizing model portfolios and third-party managers for investment implementation.

Kayla Fox is a financial advisor with Primerica Advisors in Canyon Lake, CA, holding Series 65 and Series 63 licenses and having three years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services during her career, alongside a decade at Coldwell Banker ABR. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates nationally with approximately 3,698 financial advisors and $15.5 billion in assets under management, offering model-driven investment strategies and custody services through third-party providers.

Jonathan Lopez is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining Ameriprise in 2026, he was affiliated with Platinum Wealth Management, Inc. and Independent Financial Group LLC. He also teaches a college course on investing at Mesa College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which emphasizes written recommendations and ongoing tax-aware income strategies.

Reem Moussa is a financial advisor with LPL Financial in Temecula, CA, holding a Series 66 designation and 13 years of industry experience. She has been with LPL Financial since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Allen Montemagno is a financial advisor with LPL Financial holding a Series 66 designation and 11 years of industry experience. His career includes roles at Edward Jones, Waddell & Reed, and various insurance carriers prior to joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Keith Meeker is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on providing clients with personalized wealth management strategies that are flexible to adapt to changing market conditions and aligned with their individual goals and priorities. Keith leverages investment insights from Merrill and the banking and lending solutions of Bank of America to address the comprehensive financial needs of his clients. Keith’s expertise covers a broad range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, small business strategies, individual and corporate investment strategies, and retirement income. He emphasizes understanding his clients’ full financial picture and life priorities to collaboratively create customized plans. Keith holds a Bachelor’s Degree from Rider University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is actively involved in his community, volunteering as a coach for MVGSA softball and TLL baseball. Outside of work, Keith enjoys baseball, billiards, football, skiing, softball, spending time with his family, traveling, and watching movies.

Ryan Mc Cray is a financial advisor at Edward Jones with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Joseph Vignoni Jr. is a CFP® designated financial advisor with 17 years of industry experience, currently with Wells Fargo Clearing. His prior experience includes roles at Bank of America, Merrill, U.S. Bancorp Investments, and earlier positions within Wells Fargo affiliates. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Shirley Thompson is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management in Temecula, California. She brings over 15 years of experience in the financial services industry, specializing in helping clients achieve their financial goals through collaboration with CPAs and attorneys. Shirley is a qualified Senior Portfolio Advisor who provides traditional advice and manages custom investment strategies, leveraging a broad selection of Merrill Lynch model portfolios and third-party strategies. In her role, she may also manage investment advisory program strategies on a discretionary basis. Shirley holds a Chartered Retirement Planning Counselor (CRPC) designation, along with Series 7 and 66 FINRA registrations and an Insurance License. She has completed coursework including Fundamentals of Investments and Process and Environment from The American College. Her academic credentials include a Bachelor of Science Degree in Business Administration with dual emphases in Finance and Management Information Systems from the University of California, Riverside, and an MBA with a focus on Finance from California State University, Long Beach. In addition to her professional career, Shirley is involved in community organizations such as the Chinese Bible Church of Temecula Valley and the French Valley Baseball Softball Association. She also participates actively with Best Buddies, a nonprofit supporting friendships for people with intellectual and developmental disabilities. Shirley enjoys traveling and baseball, having visited all but four baseball stadiums in the United States. She resides in Murrieta, California, with her husband Robert, a licensed attorney and CERTIFIED FINANCIAL PLANNER® professional at Merrill Lynch Wealth Management, and their four children.

Zaid Diaz is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021, following roles at Wells Fargo Bank and Wells Fargo Clearing Services. Outside of finance, he has work experience with In-N-Out Burger. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs, and it utilizes algorithmic methods and AI in its investment process.

Nattalie Villarreal is a financial advisor with Wells Fargo Clearing in Temecula, CA, holding Series 63 and Series 66 credentials and 11 years of industry experience. Her prior experience includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, U.S. Bancorp Investments, Inc., and an earlier tenure at Wells Fargo Clearing. Wells Fargo Advisors serves individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Suman Achari is a financial advisor at Cetera with 19 years of industry experience. He holds the Series 66 designation and has worked previously at Central Pacific Bank, LPL Financial, and Orange County's Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with access to both affiliated and third-party money managers.

James Barney is a financial advisor with Charles Schwab & Co., Inc. in Wildomar, CA, holding Series 65 and Series 63 licenses and four years of industry experience. He previously worked at TD Ameritrade for three years and spent five years at BJ's Restaurant and Brew House. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Bryce Street is a financial advisor at LPL Financial with 11 years of industry experience. He holds a Series 66 designation and has been with LPL Financial since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by advisor-facing tools for operational and research purposes.

Adam Henderson is a financial advisor with LPL Financial in Temecula, CA, holding a Series 63 designation and 27 years of industry experience. His prior roles include positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He operates an investment-related business, PacWest Investment Group, associated with his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions with a range of advisory and brokerage services, including financial planning and institutional platforms.

Christopher Hoff is a financial advisor at Merrill in Temecula, CA, holding Series 63 and Series 66 designations with 19 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Adam Crane is a financial advisor with Edward Jones in Temecula, CA, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Morgan Stanley from 2018 to 2022 and spent three years at Taylormade Golf Company. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment services through a large national network of financial advisors and branch offices.

Paul Schiller is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Wells Fargo Clearing Services and Wells Fargo Bank, N.A. Schiller is based in Temecula, California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may incorporate an ESG eligibility framework.

Daniel Andrade is a Series 66-licensed advisor with Merrill, based in Lake Elsinore, CA. He has one year of industry experience and has been with Merrill since 2011, also having worked at Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a variety of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.