Mark Billes is a financial advisor with Retirement Investment Advisors Inc. in Corona, CA, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked at multiple firms including Horter Investment Management and has operated Safe and Secure Retirement and Insurance Services, where he serves as president. Outside of advisory work, he is involved in life insurance, annuities, and long-term care insurance sales. Retirement Investment Advisors Inc. is an independent firm serving individuals and business entities through financial planning and advisory services. The firm refers clients to third-party money managers, assists with onboarding and paperwork, and monitors manager performance while providing educational seminars and workshops to the public at no charge.

Aalok Devkota is the principal of Devkota Capital Advisors in Irvine, CA, holding a Series 65 designation with nine years of industry experience. His prior work includes roles at Markel Corp., Strategic Advisors, Inc., and Abundance Insurance Solutions, Inc. Devkota Capital Advisors LLC is an independent investment adviser providing discretionary asset management to individuals, high-net-worth clients, trusts, endowments, and corporate and small-business clients. The firm also offers model portfolios and sub-advisory services, employing a combination of fundamental, behavioral, technical, and cyclical analysis across several model strategies.

Recalibrating Wealth is a fee-only Registered Investment Advisor based in Orange County, CA, serving clients both locally and virtually. We provide comprehensive financial planning and investment management for thoughtful, busy mid-career professionals and families who feel stretched thin by the growing complexity of their financial lives. Whether you're establishing your financial foundation, preparing for major milestones, or navigating big career or life changes, our collaborative life-centered financial planning approach is designed to align your money with what matters most to you so that you can live more, worry less, and plan for your future with confidence. There are two ways for us to work together: - "Financial check-up" - a 3-4 month financial planning deep-dive designed to organize finances, clarify goals, and create a clear, actionable roadmap for the years ahead. Ideal for DIYers and those earlier on in their wealth building journey. - Ongoing Support - Ongoing comprehensive financial planning, tax planning, and investment management for those seeking a long-term partnership with a trusted financial professional.

Sagar Parikh is a financial advisor at PMA Wealth Management with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including Silber Bennett Financial, Woodbury Financial Services, and Emerson Equity. Parikh is also a partner at Parikh, Mehta & Associates, a CPA firm providing tax preparation and business management services. PMA Wealth Management offers portfolio management services to individuals, high-net-worth clients, and charitable organizations. The firm employs a diverse investment approach that includes fundamental analysis, modern portfolio theory, and both long- and short-term trading strategies, with a focus on ETFs and alternative investments such as private placements and venture capital funds.

Paul Kirz is a CFP professional with 23 years of experience as Paul H Kirz CFP and 2 years in his current investment management role at Kirz, Paul H. He operates as a sole-owner advisory based in Brea, CA, with credentials in financial planning and tax preparation. Kirz, Paul H provides fee-only financial planning and investment advice to individuals, small businesses, and nonprofit organizations. The firm generally acts as a planner without routinely managing client assets but can do so under a power of attorney, emphasizing diversified portfolios of low-cost index mutual funds and ETFs tailored to client goals and risk tolerance.

Jason Micheli is the sole advisor at Einstök Wealth Management LLC, an independent investment advisory firm based in Irvine, CA. He holds Series 65 and Series 66 licenses and has eight years of industry experience. Micheli also serves in an executive leadership role with the Presbytery of Santa Barbara. Einstök Wealth Management provides discretionary portfolio management and ongoing investment advice to individuals, trusts, charitable organizations, and businesses. The firm follows a primarily passive investment approach grounded in Modern Portfolio Theory, using diversified portfolios of low-cost index funds and ETFs, and incorporates a proprietary algorithm to tactically adjust allocations.

Kenneth Hinkle is a financial advisor with Kenneth Dean & Co Financial Advisory Services, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Waddell & Reed Financial Advisors and longstanding involvement in mortgage brokerage through Midcity Mortgage. He continues to operate as a mortgage broker alongside his advisory work. Kenneth Dean & Co Financial Advisory Services offers non-discretionary asset management, comprehensive financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business entities. The firm’s investment approach is based on fundamental analysis and customized asset allocation, with client approval required before transactions and regular account reviews.

Denita Clark is a financial advisor with The Financial Architects Wealth Management LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her career includes roles at Gradient Securities, Transamerica Financial Advisors, and World Financial Group. She is also active as an insurance agent, selling both health and other insurance products. The Financial Architects Wealth Management provides investment advice and financial planning to individual investors and qualified retirement plan sponsors. The firm typically operates on a non-discretionary basis, recommending third-party portfolio managers and emphasizing ongoing oversight and client approval for transactions.

Mahesh Jain is a financial advisor at Kuber Investments with seven years of industry experience. He holds a Series 65 designation and has worked as the CEO of Gray Matrix Inc., an IT consulting and software development business, since 2011. Kuber Investments is a boutique independent firm providing discretionary portfolio management to individuals and small businesses. The firm employs an active, fundamental investment approach with relatively concentrated and customized portfolios focused on large- and mid-cap stocks, selective ETFs, and tactical risk management.

John O'Connell is the principal of John G. O'Connell, a firm he founded in 2022. He holds Series 63 and Series 65 licenses and has 46 years of experience in the financial industry, with prior roles at firms including J Alden Associates, National Securities Corporation, and Fsic. John G. O’Connell provides investment advisory and portfolio management services to individuals, trusts, estates, and charitable organizations. The firm manages approximately $24 million on a discretionary basis for about 30 clients, applying a qualitative and fundamental investment process that incorporates sector and cyclical analysis along with multiple asset allocation strategies.

Alphonse Calicchio III is a financial advisor with California Benefits and Retirement Group, LLC, where he has served as president since 2019. He holds a Series 63 designation and has 33 years of industry experience, including prior roles at Euro Pacific Capital Inc. and Alliance Global Partners. Outside of his advisory work, he is a managing member of JCAL Capital Management, LLC, a consulting firm, and serves as co-chair of Drive Out Cancer – Endless Summer Invitational, a volunteer organization that raises funds for cancer research and support for children with cancer. California Benefits and Retirement Group provides portfolio management and financial planning services to individuals, charitable organizations, and business entities. The firm employs a multifaceted investment approach, including charting, cyclical, fundamental, quantitative, technical analysis, and modern portfolio theory, typically focusing on long-term trading aligned with client risk tolerances.

John Dunham is the principal of Focused Capital Investment, LLC, an independent advisory firm based in Irvine, CA. He holds Series 65 and Series 66 licenses and has six years of industry experience. Prior to his advisory role, he worked at Santiago Canyon College for six years. Outside of investment advising, he is involved in tutoring activities through his firm. Focused Capital Investment provides discretionary investment management and financial planning to individuals, high-net-worth clients, pension plans, and corporate/business clients. The firm constructs customized portfolios using mutual funds, ETFs, individual securities, and limited partnerships, employing a primarily long-term investment process grounded in fundamental and technical analysis and modern portfolio theory. It also offers options strategies in separately managed accounts and routinely serves pension plans and corporate clients.

Rajko Novakovich is a financial advisor at Old World Financial Advisors in Newport Beach, CA, holding Series 63 and Series 65 licenses with one year of industry experience. He has worked as a mortgage advisor through his sole proprietorship since 2002 alongside his current investment advisory role. Old World Financial Advisors, established in 2023, provides customized investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, small businesses, and charitable organizations. The firm follows an asset-allocation-driven process managed through an Investment Policy Statement and offers non-discretionary account management with client-imposed restrictions.

Prabhu Mogulla is a financial advisor at Peaceful Advisors LLC in Tustin, CA, holding a Series 66 designation with 12 years of industry experience. His prior work includes roles at Waddell & Reed and Evrentcars LLC. Outside of advising, he is president of Profcon Inc., a staffing services company he has led since 2001. Peaceful Advisors LLC serves individual and high-net-worth clients with portfolio management and financial planning, managing $6 million in assets across nine relationships. The firm employs a variety of analytical methods to tailor portfolios and primarily manages assets on a non-discretionary basis, incorporating higher-risk strategies such as short sales, margin, and options.

Nicholas Monterrosa is a CFA® charterholder and the sole advisor at Paradox Investment Partners LLC with six years of industry experience. He previously worked at The Cypress Funds LLC from 2015 to 2019 before founding Paradox Investment Partners in 2019. Paradox Investment Partners is an independent registered investment advisor that provides discretionary investment management primarily to individual and high-net-worth clients. The firm employs an actively managed global long-short small-cap strategy combining quantitative screens with fundamental research and macro overlays, utilizing borrowing, derivatives, and performance-based compensation structures uncommon among similar independent firms.

Robert Cobb is the sole advisor at Cobb Planning Group in Santa Ana, CA, with 47 years of experience in the financial industry. He holds Series 63 and Series 65 licenses and divides his time among advisory services, insurance sales, and estate planning consulting. Cobb is a licensed insurance agent offering life insurance and annuities. Cobb Planning Group serves primarily individual clients, including some high-net-worth individuals, by coordinating relationships with third-party money managers rather than managing portfolios internally. The firm employs a conservative investment approach with low turnover and tailors its services through detailed consultations to select appropriate third-party managers.

Ricardo Ulivi is the sole advisor at Ulivi Wealth Management in Orange, CA, with 2 years of industry experience. He has been active in his career since 1988. Outside of advising, he manages his own real estate properties. Ulivi Wealth Management is an independent, single-advisor firm providing customized investment management and financial planning services to individuals, trusts, estates, small businesses, charitable organizations, and pension/profit sharing plans. The firm uses an asset-allocation driven process informed by macroeconomic analysis, offering both discretionary and non-discretionary account management with ongoing monitoring and quarterly reporting.

Jodi Selleck is a CFP® professional with 11 years of industry experience, currently serving as the sole advisor at Selleck Financial Group in Irvine, CA. She has managed her firm since 2017 and also provides tax preparation services, dedicating up to half of her monthly time to this activity. Selleck Financial Group offers financial planning and portfolio management to individuals, high-net-worth clients, small businesses, and retirement plan sponsors. The firm emphasizes strategic asset allocation focused on capital preservation and income generation, incorporating a mix of investment vehicles and providing educational workshops and tax services through its principal.

Jonathan Berman is a CFP® certificant with 17 years of industry experience, currently serving as the sole advisor at Irontree Wealth Management, Inc. He has prior experience at H.D. Vest Advisory Services and related entities, and he is also involved with Squire S. Burke, Inc. and IronTree Insurance Services, where he provides tax preparation and insurance services. Irontree Wealth Management offers financial planning, portfolio management, and investment consultation to individual investors, small businesses, and institutional clients. The firm employs a Modern Portfolio Theory-based investment approach with diversified, primarily passive allocations, and integrates tax, bookkeeping, and insurance services through affiliated businesses.

Spring Chen is a financial advisor at ClassicCPA with a Series 65 credential and over a decade of experience, including 14 years at Classic CPA and ongoing service on the Orange County Assessment Appeals Board since 2017. Chen has been with Classic Capital Planning Advisors since 2026 and operates as the sole advisor at the firm. Classic Capital Planning Advisors provides comprehensive financial planning and non-discretionary investment advice to a diverse client base, including individuals, families, trusts, and nonprofit organizations, with a focus on tax-aware planning and strategic asset allocation without managing client portfolios or maintaining custody.