Leon Kearse is a financial advisor with Eagle Strategies (New York Life) in Maitland, FL, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Equity Services, National Financial Services Group, Park Avenue Securities, Guardian Life Insurance, and JPMorgan Securities. He has served in the United States Army Reserves since 2008. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm emphasizes tailored recommendations across various program types and manages the majority of its assets on a non-discretionary basis.

Brian Dost is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2015. He has also been affiliated with Charles Schwab & Co., Inc. since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Evan Luchs is a financial advisor at Schwab Wealth Advisory with Series 65 and Series 63 licenses and four years of industry experience. He has worked at Charles Schwab since 2021 and previously held roles at Aflac, LSQ, and Moe's Southwest Grill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through Charles Schwab’s platform, offering services such as annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s standard asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many other enterprise wealth managers.

Philip Hallford is a CFP® with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. He has been with Schwab Wealth Advisory since 2015 and has worked at Charles Schwab & Co., Inc. since 2003. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Kevin Murphy is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1999, serving Schwab Wealth Advisory since 2012. Outside of his advisory role, he is a Class A member of Tiger Bay Farms, LLC, a venture formed to purchase and operate a tree farm in Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Michael Cline is a financial advisor at Schwab Wealth Advisory with 17 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2008 and with Schwab Wealth Advisory Inc. since 2012. He holds Series 63 and Series 66 designations and is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across a range of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, recommending allocations and investments without exercising discretionary trading authority.

Victor Alarcon is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., he worked at Starbucks and TSF Sportswear. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its service and business structure from many other wealth management firms.

Quienton Reynolds is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2008. Outside of his advisory work, he is involved in a family moving business based in St. Petersburg, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, planning discussions, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Wayne Barber Jr. is a financial advisor at Creative Planning with 21 years of industry experience. He holds a Series 66 designation and has worked at Creative Planning since 2017, following four years at Water Oak Advisors LLC. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that incorporates low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Todd Healy is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 25 years of industry experience and has been with Charles Schwab since 2000, including 14 years at Schwab Wealth Advisory. Outside of his advisory role, he serves as an assistant baseball coach for the Lake Brantley High School junior varsity team. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm conducts annual reviews and offers a range of investment recommendations while leaving final trading decisions to clients.

Mehdey Baker is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Charles Schwab & Co., Schwab Wealth Advisory Inc., Merit Financial Group, LPL Financial, Bank of America, Merrill, and New York Life Insurance Company. Outside of his advisory role, he owns FLUFFY TECH LABS LLC, a small business involving an independent artist, animator, and software engineer. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab & Co., delivering advice without discretionary trading authority and distinguishing itself through unique operational features compared to other enterprise wealth managers.

Luz Hernandez Fortis is a CFP® and Series 66-licensed advisor with four years of industry experience. She is currently with Schwab Wealth Advisory and has prior experience at Merrill Lynch, Bank of America, and BBVA Compass. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools.

Anibal Martinez Rodriguez is a CFP® and ChFC® with 25 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2020 and previously spent over a decade at Citi International Financial Services. Rodriguez owns a real estate property in Puerto Rico that he rents out. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering personalized financial reviews and investment recommendations using Schwab’s research tools and asset allocation models.

Zhujun Yang Porter is a CFP®-designated financial advisor with Schwab Wealth Advisory in Orlando, FL, bringing 16 years of industry experience. She has been with Charles Schwab and its affiliated advisory units since 2008. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for advisory services.

Cynthia Paul is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 63 designation and 36 years of industry experience. She has been with Charles Schwab and its affiliated firms since 1993. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations using standard asset allocation models and Schwab research tools, while clients retain final trading decisions.

Robert Oglesby is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds a Series 66 designation and has previously worked at Edward Jones, Merrill, and as a self-employed advisor. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice through standardized asset allocation models and Schwab research tools, focusing on annual reviews and investment recommendations without exercising discretionary trading authority.

Christopher Ponds is a CFP® professional with 25 years of experience in the financial services industry. He has worked with Truist Advisory Services since 2016 and Truist Investment Services since 2010. Outside of his advisory role, he serves as secretary and treasurer for Timberwood Properties, a construction and cabinet installation business. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary and non-discretionary approaches and leverages third-party platforms and manager arrangements to support its investment programs.

Lauren Fonseca is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab since 2014, including three years specifically with Schwab Wealth Advisory Inc. Outside of her financial advisory role, she is a licensed attorney in Florida and serves as a registered agent for two restaurant-related LLCs. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while clients retain final trading decisions, distinguishing its approach within the Schwab ecosystem.

Ethan Heard is a financial advisor at Ameritas Advisory Services, LLC with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked with Ameritas and its affiliates since 2019. Outside of his advisory role, he is a partner and mechanic at Iron Horse Offroad Builders, where he manages the business’s operations and social media presence. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm offers a variety of managed account programs and integrates multiple custodial platforms, supporting both discretionary and non-discretionary advisory relationships.

Paul Henderson is a financial advisor with Eagle Strategies (NY Life) based in Maitland, FL. He holds Series 63, Series 65, and Series 66 licenses and has 22 years of industry experience. Prior to joining Eagle Strategies and New York Life Insurance Company, he held positions at ABC Fine Wine and Spirits and Toyota of Orlando. In addition to his advisory work, he was involved in a real estate venture focused on buying, rehabbing, and selling foreclosed single-family homes. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients. The firm offers a range of advisory services such as financial planning, investment management, and retirement-plan consulting, emphasizing tailored solutions and managing most assets on a non-discretionary basis within an integrated New York Life affiliate structure.