Patricia Merlo is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Citigroup Global Markets since 2007. Outside of her advisory role, she is the owner and author of a personal blog called Beauty and the Brawn. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and combines large institutional capabilities with unique market roles, including operating as a swap dealer and futures commission merchant.

Erica York is a financial advisor with Integrated Wealth Concepts LLC in Fresno, CA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has previously worked at firms including Wells Fargo Clearing, Raymond James Financial Services, and Ameriprise Financial Services. York also serves as a Senior Operations Associate at M.S. Howells & Co, a broker-dealer. Integrated Wealth Concepts provides financial advisory services to individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, utilizing customized portfolios with a focus on long-term strategies and a combination of internally managed and third-party assets.

Craig Sullivan is a CFP®-certified financial advisor with 16 years of industry experience. He has worked with Commonwealth Financial Network since 2015 and is also a partner and co-owner of BRS Financial Group, LLC. Sullivan has a background that includes prior roles in the financial and medical device industries. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, wealth management, and retirement plan consulting, supporting advisors with operations, trading, technology, compliance, and practice management.

Timothy Byers is a financial advisor with Integrated Wealth Concepts LLC, holding two years of industry experience. He has served as president of Byers Accountancy Corporation, a CPA firm, since 2008. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term investment approach supported by model and wrap options.

Lisa Hennesay is a financial advisor with Principal Financial Services in Fresno, CA, holding Series 63 and Series 65 credentials and with 30 years of industry experience. She has worked at Principal Life Insurance Company since 2014 and at Principal Securities Inc. since 2008, while also leading Central Valley Strategic Wealth Management & Insurance Services as a financial advisor since 2017. Her background includes roles in insurance sales and retirement services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, and corporations. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

John Nilmeier is a CFP® professional with 21 years of experience in financial services. He is affiliated with United Planners' Financial Services of America as a Limited Partner and has held roles at Rice Brown Financial Services and Nilmeier Insurance Services Inc. Since 2014, he has served as a trustee and national committee person for NAIFA CA and is a board member of the Dean's Advisory Council. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates as both a registered investment adviser and broker-dealer, offering a range of financial planning, portfolio management, and brokerage solutions through a network of 477 independent advisors.

Juan Garza II is a financial advisor at PlanMember Securities Corporation with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at PlanMember since 2019. Outside of his advisory role, Garza receives residual income as an independent contractor for lobbying and advocacy services through Townsend Public Affairs, Inc. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive, supported by education and personalized retirement planning services.

Vance Talbot is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and five years of industry experience. He has worked at several firms including Private Wealth Advisors and Sierra Pacific Wealth Advisory Group Inc. Outside of his advisory role, he serves as an Account Executive at IntelliChief, LLC, a software company. Commonwealth Financial Network is a registered investment adviser that supports a national network of nearly 3,000 advisors and their clients with a range of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, allowing advisors discretion to construct client portfolios from diverse securities and insurance products.

Nichola Peacock is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Her work history includes roles at Principal Securities, New York Life, and Eagle Strategies. She is also active as the local affiliate chair for NAIFA in Fresno, CA. United Planners Financial Services is a national wealth-management enterprise with approximately $12.77 billion in assets under management and more than 30,000 client relationships. The firm serves a diverse client base including individuals, retirement plans, corporations, trusts, estates, and institutional clients, delivering advisory services primarily through independent Investment Adviser Representatives using a mix of custodians and third-party money managers.

Kyle Trippel is a financial advisor at Integrated Wealth Concepts LLC with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors and Laurel Wealth Advisors, among others. Trippel serves as board treasurer for Fresno/Madera Youth for Christ and is a board member of River Park Little League. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, emphasizing customized portfolios with a long-term investment approach alongside model and wrap fee program options.

Martin Mccann IV is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. Prior to joining Integrity Alliance in 2018, he worked at OneAmerica Securities, Inc. and American United Life. Outside of his advisory role, he is involved in fixed insurance sales and co-owns a business that buys and sells used high-end cars. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers asset management, financial planning, retirement consulting, and access to third-party manager programs, utilizing various portfolio management approaches and custodial platforms.

Moon Ja Yunouye Petz is a financial advisor at Eagle Strategies (NY Life) based in Fresno, CA, holding a Series 66 designation. She has been with Eagle Strategies and its affiliated entities since 2025. Prior to entering the financial industry, she spent over 17 years at California State University, Fresno, followed by two years at California Polytechnic State University, San Luis Obispo. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated structure connected to New York Life.

Kenneth Burkett is a CFP® professional with 29 years of industry experience, currently with Independent Financial Group, LLC since 2016. He previously worked at Capital Financial Services, Inc. from 2008 to 2016. Outside of his advisory role, he is an officer and director of Burkett Farms, engaged in farming and farm management. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, and institutional entities. The firm offers customized portfolio management and financial planning using both proprietary and third-party models, combining active and passive strategies across various risk profiles.

Sepehr Mansuri is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having six years of industry experience. He has worked at Transamerica Financial Advisors since 2018 and Choice Administrators since 2019. Outside of financial advising, he serves as vice president of operations at a longstanding community pharmacy in Los Angeles and is an adjunct professor at West Coast University, where he teaches and mentors pharmacy students. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and businesses. The firm employs a model portfolio approach implemented through third-party managers and digital programs, managing approximately $1.7 billion in regulatory assets under management.

Patrick Houston is a financial advisor at Principal Financial Services with a Series 66 designation and one year of industry experience. His prior work includes roles at Principal Securities, Principal Life Insurance Company, Hoodwink Consulting LLC, and several other firms across technology, consulting, and brewing sectors. Outside of finance, he has experience in entrepreneurial ventures such as Full Circle Brewing and 101Voice. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Scott Smith is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at Capital Financial Services Inc., Signator Investors, Inc., and Morgan Stanley DW Inc. Outside of advising, he is co-owner of Abigail's Candy Shop in Clovis, CA. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm employs a combination of model portfolios, third-party asset managers, and active and passive strategies to develop client-tailored investment solutions.

Jennifer Sanchez is a financial advisor at Empower Advisory Group with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms, including JPMorgan Chase Securities LLC and The Vanguard Group. Her background also includes various roles outside finance, such as positions at Instacart, Door Dash, and Grand Canyon University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s approach emphasizes long-term portfolio returns and integrates tightly with Empower’s administrative platforms.

Jennifer Williams is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. She previously worked at Principal Life Insurance Co. and Principal Securities Inc. for 19 years and currently owns Wealth Connections Inc., a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors.

Priscilla Aivazian is a financial advisor at Commonwealth Financial Network with 24 years of industry experience. She holds a Series 66 designation and has worked at Commonwealth and Riverpark Financial Group since 2011. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients by providing back-office operations, trading, technology, investment management, compliance, and practice-management services. The firm offers a variety of advisory programs and discretionary model portfolios, serving both retail and institutional clients.

Christopher Conner is a CFP® with 29 years of industry experience, currently serving as an advisor at Integrated Wealth Concepts LLC. He is a founding partner of Strong Valley Wealth & Pension, where he conducts his advisory business under that name. Mr. Conner holds a California insurance license and has been licensed since 2001 to sell fixed life and long-term care insurance products. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors operating under various d/b/a names. The firm offers discretionary investment management, financial planning, consulting, family office, and retirement plan advisory services, implementing customized portfolios with a long-term focus and utilizing both internal management and third-party asset managers.