Keh Shiou Leu is a financial advisor at InsideOut Wealth Strategies, LLC with 22 years of industry experience. He holds the Series 66 designation and has worked previously at LPL Financial and operated his own financial management and consulting practice. InsideOut Wealth Strategies, LLC provides discretionary asset management and retirement plan advisory services to individuals, trusts, estates, and small business plan sponsors. The firm combines multiple analytical methods, including fundamental and technical analysis and decision analysis, to tailor portfolios to client objectives and risk tolerances.

Nicholas Winstead is a financial advisor with Changing Parameters, LLC in Los Altos, CA. He holds a Series 65 designation and has four years of industry experience. Prior to joining Changing Parameters, he worked at Edelman and was self-employed, with earlier experience at Klamath Falls Gems. Changing Parameters, LLC provides discretionary portfolio management and tactical allocation services to individuals, pensions, trusts, charities, and business entities, also serving as adviser to a registered investment company. The firm employs a model-driven investment process using technical and quantitative analysis, with strategies that may include active trading, derivatives, and concentrated portfolios.

William Binder is a financial advisor with BKB Financial Advisors, LLC in Menlo Park, CA, holding a Series 65 designation and 20 years of industry experience. He has operated as a self-employed advisor since 2001. Outside of financial advising, he owns a consulting engineering sole proprietorship that provides product development, business development, engineering, and project management services, though he is currently not active in this business. BKB Financial Advisors provides customized financial planning and consulting to individuals and families across life stages, focusing on retirement planning, seniors, and clients facing major life events such as loss or divorce. The firm emphasizes client education and participation, offers hourly fee-based advice without managing or custodying assets, and provides specialized services including divorce financial planning and estate-document support.

Nathaniel Sarkar is a Branch Leader at Fidelity Investments, a position he has held since 2023. In this role, he is responsible for overseeing branch operations and supporting clients in achieving their financial goals. Prior to joining Fidelity Investments, Nathaniel worked at Morgan Stanley as a Business Service Officer from 2022 to 2023. He also gained experience as a Registered Associate at Wells Fargo Advisors between 2017 and 2022. Nathaniel holds a California Insurance License, which supports his work in the financial services industry. His professional approach centers on assisting clients in striving toward their financial objectives.

Mark Torres is a CFP® with nine years of industry experience, currently serving as an advisor at Mayfield Advisors, Inc. He previously worked at Morgan Stanley and The Vanguard Group, bringing experience from both private banking and investment management. Mayfield Advisors provides discretionary investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, and small businesses. The firm employs a Modern Portfolio Theory-based approach focused on diversified, passive investments and integrates advisory services with accounting support through its affiliation with a CPA firm.

Shidi Xu is a financial advisor at Shepherd Investment Management in Palo Alto, CA, holding a Series 65 designation with one year of industry experience. Prior to joining Shepherd, Xu worked at BlackRock Investment Management, LLC for eight years. Xu is also the founder and managing partner of Shepherd Capital LLC, a non-operating entity. Shepherd Investment Management is a state-registered investment manager providing fee-based discretionary portfolio management to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a long-term, fundamental, growth-at-a-reasonable-price equity approach focused on durable technology trends and adjacent sectors, with flexible account minimums and a high-conviction, unconstrained portfolio construction.

Kai Leung Cheung is a CFA® charterholder and holds a Series 66 license, with 12 years of industry experience. He currently works at Pension Maxima Investment Advisory, Inc. and previously held roles at Sand Hill Real Estate and Investment, Inc. and Manphil Mortgage & Realty. Outside of his advisory work, he is involved as a mortgage loan originator and realtor/broker, as well as an insurance agent. Pension Maxima serves pension, profit-sharing, and 401(k) plan sponsors along with individual clients, focusing on plan-level advisory services including pension consulting, financial planning, and model portfolio management. The firm emphasizes developing written investment policy statements and selecting mutual fund lineups, while providing participant education and ongoing monitoring of managers and portfolios.

Guangming Dai is a financial advisor at Dai Advisors with seven years of industry experience. He holds a Series 65 designation and has a professional background in medical research, currently serving as a Senior Principal Research Scientist at Johnson & Johnson Vision, where he develops surgical treatment algorithms. Dai Advisors provides asset and portfolio management services focused on alternative investments, serving high-net-worth individuals, families, trusts, estates, and certain retirement plans. The firm emphasizes disciplined exposure to semi-liquid and private market structures and combines substantial assets under management with a large client base for a compact advisory organization.

Laddi Jhuty is a CFP® professional with 16 years of industry experience, currently serving at NRI Wealth Management, LLC in Santa Clara, CA. He has been with the firm since 2012 and is also involved with NRI Life Insurance, LLC as an insurance agent. NRI Wealth Management provides investment advisory and financial planning services to individual and high-net-worth clients, as well as retirement plans. The firm offers discretionary portfolio management and ERISA 3(38) plan services, utilizing diversified strategies and regular portfolio monitoring.

Thomas Vaughan is a financial advisor at Retirement Capital Strategies, Inc. in San Jose, CA, holding a Series 63 designation with 36 years of industry experience. He has been with Retirement Capital Strategies since 2016 and maintains an affiliation with LPL Financial LLC since 2015. Retirement Capital Strategies serves individual and high-net-worth clients, providing financial and retirement planning alongside discretionary investment management. The firm employs a passive, index-based approach using primarily ETFs across multiple risk levels and offers specialized services including management of variable annuity sub-accounts, 529 college-savings plans, and employer-sponsored retirement plan investments.

Mark Kalinowsky is a financial advisor at Kalinowsky Asset Management in San Jose, CA, holding a Series 66 designation with 15 years of industry experience. He has worked at Pollock Investment Advisory Corp., doing business as KAMcorp, since 2014. Kalinowsky Asset Management provides personalized financial planning and discretionary investment management to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a long-term, strategic asset allocation approach centered on passive index mutual funds and ETFs, offering comprehensive planning services and regular portfolio monitoring.

Ramon Marquez is a Certified Financial Planner (CFP®) with 16 years of industry experience. He has been with Galileo Planning Group, Inc. since 2007. Galileo Planning Group, Inc. is an independent, fee-only advisory firm that provides comprehensive financial planning and investment counseling primarily to wealthy individuals, senior corporate executives, and high-income professionals. The firm focuses on non-discretionary, customized services including asset allocation, retirement, estate and tax planning, and evaluations of private and venture investments.

Zachariah Kline is an advisor at Capstone Wealth Management Corp. in San Jose, CA, holding a Series 65 designation with one year of industry experience. His background includes roles at Mount Sinai Health System and Advocate Aurora Health, as well as military service with the U.S. Army from 2018 to 2024. Capstone Wealth Management Corp. provides discretionary and non-discretionary investment management and financial planning services to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs an asset allocation framework focused on growth, incorporating tactical allocation and earnings-based equity screening, and offers strategies ranging from long-term buy-and-hold to shorter-term trading.

Jeffrey Wu is a CFP® and holds a Series 66 designation with 21 years of industry experience. He has been with Red Crane Wealth Management, LLC since 2016. Red Crane Wealth Management provides discretionary asset management, investment consulting, and standalone financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a mix of asset allocation, sector allocation, long- and short-term trading techniques, and derivative strategies, and sponsors both a wrap fee program and a private pooled investment fund.

Easan Arulanantham is a Series 65 licensed financial advisor at Retirement Capital Strategies, Inc. in San Jose, CA, with five years of industry experience. Prior to joining Retirement Capital Strategies in 2020, he held roles at AcademyX and Innit. Retirement Capital Strategies provides financial and retirement planning along with discretionary investment management to individual and high-net-worth clients. The firm utilizes a predominantly passive, ETF-based approach with multiple model portfolios and incorporates tools such as MoneyGuidePro, RightCapital, and Riskalyze in its advisory process.

Zhijie Zhuang is a financial advisor with InsideOut Wealth Strategies, LLC, holding a Series 65 designation and entering his first year in the industry. Prior to joining InsideOut Wealth Strategies, he worked at Greentech Renewables for three years and was a full-time student for seven years. InsideOut Wealth Strategies is a state-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, and small businesses with discretionary asset management and ERISA retirement-plan advisory services. The firm manages customized portfolios using a combination of decision analysis, cyclical, fundamental, and technical methods, with a focus on a small client base to provide concentrated oversight and personalized service.

Ying Ying Jing is a financial advisor at Oceaniq Capital, LLC in Palo Alto, CA, with 19 years of industry experience. She holds Series 63 and Series 66 credentials and has worked with firms including Forest VC, LLC, Wisdomont Asset Management, and several affiliated Oceaniq entities. Oceaniq Capital serves high-net-worth individuals, family offices, trusts, corporations, and retirement plan sponsors, offering portfolio management, financial planning, family office services, and access to private investments. The firm employs a customized, discretionary management approach using fundamental, quantitative, and qualitative analysis across public securities, options, and private investments.

Kirk Knight is a CFP® and PFS™ with 15 years of experience in financial advising. He has been with Knight and Company Wealth Advisors, LLC since 2009 and also serves as a CPA at Knight & Company Certified Public Accountants, Inc., where he has worked since 1985. In addition to his professional roles, he manages a small almond orchard on a part-time basis. Knight and Company Wealth Advisors provides investment management and wealth-planning services to individuals, trusts, retirement plans, charitable organizations, and businesses. The firm employs a passive, asset-class investment approach based on Modern Portfolio Theory, using diversified portfolios primarily comprised of passively managed mutual funds and ETFs, and offers integrated accounting relationships through affiliated CPA firms.

Garth Williams is a CFP® with 19 years of industry experience and has been with Honu Wealth Management since 2006. He holds a Series 63 license and is based in Sunnyvale, CA. Honu Wealth Management serves individuals, high-net-worth clients, retirement plans, trusts, estates, and business entities with financial planning, discretionary investment management, and pension consulting. The firm employs a low-cost, asset-allocation approach grounded in academic research and typically manages accounts on a discretionary basis, utilizing mutual funds, ETFs, and in some cases, options, short sales, and margin.

Brian Roberts is a CFA® charterholder and principal at Roberts Wealth Advisors, LLC with 12 years of industry experience. He previously worked at Nelson Roberts Investment Advisors, LLC for 16 years before joining his current firm in 2020. Roberts Wealth Advisors provides portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, pension plans, and other investment advisers. The firm employs fundamental analysis and long-term strategies across a range of public and private investments and offers services to both individual and institutional clients, including other advisory firms.