Petar Repar is a financial advisor at UBS Financial Services with eight years of industry experience. He has been with UBS since 2015, following a decade in education prior to his advisory career. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research and a broad range of capital markets services.

Romany Pinto De La Paz is a financial advisor at UBS Financial Services with five years of industry experience. They hold a Series 66 designation and have worked at UBS since 2018. Prior to joining UBS, Romany held roles at the Kern County Administrative Office and has experience outside finance, including working at El Jacalito Mexican Restaurant. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings. The firm provides fee-based financial planning, portfolio management, and offers a broad range of capital markets services supported by proprietary research and institutional trading capabilities.

Cheryl Trail is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Inc since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Dennis Hamilton is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and 11 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2017, and previously worked at Princor Financial Services Corporation and Principal Life Insurance Company from 2015 to 2017. Outside of his advisory work, he is involved in individual and group life and health insurance sales. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning using firm-approved analytical tools.

Bobby Stewart is a financial advisor at Ameriprise in Bakersfield, CA, holding a Series 66 designation. He has one year of experience in the financial industry, joining Ameriprise in 2025 after working at WholeFoods and San Joaquin Refining. Stewart’s background also includes roles in education at Cal Poly San Luis Obispo, Independence High School, and Lakeside Elementary. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides a written Recommendation Report and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Christopher Muxlow is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 2007. Outside of his advisory role, he is involved with the Spencer-Muxlow General Partnership. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a wide range of advisory programs and financial planning services supported by structured discovery processes and advanced modeling tools.

Walter Russell is a financial advisor with Morgan Stanley in Bakersfield, CA, holding Series 63 and Series 66 licenses and seven years of industry experience. He has worked at Morgan Stanley since 2019, including a position at Morgan Stanley Private Bank, N.A. since 2024. Prior to this, he held roles at Wells Fargo Bank and Wells Fargo Clearing Services. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Ivan Aguilar is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 designations and has been with J.P. Morgan entities since 2016, including his current role at J.P. Morgan Securities since 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

James Sakowski is a financial advisor at Morgan Stanley with 42 years of industry experience. He has held roles at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1993. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Walter Hernandez is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. He previously worked at UBS Financial Services from 2012 to 2018 before joining Wells Fargo Clearing in 2018. Outside of his advisory role, Hernandez coaches soccer at Stockdale High School. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs among its offerings.

Jon Sampson is a CFP® and holds a Series 66 license with 17 years of industry experience. He has been with Wells Fargo Clearing since 2018 and previously worked at UBS Financial Services from 2008 to 2018. He is based in Bakersfield, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and acts as an ERISA fiduciary when providing investment advice.

Craig Huff is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been a member of the team since 1986. He focuses on delivering customized financial strategies to affluent families, successful business owners, and corporate executives. Craig addresses the unique challenges these clients face by providing guidance throughout all stages of the business cycle—from start-up to maturity—covering areas such as cash management, group benefits, financing through Bank of America, N.A., and succession planning. He collaborates closely with a team of specialists to ensure tailored strategies that meet the specific needs of each business and family. With a Bachelor of Science degree in Economics and a minor in Computer Science from Oral Roberts University, Craig holds designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Presidents Club and participates in community service through Rotary. A California native, Craig has been married for 40 years and has three grown sons along with multiple grandchildren. His personal interests include bodybuilding, hiking, sailing, racquetball, traveling, gourmet cooking, and enjoying the outdoors.

Amardeep Paul is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute and third-party sources to support its diversified investment approach.

Ricardo Flores is a financial advisor with LPL Financial in Bakersfield, CA, holding Series 65 and Series 63 licenses and seven years of industry experience. He has been with LPL Financial since 2017 and previously worked at Macy's. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, participant-level retirement advice, and institutional platforms.

Justin Leland is a CFP® with 11 years of industry experience, currently affiliated with LPL Financial. He previously spent 10 years at SCF Investment Advisors, INC. and SCF Securities, Inc. In addition to his advisory work, he hosts the Moneywise radio podcast and is involved in local government in Kern County, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third-party asset management, with a platform supporting strategic, tactical, and customized investment strategies.

Alfredo Vigil is a financial advisor with Edward Jones in Bakersfield, CA, holding a Series 66 designation and with 10 years of industry experience, all with Edward Jones since 2016. Outside of his advisory role, he serves as an assistant coach for the Kern High School District, supporting athletic programs through coaching and related activities. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, offering a broad range of advisory services including discretionary and non-discretionary strategies, access to managed accounts, and affiliated investment products.

Marisol O'Neil is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has 17 years of industry experience, including 15 years at Charles Schwab before joining MassMutual in 2026. Outside of her advisory role, she is involved in fundraising events for Blood Cancer United and supports the Bakersfield Christian High School Booster by marketing spirit wear. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Rehan Arif is a Series 66-licensed financial advisor with seven years of industry experience, currently affiliated with Morgan Stanley since 2021. His prior roles include four years at PlanMember Securities Corporation and experience in technology-related positions at Hersha and Trigo-Tronics. Outside of his advisory work, Arif is the sole proprietor of Mobile Mac Bakersfield, a technology service business, and is employed at Paismo Inc., a technology company in Philadelphia. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers diverse investment services through affiliated entities.

James Church Jr. is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 designations and has worked at several major firms, including Morgan Stanley, Citigroup Global Markets, and UBS Financial Services. He has been with Wells Fargo in various capacities since 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Rama Mutyala is a financial advisor at MassMutual Investors Services with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with MassMutual and MML Investor Services since 2002. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using advanced analytical tools and offers additional programs including divorce planning and employer-sponsored planning services.