Richard Paul is a financial advisor at Potomac Advisors, Inc. with 22 years of industry experience. He has held his current role since 2006. Outside of his advisory work, he serves as a managing member of Triple Creek Mountain Properties, LLC, a real estate development venture. Potomac Advisors primarily serves individual investors and provides services to pension and profit-sharing plans, trusts, and business entities. The firm uses proprietary quantitative EVO strategies combined with tactical asset allocation and offers market-timing signals and sub-advisory services to other advisers in addition to managing retail client portfolios.

Durraj Tase is the CEO of DT Investments I LLC and holds the Series 65 and Series 66 designations with 14 years of industry experience. He has been with DT Investments I LLC since 2013 and advises an individual client on market strategies, equities, and fixed income portfolios without discretion. DT Investments I LLC provides ongoing portfolio management and investment supervisory services to a small, concentrated client base, including individuals, high-net-worth clients, corporations, charitable organizations, and trusts. The firm employs a variety of analytical methods and complex trading strategies, including options and OTC currency instruments, and offers both discretionary and non-discretionary management tailored to client objectives.

Massimo Teresi is a financial advisor at Integrity Wealth Management in Sarasota, FL, holding a Series 65 designation with one year of industry experience. Before joining Integrity Wealth Management in 2025, he worked at Swan Retirement Strategies and has experience in both the financial and retail sectors. He is also an independent licensed insurance agent specializing in fixed indexed and multi-year guaranteed annuities. Integrity Wealth Management provides personalized investment advice and portfolio management primarily to individual and high-net-worth clients. The firm focuses on non-discretionary management, mainly recommending exchange-traded funds, and integrates insurance services through its licensed agency affiliation.

Jennifer Doak is a CFP® professional with 13 years of industry experience. She is currently with WealthGen Advisors, LLC and previously worked at Fidelity Brokerage Services LLC and Charles Schwab. WealthGen Advisors serves primarily individual clients, including high-net-worth individuals, and small businesses by providing discretionary asset management, comprehensive financial planning, and retirement plan consulting and education. The firm utilizes a combination of behavioral, charting, cyclical, fundamental, and technical analysis to construct portfolios aligned with clients’ objectives and risk tolerances, with an emphasis on retirement-plan services and integrated insurance and business-succession planning.

Nicholas Duvall is a financial advisor with Prestige Advisors Inc. and holds a Series 65 designation. He has one year of industry experience with prior roles at Merrill Lynch and Eskew Financial Group. Prestige Advisors serves individual clients, including high-net-worth individuals, by providing comprehensive financial planning and consulting focused on risk management, insurance, entity structure, and tax and estate planning. The firm does not manage client assets but emphasizes personalized, collaborative engagements with clients and their other advisors.

Benjamin Hard is a CFP® professional with 19 years of industry experience, currently serving as an advisor at Sara-Bay Financial Corp. since 2008. He holds Series 63 and Series 65 licenses and is based in Sarasota, FL. Sara-Bay Financial Corp. primarily serves individual clients, including qualified retirement, joint, trust, foundation, and corporate accounts, through discretionary portfolio management and related advisory services. The firm uses in-house research combined with fundamental and technical analysis to create actively managed, tailored portfolios across various strategies, focusing on multi-year core holdings and systematic removal of underperformers.

Thomas Judge is a financial advisor with Century Business & Financial Services in Longboat Key, FL, holding the ChFC® designation and Series 63 and 65 licenses. He has 33 years of industry experience, including prior roles at Cetera Financial Specialists LLC and H.D. Vest Advisory Services. Outside of advising, Judge serves as a director and treasurer for the Portobello Owners Association and is an enrolled agent providing tax planning and preparation through several business entities he owns. Century Business & Financial Services offers discretionary asset management and limited financial consulting to individuals, high-net-worth clients, trusts, estates, and business entities. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to build portfolios aligned with clients’ objectives and risk profiles, managing accounts on a discretionary basis with regular reviews.

Jason Kastner is a financial advisor with Weatherhelm Capital Management LLC in Cambridge, NY, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at Weatherhelm Capital Management since 2015 and at Weatherhelm Futures, LLC since 2022. Prior to that, he was with Costello, Valente & Gentry, PC for seven years. Weatherhelm Capital Management advises individual and high-net-worth clients on discretionary portfolio management, retirement-plan advisory, and alternative-asset consulting. The firm employs a cash-flow and Investment Policy Statement driven approach, utilizing a variety of equity, fixed income, ETF, and derivative strategies to manage risk and tailor tactical allocations.

Antonio Gomes is an investment adviser representative with Advanced Wealth Management in Sarasota, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Advanced Wealth Management since 2012 and is also a licensed insurance agent conducting sales of life, health, fixed annuities, and long-term care insurance. Advanced Wealth Management provides discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, charitable organizations, foundations, pension plans, and institutional investors. The firm employs a strategic asset-allocation core with tactical adjustments and utilizes a range of investment vehicles, including mutual funds, ETFs, alternative investments, and insurance products, delivered primarily through a virtual service model.

James Judge is a financial advisor at Century Business & Financial Services with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked in various roles including at Jet Cube Inc and HD Vest Advisory Services. Outside of advisory work, he has been involved with Jet Cube Inc since 2017. Century Business & Financial Services provides discretionary asset management and financial consulting to individuals, high-net-worth clients, trusts, estates, and business entities. The firm offers tailored investment decisions based on clients’ goals, using a combination of fundamental, technical, and cyclical analyses, with regular portfolio reviews and the ability for clients to set investment restrictions.

Eric Kinsey is a financial advisor at Lake Water Advisory, LLC with a Series 65 designation and approximately one year of industry experience. His background includes roles at Labaton Keller Sucharow, Ranch Capital Advisors, and Wilmington Trust, as well as legal and accounting experience through his own law and CPA firms. Outside of advising, he operates Kinsey's Kitchen, LLC. Lake Water Advisory serves individuals, businesses, and retirement plans by providing discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services. The firm manages around $60.5 million for approximately 162 client relationships, utilizing low-cost, diversified mutual funds and ETFs alongside individual securities, with a long-term investment approach.

Phillip Couture is the principal of Couture Financial Inc. in Sarasota, FL, where he has provided financial advisory services since 1977, totaling 45 years of industry experience. He holds the CFP® designation and Series 63 license. In addition to his advisory work, he has operated as an independent insurance agent since 1986. Couture Financial offers customized investment management and financial planning services primarily to individual and high-net-worth clients, as well as trusts, estates, foundations, and corporate retirement plans. The firm employs an actively managed investment approach that incorporates fundamental and technical analysis, uses a range of securities, and occasionally engages third-party sub-advisors.

Joshua Duncan is a Certified Financial Planner™ (CFP®) with 12 years of industry experience. He has worked at Edward Jones for five years before joining F5 Financial Planning, L.L.C. in 2018, where he currently serves as an advisor. F5 Financial Planning, L.L.C. is a NAPFA-approved, fee-only firm serving corporate executives, entrepreneurs, and families with comprehensive financial planning and portfolio management. The firm emphasizes long-term, fundamental analysis and risk-managed portfolios, and also provides virtual CFO services to businesses alongside its planning offerings.

Brian Skarbek is a financial advisor at Cypress Capital Group, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has been with Cypress Capital Group since 2016. Outside of his advisory role, he is affiliated with a health and wellness multi-level marketing company in a non-operational capacity. Cypress Capital Group provides investment advisory and portfolio management services to individuals, retirement accounts, trusts, estates, and other entities. The firm manages approximately $57 million in client assets and uses a team-driven process combining quantitative and qualitative research to build customized portfolios aligned with client profiles.

Gregory Levinson is a financial advisor at Suncoast Capital Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Suncoast Capital Management since 2024. Levinson also serves as chairman of Genlith Inc., a clean energy holding company, and is a board member and 10% shareholder of Chilean Cobalt Corp. Suncoast Capital Management provides discretionary portfolio management primarily for high-net-worth individuals, focusing on equities and option premium selling strategies. The firm combines multiple analytical approaches with active trading tactics and uses derivatives in separately managed accounts, serving a limited client base.

Hello, I’m Daniel – husband to Anna, widower to Sarah, Air Force veteran, business owner, writer, speaker, CFP® Professional, financial planner, and Christ-follower. I’m the founder of Wise Stewardship Financial Planning where we offer fee-only, fiduciary financial planning and investment advice with a special focus on young widows and widowers as well as servicemembers and their families. Grief changes everything. I know that all too well from personal experience as I became a widower at 31 and before that, father to 3 children in heaven. My passion and purpose now is to take what I’ve learned from those experiences combined with financial planning and advice to be a help to you in your own unique grief journey. Wise Stewardship works together with you to help gain stability in your current financial situation, prioritize next steps, and walk with you into a new and different future. Here’s the rest of my story and why I became a financial planner. I’ve always been interested in money since I was a little kid, including out-bidding my siblings for chores-for-hire, to providing loans to my siblings and friends when they had spent all their money and diligently saving my allowance for future goals. Over time this evolved into reading the stock pages in the newspaper as a young teenager and then choosing to major in economics in college. After completing Air Force ROTC at Purdue University, I commissioned as an officer into the Air Force in 2009 but continued my personal interest into personal finances, investing, and all things money-related. In my college years and early 20s, I read hundreds of books and spent thousands of hours studying financial planning topics. I also had the opportunity to be a volunteer financial counselor during many of the years when I was on active duty in addition to helping and educating family and friends over the years. Thanks to countless help along the way, I learned more about the financial services industry and found my way to fee-only, fiduciary financial planning. It was through these experiences that sparked my passion and helped me realize what I wanted to do whenever I decided to leave the military! As an officer on active duty for almost 9 years, along with a brother, sister, and brother-in-law in the military, I experienced firsthand the benefits and challenges that military life can have on all aspects of life especially finances. Frequent changes like TDY’s, deployments, and PCS’s add unique potential opportunities and obstacles to meeting goals and dreams. Add in the often disparate and sometimes confusing military pay, benefits, scattered military benefits and discounts, and countless people offering advice or services, and there is often a lack of clarity on how best to optimize all of these to best meet goals. I’ve seen almost everything military life can throw at you and been through much of what you probably have questions about. I’ve learned a lot about what works and what doesn’t; what’s important and what isn’t. I’m now able to use these vast experiences to help my clients navigate the challenges of the busy military life, get the most out of your hard-earned benefits, and help you achieve your goals. My journey to become a financial planner was also profoundly impacted by what happened in my personal life. I met and married my wife Sarah back in 2012 and we embarked on military life together, at the time thinking I would be on active duty for a full career. As time went by, God brought countless joys as well as numerous trials. Sarah was a cancer survivor when she survived thyroid cancer at the age of 21, and had experienced other health trials and surgeries in the years before we met. Then in the first three years of our marriage, we experienced the agonizing sorrow of grief from the loss of three children through first term miscarriages. Sarah’s health continued to decline over the course of our marriage and medical answers mostly eluded us as we saw dozens of doctors and specialists. Sarah became mostly homebound as her energy failed so I became her primary caregiver as family was thousands of miles away while continuing to work fulltime as an officer in the Air Force. However, it rapidly became evident that I could no longer continue down the active duty career path so I began planning to transition out of the military. Given the flexibility I would need as a primary caregiver, I explored entrepreneurship by launching my own financial planning firm to marry my passion for helping people with their finances with my need to take care of my wife. Before that plan could come to fruition, a medical crisis landed Sarah in the hospital from which followed a cascading sequence of events in which we lived in hospitals across two states for the next six months. Finally, the doctors said there wasn’t much more they could do and Sarah and I made the difficult decision to enter hospice. We were able to spend a precious 6 weeks together as well as flying out family and dear friends to be able to say goodbye. Sarah passed away in the late summer of 2017 as I held her hand and bid her an earthly farewell. She was only 32, and we had been married just under five truly amazing years. Suddenly, my entire life had been turned upside down. I was 31 and it felt like every plan I had made was shattered yet again. My abiding faith in God and His endless grace helped bear me up in the agony of grief in the months that followed. Thanks to the boundless support of my family, fellow young widowed spouses I connected with, my church, Air Force family, network of friends, and an invaluable grief counselor, I found a way to keep moving forward. I also received further confirmation of the incredible value of financial planning when I hired my own financial planner in the middle of my grief journey to help me sort through all the variables of my financial life, have a compassionate and rational (as sometimes my grief was not very logical) outside perspective, and figure out what my new financial future might look like. I also gained an inside perspective to the other side of the estate planning experience as I acted as the executor of my wife’s estate. I dealt with everything from dealing with creditors, bequeathing personal items, transferring titles of houses, vehicles, settling life insurance policies, closing accounts, and much more. While I would never have wished to learn in this way ,these unique personal experiences prepared me to understand not just the “science” of estate planning, but also the intimate and personal art if helping clients work through the full range of emotional nuances in this process. I ended up separating from the Air Force in early 2018 and embarked on an 8 month sabbatical. Sarah and I long considered taking a few months off after active duty so we could travel some more, visit friends and family across the US, and take advantage of a mid-career transition to do something that otherwise isn’t possible with normal vacation time off. We had been saving up for this opportunity for several years and I ultimately ended up buying a truck and RV trailer so I could maximize my travel flexibility. Over the course my sabbatical, I visited 38 states, drove more than 27K miles, saw 14 National Parks, visited dozens of friends and family, and made incredible memories! The time off gave me opportunities to heal, rest, think deeply, journal and write, and lay the groundwork for launching Wise Stewardship. However, there was something even more amazing and unexpected that happened in the midst of my sabbatical. I ended up meeting someone and falling in love! In a beautiful story that I could never have imagined on my own, God brought Anna into my life. Over the course of my sabbatical travels, we began a relationship that quickly became apparent to us and everyone that knew and loved us, that this was something very special. I ended up moving to the Boston area to join Anna after we got married capping off a whirlwind of a year! It’s been an amazing journey to this place and I’m so excited about this next chapter! Anna is the gift that I thought I would never have. She has demonstrated to me that love and a different future was possible. Wise Stewardship Financial Planning launched in November 2018 to offer fee-only, fiduciary financial planning to help fellow young widowed spouses as well as servicemembers and their families. I count it a privilege to now help others by taking what I’ve learned about the journey of grief combined with the math of financial advice. Finances are just a tool to accomplish our goals in life so I help people figure out what is most important to them, and then build their lives and finances to be able to accomplish them. I am here to be a companion to you as you navigate many financial issues and life circumstances. Professional Biography Daniel Kopp is a fee-only, fiduciary financial planner and founder of Wise Stewardship Financial Planning where he helps young widows and widowers as well as servicemembers get their financial lives in order by aligning their money with their values. He is also an Air Force veteran after almost 9 years as an officer on active duty during which he served as an Air Battle Manager participating in combat deployments and training opportunities all across the world. Outside of his official military commitments, Daniel has always had a passion to help servicemembers and their families master their finances where he served as a volunteer financial counselor during most of his time on active duty. Daniel is a widower after his wife Sarah passed away in late 2017. In the few years prior to her death, Daniel had become her full-time caregiver due to a variety of health conditions including the loss of three miscarriages. During that time, he learned how to persevere by ordering his life around his faith in God and aligning family, work, and finances with his personal goals. Daniel now combines his financial training and experience helping people with a deep, personal understanding of how grief affects every single area of life. Daniel is now married to his wife Anna, and lives in the Boston area where they love to explore new places, try interesting cuisines, serve in their local church, and take advantage of the rich history of New England. You’ll find a fast way to become their friend if you play board games with them! Daniel is a CERTIFIED FINANCIAL PLANNER (TM) having met the rigorous professional standards and agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients. Daniel received his Bachelor of Science Degree in Economics from Purdue University as a third-generation Boilermaker, where he graduated with Highest Distinction (top 3%) and was named one of the Top 10 Krannert School of Business Seniors in a graduating class of over 850. He has also received his Master of Arts in Military Studies and Strategic Leadership from American Military University, and is also pursuing a second Masters of Science in Advanced Financial Planning and Financial Therapy from Kansas State University to even further deepen his competencies. Daniel is also a frequent personal-finance freelance writer and speaker, especially on military-related topics. Daniel is a distinguished Air Force veteran as a three-time Air Force Distinguished Graduate (#1) for each of his three formal training courses as well as the Air Force’s David C. Schilling Award for the most outstanding contributions to the field of flight along with numerous other awards and accolades in his military career.

Gregory Bangma is a financial advisor at Silver Lake Advisory Partners, LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Silver Lake Advisory since 2013. Silver Lake Advisory Partners provides discretionary portfolio management and integrated financial planning to individuals, high-net-worth clients, families, small foundations, and endowments. The firm emphasizes fundamental analysis focused on corporate cash flow and dividend growth and tailors portfolios to client-specific risk tolerance, income needs, tax status, and objectives.

David Kennon is the sole advisor at Kennon Financial in Sarasota, FL, holding a Series 66 designation with 24 years of industry experience. His prior work includes roles at First Allied Advisory Services, Inc. and First Allied Securities, Inc. He is vice president of the nonprofit There is Light, Inc. and author of "SPEND MORE WORRY LESS." Kennon Financial provides fee-based, discretionary investment advisory services to individual clients, including high-net-worth and non-HNW individuals, without a stated account minimum. The firm uses a tactical allocation approach primarily with ETFs, applying fundamental, technical, and cyclical analysis to tailor portfolios aligned with client objectives.

Douglas Walters is a financial advisor at Walters Strategic Advisors, LLC with five years of industry experience. He holds a Series 65 designation and has managed Walters Strategic Advisors since 2020. Walters is also the managing partner of Walters & Associates CPAs, an accounting and tax services firm he established in 1999. He serves as treasurer and vice president on several condominium association boards. Walters Strategic Advisors provides investment management, retirement plan advisory, and financial planning services for individuals, trusts, charitable organizations, and businesses. The firm employs a buy-and-hold investment approach focused on diversified, passively managed asset-class mutual funds and ETFs, incorporating Monte Carlo analysis for client outcome modeling.

Maike Foster is a financial advisor at Elite Life Management LLC with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley Smith Barney, Bank of America, and Merrill. Foster is based in Sarasota, FL. Elite Life Management provides discretionary and non-discretionary investment management and financial planning to individual and high-net-worth clients, trusts, estates, legal entities, charitable organizations, retirement plans, and other registered investment advisers. The firm employs a fundamental, generally long-term investment approach tailored to client goals and risk tolerance, using a variety of investment vehicles including ETFs, mutual funds, individual stocks and bonds, and private placements.