Edward Hecker is a CFP® with 39 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2016 and was previously with UBS Financial Services from 2005 to 2016. He serves on the finance committee of Calvary Chapel Fellowship of Melbourne. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Bradley Roub is a CFP®-designated financial advisor with Stifel, bringing 23 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory work, he serves on the boards of several nonprofit organizations focused on youth development and education, including AMIkids Space Coast and Pietas Classical Christian School. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Colleen Mitchell is a CFP® and Series 66 credentialed financial advisor with Edward Jones, based in Viera, FL. She has nine years of industry experience, including ten years with Edward Jones. Outside of her advisory role, she is a member of C4 Equity Group LLC, a real estate business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated financial services, supported by a large network of advisors and branch offices.

Ashley Cappola is a financial advisor with Edward Jones in Melbourne, FL, holding a Series 66 designation and having two years of industry experience. Prior to joining Edward Jones in 2022, she worked for Brevard Public Schools for five years and was self-employed for one year. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering both discretionary and non-discretionary investment strategies under a fiduciary standard.

Terry Tolbert is a Certified Financial Planner® with 40 years of experience in the financial services industry. He is currently affiliated with LPL Financial and has prior experience with Merrill and Allen & Company of Florida. Outside of his advisory role, he serves as an insurance producer with Allen & Company of Florida and Athene Annuity & Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning, model portfolios, third-party asset management, and retirement plan services to individuals and institutions. The firm supports its advisors with research and technology tools while offering a wide range of investment strategies and financial products.

Cecilia Ross is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2018, following five years at SunTrust. Outside of her advisory role, Ross is a self-published author of a children’s book with illustrations. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services, offering recommendations on a non-discretionary basis while clients retain final decision authority.

Daniel Ciuro is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Outside of his advisory role, he serves as Treasurer on the Executive Board of the Cocoa Beach Regional Chamber of Commerce. He is also the owner of a real estate business based in Melbourne, Florida. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a national network of financial advisors.

Dano Lo Presti is a financial advisor with J.P. Morgan Securities, holding CFP® and ChFC® designations and over 27 years of industry experience. His prior roles include positions at JP Morgan Chase Bank and involvement with Divine Touch Enterprises LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Susan Morse is a financial advisor with UBS Financial Services in Melbourne, FL, holding a Series 63 designation and bringing 43 years of industry experience. She previously worked at Morgan Stanley and its affiliated entities for a total of 13 years before joining UBS in 2014. Outside of her advisory role, she is co-owner of SBS Precision Sheetmetal, a family business. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Mathew Mckelvey is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in providing tailored financial advice to private business owners, affluent families, and individuals. He focuses on a goals-based approach to create customized strategies designed to perpetuate wealth, support philanthropic desires, and pursue legacy goals. Mathew begins every client relationship by exploring what is most important in their lives to gain a thorough understanding of their resources, lifestyle, family, goals, and business, standing alongside clients to align recommendations with their real-world objectives. Mathew earned his Bachelor's degree from Keiser University and holds the Chartered Financial Consultant (ChFC) designation as well as a Personal Investment Advisor (PIA) accreditation. He moved to Brevard County from New York in 1993 and currently resides in Viera, Florida, with his wife, Jessica, and their four children. He is involved in the community as a member of the Rockledge Rotary Club and serves on the board of directors for organizations including Family Promise of Brevard. Outside of his professional responsibilities, Mathew enjoys spending time with his family, traveling, barbecuing with friends, and following college football. He is also involved with local groups such as Family Promise of Brevard, Rockledge High School, Rotary, and Viera Little League.

Todd Starkey is a financial advisor at UBS Financial Services with 29 years of industry experience. He has been with UBS since 2013 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he manages rental properties through his sole ownership of Little Brook Holdings LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

John Melo is a financial advisor with Ameriprise in Melbourne, FL, holding Series 63 and Series 65 certifications and 22 years of industry experience. His prior roles include positions at Collaborative Wealth Management, LPL Financial, and Wells Fargo Advisors. Outside of his advisory work, he serves as a first officer pilot for Hera Flight. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written retirement income recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies.

Anne Owens is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 26 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc. for 22 years before joining Wells Fargo Advisors in 2021. Outside of her advisory role, she serves as a trustee for a parents trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu utilizing Wells Fargo research and tools, delivering tailored recommendations through meetings and summary letters.

Henry Delgado is a financial advisor at Stifel with 24 years of industry experience. He has been with Stifel since 2007 and holds the Series 66 designation. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group that uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Noah Endicott is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. He previously worked at Allen and Company of Florida, LLC, and has experience in education with roles at Southeastern University and Saint Cloud High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning, portfolio programs, and institutional platforms, supporting advisors with research and operational tools while overseeing over $819 billion in discretionary assets.

Patrick Coyne is a financial advisor with Raymond James Financial in Merritt Island, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Raymond James Financial since 2004. Outside of his advisory role, Coyne is involved as a volunteer board member with Inwater Research Group, Inc., a nonprofit focused on marine life conservation. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools to help clients meet their goals and supports a broad network of advisors with specialized programs including municipal advisory and SIMPLE IRA employer consulting services.

Gregory Phelps is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. He previously worked at Edward Jones for 14 years. He is listed on an LLC related to his spouse’s business but does not have an active role in it. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors with a focus on municipal and public finance as well as specialized retirement plan services.

Shirley Polidori is a financial advisor at Edward Jones with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Stifel Nicolaus for 16 years. Outside of her advisory role, she is involved with Young Living essential oils as a member. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alan Frisher is a financial advisor with Ameriprise, holding the ChFC® designation and Series 66 license, with 25 years of industry experience. He previously worked at LPL Financial for 16 years before joining Ameriprise in 2022. Outside of his advisory role, he serves on the boards of the Boys and Girls Club of Brevard and the Brevard Association for the Advancement of the Blind. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, providing written recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated processes to deliver tailored retirement income advice through a centralized consulting team.

Ashton Young is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he assists clients in developing strategies to pursue their short-, mid-, and long-term financial goals. Ashton provides guidance on a range of financial matters, including general investing, retirement planning, and saving for unforeseen events. Additionally, he connects clients to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Ashton holds a Bachelor's Degree from the University of North Florida. He is certified as a CERTIFIED FINANCIAL PLANNER (CFP), a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His approach involves understanding what matters to clients and their families to create personalized financial strategies. He works closely with clients to discuss their goals, concerns, and questions, providing ongoing advice and guidance as their needs evolve.