Enrique Che is a financial advisor at Diversify Advisory Services, LLC with four years of industry experience. He holds a Series 66 designation and has worked at multiple firms including DFPG Investments, LLC and Sagepoint Financial, Inc. Prior to his financial advisory career, he spent over three decades at Hawaiian Electric Company. Diversify Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base including individuals, corporations, pension plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification approach using a variety of internal models, third-party solutions, and investment strategies across multiple platforms.

Jake Yong is a financial advisor at Buck Wealth Strategies, LLC with nine years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial Services, Inc. and AE Wealth Management. Jake is also affiliated with E.A. Buck Financial Services, where he serves as a financial advisor and insurance agent. Buck Wealth Strategies serves individuals, trusts, and employer-sponsored retirement plans with discretionary investment management, comprehensive financial planning, and retirement plan consulting. The firm employs a top-down macro investment approach that includes tactical asset allocation and sector rotation, and is noted for its use of options strategies and coordination with outside money managers.

Mel Hertz is a financial advisor with The Strategic Financial Alliance, Inc. in Kailua, HI, holding a Series 63 designation and bringing 46 years of industry experience. He has worked at The Strategic Financial Alliance since 2003 and previously operated The Retirement Coach from 1999 to 2023. The Strategic Financial Alliance serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers portfolio management, financial planning, third-party manager selection, and subscription advisory services, utilizing customized strategies through its Strategic Choice programs and a blend of asset classes and third-party managers.

Alan Kobayashi is a financial advisor with Centaurus Financial, Inc. in Honolulu, HI, holding Series 65 and Series 66 licenses and six years of industry experience. He has also served as managing member of KDL CPAs LLC, providing CPA services, tax preparation, and accounting. Prior to this, he worked at KKDLY, LLC for 30 years. Centaurus Financial, Inc. offers advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing various investment analyses and both discretionary and non-discretionary management approaches.

Kyle Phillips is a financial advisor with First Command Advisory Services in Aiea, HI. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining First Command, he served in the United States Army from 2020 to 2024. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs featuring centralized portfolio management and an employee-ownership structure.

Austin Mau is a financial advisor with Eagle Strategies (NY Life) based in Honolulu, HI. He holds Series 65 and Series 63 licenses and has four years of industry experience. His prior work includes roles at New York Life Insurance Company, NYLIFE Securities LLC, and HIPac Financial. He is also licensed as an insurance broker, brokering non-registered products through outside carriers. Eagle Strategies serves a broad client base including individual investors, institutional clients, and retirement plans. The firm offers financial planning, investment management, and retirement-plan advisory services, with a focus on tailoring recommendations to client objectives and plan sponsor criteria.

Richard Pecson is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with Commonwealth since 2012 and also operates Pecson & Associates, LLC, a firm he established in 2013. Pecson is co-owner of WSJ Management, LLC, an entity involved in managing office expenses unrelated to investment activities. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers both discretionary and non-discretionary portfolio solutions and operates as a platform and back-office provider for affiliated advisors.

Sayaka Glaser is a financial advisor with Eagle Strategies (New York Life) based in Honolulu, HI. She holds Series 63 and Series 65 licenses and has 16 years of industry experience. Since 2008, she has been affiliated with New York Life Insurance Co. and related entities, including Eagle Strategies since 2017. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and advisory services. The firm offers various program types and emphasizes customized recommendations, managing a substantial non-discretionary asset base primarily tied to insurance and annuity products.

Nickolas Locicero is a CFP® and Series 65-registered advisor with two years of industry experience. He has worked at Mercer Global Advisors Inc. since 2023 and previously spent two years at Beacon Pointe Advisors, LLC. Before entering financial advising, he held roles at DoorDash, Inc. and Instacart. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory services along with financial, tax, retirement, and estate planning. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified portfolios using low-cost ETFs, index funds, separate accounts, and other vehicles, complemented by educational content, specialized services, and integrated affiliated platforms.

Jeffrey Kao is a financial advisor with Eagle Strategies (NY Life) based in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked with Eagle Strategies since 2021 and maintains ongoing roles with Hicap Financial, Nylife Securities Inc., and New York Life Insurance Company. Outside of his advisory work, he is a partner in Sweet Creams, a mobile ice cream business, and serves as a board member for Junior Achievement of Hawaii, an organization focused on financial literacy education for underserved youth. Eagle Strategies serves a wide range of individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm provides tailored advice across multiple program types, emphasizing client objectives and fiduciary duties, particularly in its work with non-discretionary assets and institutional plan sponsors.

Michael Chinen is a financial advisor with PlanMember Securities Corporation in Mililani, HI, holding Series 65 and Series 63 credentials and six years of industry experience. He has worked with Chinen & Arinaga Financial Group since 2018 and was previously employed by DoorDash. Outside of his advisory role, he was involved with Inspire International dba Inspire Church for six years. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a strategic asset allocation framework and manages risk-based mutual fund portfolios, offering education and support services including seminars and personalized retirement planning.

Shawn Mc Carthy is a financial advisor at &PARTNERS with a Series 66 designation and three years of industry experience. He previously worked at Raymond James Financial Services Advisors, Inc. and First Hawaiian Bank. Outside of his advisory role, he is an associate at First Hawaiian Advisors. &PARTNERS serves a diverse range of clients, including high-net-worth individuals and institutional investors, offering investment management, financial and tax planning, and retirement services through both discretionary and non-discretionary strategies.

Joel Kurata is a financial advisor with PlanMember Securities Corporation in Mililani, HI. He holds Series 63 and Series 65 licenses and has one year of industry experience. His prior work includes roles at Barret Financial Group, American Pacific Mortgage, and Mann Mortgage, as well as operating a self-employed advisory practice. PlanMember provides retirement-plan advisory services to employers and participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm utilizes a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Gerardo Panetta is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with First Command in various capacities since 2007 and serves concurrently in the U.S. Marine Corps. First Command Advisory Services is an SEC-registered investment adviser that primarily serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team and Wealth Portfolio Managers to manage model portfolios and select third-party managers.

Nicole Stannard is a financial advisor at VALIC Financial Advisors with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with VALIC Financial Advisors since 2016. In addition to her advisory role, she is an insurance agent with Agia, focusing on non-securities insurance products. VALIC Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed accounts, leveraging technology and model solutions across its large network of advisors.

James Michishima is a CFP® with 27 years of industry experience, currently serving at Planmember Securities Corporation since 2011. He has held roles at several firms including Symetra Investment Services and Chinen & Arinaga Financial Group, and operates his own CPA practice. Michishima also lectures part-time at the University of Hawaii. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, managing a range of risk-based mutual fund portfolios and offering education and support through seminars and personalized planning. The firm acts as an ERISA Section 3(38) fiduciary and utilizes a top-down strategic asset allocation approach.

Eric Ishikawa is a financial advisor with J. W. Cole Advisors, Inc. in Honolulu, HI, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has been with J.W. Cole Advisors and affiliated entities since 2016. Outside of his advisory role, he is also licensed as a life and health insurance agent, focusing on the solicitation and placement of non-variable insurance products. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and multiple managed account solutions with discretionary and non-discretionary investment approaches.

Darin Inouye is a financial advisor with Commonwealth Financial Network based in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He is the owner of Nexus Trusted Advisors, LLC, operating as Wealth Strategies Group, and has been with Commonwealth and Wealth Strategies Group since 2014. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients by providing a range of advisory programs and support services, including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers various investment program options and operates as a platform provider delivering technology, compliance, trading, and practice-management support to affiliated advisors.

Garth Fernandez is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 66 licenses. He has 29 years of industry experience and has been with United Planners since 2013. In addition to his advisory role, he owns Premier Wealth Management, an insurance and financial services business, and is a licensed agent for fixed insurance products. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates as both a registered investment adviser and broker-dealer, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

John Whalen is a financial advisor with Commonwealth Financial Network based in Honolulu, HI. He holds the ChFC® designation along with Series 63 and Series 65 licenses and has 36 years of industry experience. Since 2015, he has been associated with both Commonwealth Financial Network and Wealth Strategies Group. Outside of advising, he is co-owner of an entity that rents out branch office space, a non-investment related business activity. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm delivers operations, trading, technology, compliance, and practice-management support, allowing advisors discretion in portfolio construction while offering proprietary model portfolios and various program structures.