John Toliuszis is a financial advisor with Money Concepts Capital Corp in Fort Myers, FL, holding a Series 66 license and 15 years of industry experience. His prior work includes positions at FSC Securities Corporation and Guardian Life. Outside of his advisory role, he owns and operates a consulting business focused on long-term care and health benefits, as well as several companies involved in tax preparation, accounting, insurance services, and property and casualty agency recruitment. Money Concepts Advisory Service provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs model-driven and asset-allocation strategies and supports clients through a large network of advisors and multiple portfolio programs.

William Shorack is a financial advisor with Transamerica Financial Advisors based in Fort Myers, FL. He holds Series 63 and Series 66 licenses and has 18 years of industry experience. His work history includes roles at multiple firms, including DebtMerica and Novus Home Mortgage. Outside of his advisory role, he is president of Luna Life Design and Development Inc., a marketing company. Transamerica Financial Advisors serves a diverse client base, offering both advisory and broker-dealer services with a range of fee-based and commission-based investment programs. The firm manages over $2 billion in assets across discretionary and non-discretionary accounts and operates as both a registered broker-dealer and Registered Investment Adviser.

David Pikop is a Series 66-credentialed financial advisor with Transamerica Financial Advisors, bringing 15 years of industry experience. He has held roles at several firms including World Financial Group and Titan Machinery, and is also involved in seasonal farming and driving for Uber in his spare time. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to charitable organizations, offering a variety of advisory and broker-dealer services through proprietary and third-party investment programs.

Ernest Hartlieb is a financial advisor with Truist Advisory Services in Fort Myers, FL, holding a Series 66 designation and 16 years of industry experience. He previously worked at Fifth Third Securities for 12 years before joining Truist in 2022. Outside of his advisory role, Hartlieb owns and operates Hartlieb Elite Athletic Training, a sports training facility. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enhanced research, and integrates services across affiliated entities.

Kelby Wendzel is a financial advisor at Ameritas Advisory Services, LLC with 12 years of industry experience and a Series 66 designation. He has held roles at multiple firms including 20/20 Capital Management Inc. and Ameritas Life Insurance Corp. Outside of financial services, he is involved with GSD Construction, a roofing company where he is engaged in sales and client inspections. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of asset management and retirement advisory services through a combination of model portfolios, mutual funds, ETFs, and individual securities, supported by multiple program platforms and third-party technology.

Glen Van Derzee is a financial advisor with Guardian Life, holding the ChFC® designation and a Series 63 license, and has 52 years of industry experience. He has been with Guardian Life and its affiliated entities since 2012 and has also worked with Park Avenue Securities since 2016. Outside of his advisory role, he coordinates resources for Coordinated Resources of Buffalo, Inc., a company involved in the sale and service of life, health, and group insurance products. Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through advisor-led discretionary management, model-based strategies, and a range of proprietary and third-party advisory solutions.

Robert Moro is a ChFC® credentialed financial advisor with Eagle Strategies (New York Life) and has 42 years of industry experience. He has held roles at New York Life Insurance Company and Nylife Securities LLC since 1983 and has been with Eagle Strategies since 2001. Moro serves as president of Pinnacle Strategies, Inc., and is a board member for Canterbury School in Fort Myers, FL. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations across multiple program types and manages a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Wendy Nicholson is a financial advisor at Foundations Investment Advisors LLC with one year of industry experience. She holds a Series 65 designation and has previously worked at Ibis Point Wealth Management, Safety First Wealth Management, Safety First Financial Inc., and L Warner Cos. Nicholson has also been a self-employed insurance agent since 2019. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individual and high-net-worth clients, retirement plans, and registered investment companies. The firm uses a combination of fundamental, technical, and cyclical analysis and employs model portfolios with an asymmetric rebalancing approach, offering services through a large network of affiliated advisers.

Steven Cook is a financial advisor with Lincoln Investment, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked with Lincoln Investment Planning Inc. since 2010 and has longstanding roles in the insurance sector, including positions at Great American Reserve Insurance Company and Northwestern National Life Insurance Company. Additionally, he is involved in teaching and serves as a department chair at Allen Park Public Schools. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base that includes individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and employs third-party managers.

Ana Stevenson is a financial advisor with Commonwealth Financial Network in Fort Myers, FL, holding a Series 66 designation and three years of industry experience. Her prior work includes roles at Element Financial Group LLC, Ameriprise, LTC Global, and Wax & Beyond. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing about $212.7 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed account programs, third-party asset manager access, retirement and plan consulting, and custody/clearing services.

Eliot Sokalsky is a financial advisor with Guardian Life in Fort Myers, FL, holding a Series 66 designation and 20 years of industry experience. He has been with Guardian Life since 2008 and is also involved with Campuspeak Inc. Sokalsky provides financial programs for medical students and works as a consultant and coach within the financial services industry. Guardian Life, through its subsidiary Park Avenue Wealth Management, offers brokerage and investment advisory services to individuals, retirement plans, charitable organizations, and businesses. The firm employs a combination of advisor-led discretionary management and model-based strategies, providing access to proprietary and third-party solutions alongside insurance and alternative investment products.

Craig Jones is a financial advisor at Hightower Advisors with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including United Capital Financial Advisers, CETERA Advisor Networks, and Osaic. He is based in Fort Myers, FL. Hightower Advisors provides investment advisory and planning services to a diverse group of individual and institutional clients. The firm’s approach features multi-manager solutions and access to proprietary research, offering a range of portfolio management, financial planning, and retirement consulting services.

Caitlin Thompson is a financial advisor at Empower Advisory Group with two years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Bank of America, Merrill, LPL Financial, and other financial institutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services through Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and works within plan lineups selected by plan sponsors.

Michael Constantino is a financial advisor at Lincoln Investment with Series 63 and Series 65 credentials and 47 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent 31 years at Legend Advisory Corporation and Legend Equities Corporation. Lincoln Investment Planning, LLC serves a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans, with a history of working with educators and participants in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management through model portfolios, and access to third-party managers, supported by an in-house Investment Management & Research team.

Antonio Fernandez Salvador is a financial advisor with Lincoln Investment in Fort Myers, FL, holding Series 65 and Series 66 credentials and 27 years of industry experience. His prior roles include positions at Capital Analysts, LLC, Legend Equities Corporation, and MSI Financial Services, Inc. He has been with Lincoln Investment since 2017. Lincoln Investment Planning, LLC is a large advisory and broker-dealer firm serving a diverse client base including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management through advisor- and firm-managed models, and access to third-party managers, supported by an internal Investment Management & Research team that develops strategic and adaptive portfolios.

Richard Pope is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 36 years of industry experience and has been associated with Guardian Life and its affiliate Park Avenue Securities since 1988. Outside of his advisory role, he is the author of the book *P.O.P.E. The Principles of Prosperity Economics*. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, retirement plans, charitable organizations, and businesses. The firm provides tailored client solutions through a combination of advisor-led discretionary management, model-based strategies, and access to proprietary and third-party advisory platforms.

Steven Belcher is a financial advisor with Eagle Strategies (NY Life) based in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been associated with New York Life and its affiliates since 1995 and operates several related businesses, including Belcher & Company and Mahoney Financial Organization. Outside of advisory work, he serves as president-elect of the Rotary Club of Fort Myers and is a board member of the Compass Rose Foundation, a nonprofit vocational college in Southeast Florida. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services, offering a variety of advisory programs tailored to client objectives within the integrated New York Life affiliate structure.

Stacey Schall is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials with nine years of industry experience. She has worked at Park Avenue Securities since 2017 and has been affiliated with Guardian Life since 2015. Schall also engages in the sale of life insurance products outside of Guardian on a limited basis. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with financial planning, consulting, and access to proprietary and third-party investment solutions.

Jerry Sylvester Jr. is a financial advisor with Foundations Investment Advisors LLC in Fort Myers, FL, holding Series 63 and Series 65 licenses and having eight years of industry experience. His prior roles include positions at Oxford Wealth Group, Walser Wealth Management, Park Avenue Securities, Forest Hills Financial Group, Guardian Life Insurance Co of America, and AXA Advisors. He is also an independent insurance agent specializing in life, accident, health, and annuities insurance. Foundations Investment Advisors, LLC provides financial planning and portfolio management services to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies through a large network of affiliated offices and representatives. The firm employs a mix of fundamental, technical, and cyclical analysis and uses model portfolios with an asymmetric rebalancing approach.

Kennie Day III is a financial advisor at Bankers Life Advisory Services, Inc. with two years of industry experience. He holds a Series 66 designation and has prior experience at Tri-State. In addition to his advisory role, he is also a licensed insurance agent appointed to write Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manages portfolios across a range of securities.