Caleb Kennedy is a financial advisor with LPL Financial in Melbourne, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with LPL Financial since 2016 and previously worked at Space Coast Credit Union from 2016 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and retirement plan consulting services.

Michael Wills is a CFP® with 29 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he holds a 50% ownership in an electrical contracting company where he serves as a director, overseeing financial reviews and corporate strategy. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Michelle Mcdonald is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and 11 years of industry experience. She previously worked for Truist Advisory Services and Truist Investment Services, with over a decade of service at Truist Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm utilizes risk profiling and analytical tools to tailor non-discretionary planning and encourages clients to implement recommendations through various advisory programs.

Jennifer Vawter is a financial advisor with OSAIC who holds a Series 66 designation and has 16 years of industry experience. Her career includes roles at Royal Alliance Associates, Independent Financial Group, Triumph Wealth Advisors, TCM Securities, and McPherson Financial Group. Outside of her advisory work, she is an independent contractor photographer, owns a custom floral arrangement business, and serves as Assistant Secretary on the board of the OSAIC Foundation. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a range of portfolio construction tools and supports both discretionary and non-discretionary account management across various investment types.

Steven Grasso is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Edward Jones since 2002. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in owning and managing a family-owned commercial real estate investment in Palm Bay, FL. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors.

Andres Alvarez is a financial advisor with Wells Fargo Advisors in Melbourne, FL, holding Series 63 and Series 66 credentials and 14 years of industry experience. He previously worked at LPL Financial for nine years and Space Coast Credit Union for four years. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and fee-based financial planning services that include retirement, education, risk, and wealth-transfer planning. Advisors use Wells Fargo research and planning tools to provide tailored recommendations, with clients choosing whether and how to implement them.

Jeremy Lindquist is a financial advisor with Mass Mutual Investors Services in Melbourne, FL, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2011. Outside of his advisory work, Lindquist is involved in several business ventures, including managing a consulting firm, owning a bookkeeping and accounting service, and operating a charter boat service. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and various educational programs, focusing on collaborative, goal-oriented planning using firm-approved analytical tools.

Matthew Dopira is a financial advisor at Ameriprise with 11 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill for nine years. He is based in Palm Bay, FL. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Eric Beerensson is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 27 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

April Norris is a financial advisor at Edward Jones with one year of industry experience. She holds a Series 66 designation and has previously worked in medical spa and real estate-related roles. She is also vice president of a women's investment group affiliated with Better Investing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of advisors and branch offices.

Rodney Van Buren is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior experience includes 15 years at Valic Financial Advisors and one year at Agia. Outside of his advisory role, he is involved with Van Buren Tax Services LLC, providing tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with investment management supported by research and model portfolios from multiple sources.

Rafael Molina is a CFP® professional with 22 years of industry experience. He has worked at LPL Financial since 2020 and previously spent 15 years with UnionBanc Investment Services LLC. He is based in Melbourne Beach, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and external sources.

David Rider Jr. is a financial advisor with Raymond James Financial in Melbourne, FL, holding Series 63 and Series 66 licenses and 23 years of industry experience. He has worked at various Raymond James entities since 2013. Outside of his advisory role, he manages Rider Wealth Management, LLC, which supports his private wealth management practice. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and encourages implementation through its advisory programs, with additional capabilities in municipal and public finance advisory services.

Greggory Lindquist is a financial advisor with Mass Mutual Investors Services in Melbourne, FL, holding a Series 66 designation and two years of industry experience. His prior work includes roles at various companies in diverse sectors such as food service and education. He has also been involved in operating a local restaurant, Pizza Gallery and Grill. Mass Mutual Investors Services is an SEC-registered broker-dealer and investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive planning tools and educational seminars, with a focus on collaborative, annual financial planning relationships.

Steven Wilmarth is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 credentials and 28 years of industry experience. He has been with Raymond James & Associates since 1998. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and municipal entities, offering services such as financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Cole Wilmarth is a CFP® professional with eight years of experience in the financial industry. He has been with Raymond James & Associates since 2019 and previously worked at Fidelity Investments. Wilmarth also serves as president of a homeowners association in Melbourne, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning and consulting services supported by a nationwide adviser network.

Christian Heinbockel is a financial advisor at Edward Jones in Satellite Beach, FL, holding a Series 66 designation. He has over 11 years of experience in the financial services industry, including roles at Bank of America and Legends Bank. Heinbockel also spent time as a homemaker between his professional engagements. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Lacy Baluta is a financial advisor at Raymond James & Associates with four years of industry experience. She holds a Series 66 designation and has worked previously at J.W. Cole Advisors, Inc., Financial Cornerstone Group, Borboleta Beauty, and SHOW READY Salon, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Ryan Mcdonough is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research.

Blake Lindquist is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank. Outside of finance, he was involved in the restaurant industry with roles at Pizza Gallery and Grill. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to deliver written recommendations as part of collaborative, annual client relationships.