William Ratner is the sole advisor at Ratner & Associates LLC, holding a Series 66 designation with 16 years of industry experience. He has worked with Ratner & Associates since 2009. Outside of his advisory role, he is involved as a real estate investor and property manager. Ratner & Associates LLC is a small SEC-registered investment adviser formed in 2020 that provides portfolio management services primarily to high-net-worth individuals. The firm customizes portfolios based on clients’ goals, tax situations, time horizons, and risk tolerances, utilizing a range of investment vehicles and both long- and short-term trading strategies.

Henk Pieters is a CFP® and Series 65 registered financial advisor with 19 years of industry experience. He has been the sole advisor at Investus Financial in Costa Mesa, CA since 2004. Investus Financial Planning, Inc. is an independent, fee-only registered investment adviser serving individual clients, including trusts, estates, and retirement accounts. The firm provides financial planning, consulting, and asset management services, often coordinating with clients’ attorneys, accountants, and insurance agents, and employs a long-term value investment approach focused on mutual funds and ETFs.

Steven Park is a CFA® charterholder and holds a Series 65 license, with 11 years of industry experience. He is the sole advisor at Fell Capital Management, where he has worked since 1997. Fell Capital Management provides investment advisory services to individuals, trusts, and corporate pension and profit-sharing plans, offering discretionary portfolio management and related advisory services. The firm employs a top-down approach to asset allocation, utilizing fundamental analysis and database screening to construct diversified portfolios composed of individual securities, mutual funds, ETFs, and alternative investments.

Patrick Chu is a CFP® and holds a Series 66 license with 16 years of industry experience. He has been with Marrick Wealth, LLC since 2012. Marrick Wealth is an SEC-registered advisor providing wealth management, investment management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm employs a long-term, strategic asset allocation approach using low-cost mutual funds and ETFs, supplemented by individual stocks, bonds, and options when appropriate.

Mohammad Popal is a financial advisor at Solid State Wealth Advisory Group with 15 years of industry experience. He holds the Series 66 designation and previously worked at Financial Advocates Investment Management and LPL Financial, LLC. Outside of advising, he is involved in freelance photography. Solid State Wealth Advisory Group is an SEC-registered wealth management firm serving individuals, high-net-worth individuals, and businesses. The firm offers discretionary investment management, financial planning, and consulting services, employing a client-tailored approach using various analytical methods and may appoint sub-advisors to manage client portfolios.

Matthew Bradley is a CFP® with 25 years of experience in the financial services industry. He has worked at RBA Wealth Management, LLC since 2017 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Bradley is also a licensed agent for fixed and traditional insurance products. RBA Wealth Management serves individuals, trusts, retirement plans, charitable organizations, and corporate entities through wealth management, financial planning, portfolio management, and retirement plan consulting. The firm employs a disciplined investment process based on fundamental, cyclical, and behavioral analysis within a Modern Portfolio Theory framework, managing portfolios with equities, bonds, and ETFs through goal-based planning and regular rebalancing.

Nicholas Yrizarry is a financial advisor at Align Wealth Advisors with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Cambridge Investment Research, Securities America, and Securities Service Network. Outside of his advisory work, he is involved in performing arts as a guitar player. Align Wealth Advisors serves individual and high-net-worth clients by providing asset management, financial planning, ERISA plan consulting, and referrals to third-party managers. The firm builds tailored portfolios using a variety of investment vehicles and typically operates on a non-discretionary basis with regular portfolio reviews.

Aria Khalili is a financial advisor with Pariax Private Wealth Management in Newport Beach, CA, holding a Series 66 designation and 28 years of industry experience. She has worked at Bank of America and Merrill Lynch prior to joining Pariax in 2019. Outside of her advisory role, she serves as an officer of Runway Motorcars, LLC, and is president of Nawk Development Inc, a real estate development company. Pariax Private Wealth Management offers discretionary portfolio management and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, and institutional clients. The firm employs a range of asset allocation strategies and combines fundamental, technical, cyclical, qualitative, and sector analysis to tailor investments to client objectives and risk tolerance.

Scott Walker is a CFP® with 19 years of industry experience, affiliated with Walker Financial Advisors Inc. He has been with the firm since 1986. Walker Financial Advisors provides discretionary portfolio management and financial planning primarily for affluent individual investors, including retirees, as well as trusts and employer-sponsored retirement plans. The firm employs a conservative, tax-aware, balanced asset allocation strategy and also serves as a third-party administrator and advisor for governmental 457(b) plans.

Thomas Graffeo Jr. is a CFP® with 38 years of industry experience, currently serving as an advisor at Dove Investment Research and Management, Inc. in Irvine, CA. He has been with Dove Investment Research since 2015 and LPL Financial since 2009. Outside of his advisory roles, he is a landowner in Draper, UT. Dove Investment Research and Management serves individual and high-net-worth clients as well as charitable accounts, managing approximately $107 million across about 175 clients. The firm offers comprehensive financial planning, estate-resolution services, and portfolio management using customized model portfolios informed by modern portfolio theory, tactical overlays, and strategic asset allocation.

Stephen Banta is a financial advisor at Banta Asset Management LP with 27 years of industry experience. He has been with Banta Asset Management since 2007 and holds Series 63 and Series 65 designations. The firm serves individual and high-net-worth investors, trusts, estates, pension plans, charitable organizations, and businesses by providing discretionary investment management, financial planning, and consulting. Banta Asset Management focuses on customized portfolio construction using exchange-traded funds, individual equities, fixed-income securities, and other instruments tailored to client objectives and risk tolerance.

John Oneill Jr. is a financial advisor with O'Neill Financial Management, Inc. in Lake Forest, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with O'Neill Financial Management since 2016. O'Neill Financial Management provides investment advisory and financial planning services to individual and high-net-worth clients, employer retirement plans, and other business clients. The firm emphasizes a Modern Portfolio Theory and buy-and-hold investment approach, focusing on broadly diversified, mainly passive mutual funds and ETFs, with portfolios managed primarily on a non-discretionary basis.

Michael King is a financial advisor at Baroldi Wood Mance Financial Advisors, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Baroldi Gundersen Financial Advisors LLC since 2024. Outside of advisory work, he is an accountant at Baroldi Gundersen, LLP, where he prepares and analyzes financial statements and manages tax compliance and projections. Baroldi Wood Mance Financial Advisors serves individuals, trusts, retirement plans, and business entities with a multi-disciplinary investment approach that includes equities, fixed income, mutual funds, ETFs, and option strategies. The firm combines fundamental, technical, quantitative, sector, and cyclical analysis, managing primarily non-discretionary portfolios while integrating accounting and tax services through an affiliated CPA practice.

Aaron Wallace is a financial advisor at Pruvise with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fisher Investments, Gerry Andrade and Associates, and Carbide Capital Inc. Pruvise provides financial planning and portfolio management services to individuals, families, small businesses, and institutional clients, with a focus on corporate retirement-plan advisory and individual consultation. The firm uses a combination of fundamental, technical, and charting analysis to implement diverse asset-allocation strategies, primarily through a client-directed, non-discretionary trading approach.

James Skorheim is a financial advisor at Skorheim Wealth Management, LLC with 11 years of industry experience. He holds a Series 65 designation and has been involved in wealth management since 2014, along with operating a CPA firm specializing in forensic accounting and litigation support. Skorheim is also a licensed attorney in California, though he does not practice law. Skorheim Wealth Management provides portfolio management and financial planning to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of fundamental analysis and modern portfolio theory to construct diversified portfolios and manages approximately $71 million in discretionary assets.

Mark Aguilar is a financial advisor with ProCore Advisors, LLC, holding CFP® and Series 65 credentials and bringing two years of industry experience. He has worked at ProCore Advisors since 2023 and is also a part-time boat captain for City Cruises by Hornblower. ProCore Advisors provides investment advisory and planning services to individuals, trusts, estates, businesses, and retirement plans, combining fundamental, quantitative, technical, and modern portfolio theory approaches with access to alternatives and automated advisory solutions.

David Wagner is a CFP® with 19 years of industry experience, currently serving at Tidecrest Wealth Management, LLC since 2024. His prior experience includes roles at Bank of America, Merrill Lynch, and Morgan Stanley. Outside of his advisory work, he is the treasurer of the Charitable CDM Girls Volleyball Foundation and participates in his wife's interior design business as treasurer. Tidecrest Wealth Management provides investment advisory and planning services to individuals, corporations, trusts, employee benefit plans, and charitable organizations. The firm employs a multi-disciplinary investment process using quantitative, fundamental, technical, and economic analysis, offering both discretionary and non-discretionary management with a focus on detailed operational support for private placements.

John Mac Willie IV is a financial advisor at Boyer Financial Services, Inc. He holds a Series 65 designation and has experience working at LPL Financial and Boyer Financial Services, beginning his advisory career in 2024. Prior to entering the financial industry, he held positions at Chick-Fil-A and Servite High School. Boyer Financial Services serves individual and high-net-worth clients, as well as trusts, foundations, corporations, and employer-sponsored retirement plans. The firm offers discretionary portfolio management, financial planning, and retirement plan consulting with an emphasis on asset allocation, cost efficiency, tax awareness, and the use of technology tools alongside human adviser oversight.

Urmimala Dasgupta is a financial advisor at Veda Financial Investment Advisory with 11 years of industry experience. She holds a Series 65 designation and has been with Veda Financial Inc. since 2017, following prior work with Veda Value Funds. Veda Financial is an independent California-registered investment adviser offering discretionary, value-oriented portfolio management and financial planning to individuals, trusts, corporations, retirement plans, and charitable organizations. The firm employs a bottom-up, fundamental value-investing approach with customized portfolios and focuses on active management using financial-statement analysis and valuation metrics.

Jeff Fisher is a financial advisor with Capital Financial Consultants Group, Inc. in San Juan Capistrano, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has been with Capital Financial Consultants Group since 2014 and is also associated with Independent Financial Group, LLC since 2009. Fisher is the 100% owner of JTJLIF, Inc., a holding company for Capital Financial Consultants Group. Capital Financial Consultants Group is an independent registered investment adviser serving individual clients, charitable organizations, pension and profit-sharing plans, and corporations. The firm manages discretionary portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including the use of options, short sales, and margin in separately managed accounts.