Chad Wolcott is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with the firm since 1998 following a career in corporate consulting. Chad provides individualized financial and wealth management strategies, focusing on wealth accumulation, preservation, and transfer. His advisory approach emphasizes portfolio development, liability management, tax minimization, and asset preservation, with particular attention to securing a lifetime retirement income stream. His services include retirement planning, estate planning coordination, and wealth preservation through insurance planning. Chad holds a Bachelor's degree from Sacramento State University and a Master's degree from Bowling Green State University, earned in 1997. He has earned professional designations including Certified Plan Fiduciary Advisor (CPFA) and Chartered Retirement Planning Counselor (CRPC). Recognized as a member of the Van Dyke, Wolcott & Associate team named to the 2024 Forbes “Best-in-State Wealth Management Teams” list, Chad is committed to building enduring client relationships through guidance and service. Born and raised in Redding, Chad appreciates the local community and participates actively as a member of the Pathway Church of Redding. Outside of his professional role, he enjoys spending time with his wife and four children, and engages in activities such as baseball, fishing, football, reading, and traveling.

Charles Sanders is a financial advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, legacy planning, managing new wealth, portfolio management services, and socially responsible, values-based, and ESG investing. With over 13 years of experience, Charles applies a relationship-based approach to advising, focusing on understanding each client's unique needs and long-term financial goals. He emphasizes integrity and trust as the foundation of his client relationships, aiming to prepare clients for life's uncertainties and help them achieve optimal outcomes. Charles holds a Bachelor's Degree from Liberty University and is a Personal Investment Advisor (PIA). He is a member of Rotary International. His personal interests include baseball, camping, cooking, golfing, music, reading, spending time with family, traveling, watching movies, and writing.

Courtney Mcelvain is a financial advisor with LPL Financial, holding a Series 66 credential and 17 years of industry experience. Prior to joining LPL Financial in 2024, Courtney spent 15 years at Stifel Nicolaus. Outside of advisory work, Courtney is also an author. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios and third-party asset managers, supported by advisor tools that incorporate machine learning.

Tyler Duenas is a financial advisor with Morgan Stanley in Redding, California, holding the Series 66 designation and bringing 10 years of industry experience. He previously worked for Edward Jones for a decade before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning using structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through Corporate Financial Planning agreements with employers.

Sze Yeuk Elizabeth Chan is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. She previously worked at Tri Counties Bank and has created social media content promoting brands and products. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large network of advisors and branch offices nationwide.

Christopher Hall is a financial advisor with LPL Financial based in Redding, California. He holds a Series 66 designation and has 10 years of industry experience, including eight years at Edward Jones prior to joining LPL Financial. Outside of advising, he is the owner of Hall of Fame Marketing, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Perry Wright is a CFP® professional with 30 years of industry experience, currently serving as a financial advisor at Stifel Nicolaus & Co Inc since 2009. He holds the Series 63 designation and is based in Redding, California. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Gregory Harrison is a financial advisor with Wells Fargo Clearing in Redding, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a director of Star Nutrition, a company focused on natural healthcare. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven investment services and acting as an ERISA fiduciary. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jason Waybright is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with LPL Financial since 2007 and previously worked at Investacorp Advisory Services Inc from 2002 to 2007. Outside of his advisory role, he is involved in managing a family business, Waybright Orchards, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning and a range of portfolio management options through a large network of advisors, supported by research, technology tools, and a broad array of financial services.

Michael Middendorp is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. His work history includes roles at Edward Jones since 2021, Tri Counties Bank from 2019 to 2021, and Legacy Furniture & Mattress from 2016 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient solutions under a fiduciary standard.

Nickolas Eubanks is a financial advisor at Edward Jones with five years of industry experience. He holds the Series 66 designation and has previously worked in roles at Romar Transport Solutions, Aramark, Dish, Record Searchlight, and Outback Steakhouse. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of advisory programs and affiliated investment products.

Michael Ferrier is a financial advisor with LPL Financial in Redding, CA, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. His prior work includes roles at Cetera Advisor Networks, Cetera Wealth Services, and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of over 22,800 advisors and advanced operational tools.

Michael Bayer is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions in biotech and culinary services, as well as roles in education. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of advisors and branch offices.

Kyle Bird is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2023, he worked at Equitable Advisors and Axa Advisors. Outside of advisory services, he owns Kyle Bird Bookkeeping, providing tax preparation and accounting services since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions, including model portfolios and institutional platforms, supported by advanced operational tools.

Roger Whittaker is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 45 years of industry experience. He has been with Linsco/Private Ledger Corp. since 1989, totaling 37 years with the firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Lorrie Snow is a financial advisor with Morgan Stanley in Redding, California, holding a Series 66 credential and bringing 36 years of industry experience. She has worked with Morgan Stanley in two separate periods totaling 15 years, with an interim year at RBC Capital Markets. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer that offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies.

John Grimmett is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been associated with Raymond James Financial Services, Inc. since 2001 and Tri Counties Bank since 2012. Outside of his advisory role, Grimmett manages a rental property business in Redding, California. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Erly Cornejo is a financial advisor with LPL Financial in Redding, CA, holding CFP®, ChFC®, and Series 66 designations, and has 11 years of industry experience. Prior to joining LPL Financial in 2026, he held roles at Edward Jones and Wells Fargo Clearing, and spent two years at Simpson University. Outside of his advisory work, Cornejo serves as Director of Coaching for the Redding Youth Soccer League, overseeing coach development and training programs. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions, offering customizable investment strategies alongside extensive operational and research support tools.

Mark Gowen is a financial advisor with Raymond James Financial based in Redding, CA, holding a Series 63 designation and with 26 years of industry experience. He has been associated with Raymond James Financial Services, Inc. since 2003 and operates as an independent contractor at Ball Jones Gans and Gowen Financial Services. He also serves as a co-successor trustee on his parents' trust. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools to model potential outcomes, supporting clients through advisory programs and maintaining a unique municipal advisor affiliation.

Edgar Burke is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured tools and a broad selection of investment options.