Monica Jones is a financial advisor at Edward Jones in Bellingham, WA, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2019, she worked for Lease Crutcher Lewis from 2016 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a nationwide network of approximately 23,701 financial advisors. The firm offers a range of advisory programs including wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kirk Crawford is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also maintaining a role at JPMorgan Chase Bank, N.A. since 2009. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Craig Roth is a financial advisor with Edward Jones in Bellingham, WA, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has been with Edward Jones since 2007. Roth serves as a board member of the Bellingham Golf & Country Club, where he participates in voting on proposals and overseeing the club’s financial welfare. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Marley Schiavone is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and two years of industry experience. Marley has worked with Thrivent and its affiliated firms since 2021 and previously was involved with Locker Room Fitness, LLC. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing comprehensive written recommendations on a range of financial planning topics. The firm emphasizes goal-based analyses and separates planning services from managed-account programs.

William Olsen is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 66 designation and has worked at various J.P. Morgan entities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.

Sean Jones is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior roles include positions at Boeing Employees Credit Union, Key Investment Services, Wells Fargo Clearing, and RBC Capital Markets. He serves as an Aircraft Commander in the United States Coast Guard Auxiliary in Bellingham, WA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services supported by in-house and third-party research, as well as a variety of portfolio management options.

Michael Doyle is a CFP® professional with 12 years of experience in financial advising, currently with Ameriprise in Bellingham, WA. He has been with Ameriprise and its affiliated entities since 2013, holding various advisory roles within the firm. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with substantial investable assets, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its advisory approach and operates as a large institutional provider with a broad range of advisory, brokerage, and insurance solutions.

Thomas Donaghy is a financial advisor with Wells Fargo Clearing in Bellingham, WA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Hilary Baumstarck is a financial advisor at Merrill with 29 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 1997 and Bank of America, N.A. since 2009. Outside of her advisory role, she is a limited partner in Pine Street Studios, a for-profit entity based in Portland, Oregon. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kelsey Klevenberg is a Series 66-licensed financial advisor with Edward Jones in Bellingham, WA, where she has worked since 2023. She has two years of industry experience and previously held roles at companies including Column, Route Line, Taqtile, OYO, and Zipwhip. Klevenberg serves on the Bellingham Police Department Chief's Advisory Council. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors.

Ryan Donaghy is a financial advisor with Wells Fargo Clearing in Bellingham, WA, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and previously operated Nickerson Street Painting, LLC for 13 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in an IPS-driven process based on modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, serving a broad range of institutional clients.

Jenson Ellars is a financial advisor at Edward Jones with three years of industry experience. He holds a Series 66 designation and previously worked in hospitality and education before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Bonnie Packo is a financial advisor with LPL Financial based in Bellingham, WA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has been associated with Linsco Private Ledger since 2006. She operates a private wealth management business under the name Packo Private Wealth Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations, through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by proprietary and third-party research.

Israel Jacob is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His career includes over two decades at LPL Financial with a period at Raymond James Financial Services Advisors Inc. He is also involved with KJ Wealth Group LLC, a business entity for tax and investment purposes unrelated to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and providing access to model portfolios, research, and various wealth management technologies.

Richard Steele is a CFP® and PFS™ with 26 years of industry experience. He is currently affiliated with Cetera and has held various roles at related firms, including Avantax and Steele Financial Services, which he owns and where he provides tax preparation, tax planning, and financial planning services. Outside of his advisory work, he is involved with the Bellingham Unitarian Fellowship as Stewardship Chair and participates in the Ruvara Marimba Ensemble. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers, supporting various investment strategies and program structures.

Robin Remhof is a financial advisor with Edward Jones in Bellingham, WA, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, Remhof held various roles including work with Bincie Media, Youth With A Mission, and as a self-employed photographer. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment solutions including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Daniel Rubbert is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in family wealth management strategies, personal retirement planning, portfolio management services, and retirement income. Daniel collaborates closely with clients to develop personalized financial strategies tailored to their long-term goals. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from the Montana State University System. Daniel is committed to community involvement and volunteers with local organizations. Outside of work, he enjoys camping, golfing, and hiking.

Tanner Jones is a Financial Advisor based in Bellingham, WA, currently working with Merrill Lynch Wealth Management. With three years at Merrill, he specializes in personal advising, retirement planning, trusts, and estates. He focuses on helping clients pursue their financial goals by developing personalized strategies that consider their unique priorities. His expertise includes college education planning, legacy planning, equity compensation services, managing new wealth, personal retirement planning, portfolio management, and retirement income. Tanner works closely with clients to provide ongoing guidance and access to additional banking and credit resources through Bank of America specialists. Tanner holds a Bachelor's Degree from Western Washington University and professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Outside of his professional work, Tanner has personal interests in chess, music, pickleball, reading, swimming, and traveling.

Kathryn Starkovich is a financial advisor with Morgan Stanley in Bellingham, WA, holding a Series 66 designation and 21 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. She serves as a board member for Habitat for Humanity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market research.

Karen Richards is a CFP®-certified financial advisor with 27 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously served at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.