Michael Carr Jr. is a financial advisor with UBS Financial Services in Gainesville, FL, holding a Series 66 designation and having 29 years of industry experience. He has worked with UBS since 2015. Carr serves on the board of directors for the Climb For Cancer Foundation, a nonprofit focused on fundraising for cancer patients and their families. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and multiple capital markets solutions.

Tina Arpaia McCann is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she is involved with NewULife, a homeopathic HGH production and sales company, where she participates as a distributor. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Sophie Lancaster is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 20 years of industry experience. She has been with Cetera Advisors LLC since 2015 and joined Cetera in 2024. In addition to her advisory role, she serves as president of the nonprofit Batoirai Widows & Orphans, is the founder of the nonprofit Global Reach, and acts as a pastor at Activate Church in Gainesville, FL. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform allowing advisors to utilize affiliated and third-party investment models.

Jonathan Broska is a financial advisor with Edward Jones in Gainesville, Florida, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, he spent 15 years at the University of Florida. Outside of his advisory role, he works as a college basketball official and serves as president of the BNI Lunch Bunch networking group in Gainesville. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm maintains a large national advisor and branch network and offers additional services such as tax-efficient overlays and securities-based lending.

Mark Sullivan is a financial advisor with Stifel in Gainesville, FL, holding Series 63 and Series 65 credentials and 43 years of industry experience. His prior firms include Morgan Stanley Private Bank, where he worked from 2015 to 2017, before joining Stifel Nicolaus & Co Inc in 2017. Outside of financial advising, he is involved in farming through Sullivan Farms, LLC, which focuses on cattle and hay sales, and serves as president of multiple homeowners associations. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipalities, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology utilizing forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Kenneth Toops is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at CUSO Financial Services and SWBC Investment Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and services, including financial planning, retirement plan consulting, and access to model portfolios and research.

Reagan Potts is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Edward Jones since 2006. Based in Gainesville, FL, Potts holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 advisors.

Dustin Smith is a financial advisor with Merrill Lynch Wealth Management, operating out of the Gainesville, Florida office. He focuses on helping individuals and business owners simplify their financial strategies and achieve their goals with confidence. His areas of expertise include tax efficiency, retirement planning, portfolio management, and personalized strategies aimed at maximizing growth potential while managing risk. Dustin’s background includes over a decade of experience in economics and finance. He earned a Bachelor's degree in Business/Economics from SUNY Cortland and a Master's degree in Finance from Johns Hopkins University. Before becoming a financial advisor in 2019, he spent 12 years as an Economic Researcher with the International Monetary Fund, where he supported European nations recovering from the global financial crisis. Dustin also served six years in the Marine Corps Reserves as an M1A1 tank mechanic, receiving an honorable discharge in 2008. He holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Dustin is involved with the American Legion. He enjoys biking, golfing, hunting, pickleball, running, swimming, and spending time with his wife Erin and their two sons. His personal philosophy centers on uncovering what matters most to clients and their families to create tailored strategies for pursuing financial goals.

Gregory Grooms is a CFP® with 31 years of industry experience currently serving at Charles Schwab since 2016. His prior roles include positions at 1 St Global Advisors, Inc., Davis, Monk & Company, and 1st Global Insurance Services, Inc. Grooms is also a member manager of MHS Partners LLC, a limited liability company used for administrative and payroll purposes. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio investment approach and centralized operational infrastructure.

Amanda Payne is a financial advisor with Ameriprise in High Springs, FL, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise since 2009 and also owns and operates Snelgrove Enterprises, a tax preparation and bookkeeping business. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Tyler O Neill is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, he worked briefly at GIA Partners, LLC and Bank of America, N.A. He attended Bucknell University from 2021 to 2025. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated within Bank of America’s corporate platform.

Hannah Peterson is a Series 66-licensed financial advisor at Merrill with four years in her current role and a total of seven years of industry experience. Before joining Merrill, she worked at Bank of America for five years and spent two years at Starbucks. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Tomas Galavis Odreman is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works one-on-one with clients to define their financial goals and develop portfolio strategies aimed at helping them pursue those goals. He provides ongoing advice and guidance, adapting portfolio strategies as clients' needs change. Tomas's areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, sports and entertainment, and retirement income. He holds professional designations including Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He obtained a Bachelor's and Master's degree from Universidad Simon Bolivar and a Master's degree from Instituto de Estudios Superiores de Administracion. Tomas is fluent in English and Spanish. Outside of his professional work, Tomas enjoys activities such as adventure sports, camping, cooking, dancing, pickleball, rock climbing, skiing, soccer, tennis, and traveling.

Frederick Hilton is a financial advisor with LPL Financial, holding a Series 66 designation and 34 years of industry experience. He has worked at LPL Financial since 2022 and previously spent over two decades at Campus USA Credit Union and Cuna Brokerage Services, Inc. Outside of his advisory role, he serves as a program manager at Campus USA Credit Union and is a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting backed by research and model portfolios.

Ryan Westerburg is a Wealth Management Advisor and managing partner of Davis, Westerburg & Associates at Merrill Lynch Wealth Management. He leads a nationally recognized wealth management team entrusted with overseeing more than $1 billion in private and institutional assets as of July 2026. Ryan is responsible for overseeing practice operations, establishing the team’s investment philosophy, and serving as lead portfolio manager. He works with affluent clients whose complex financial situations require sophisticated planning and dynamic solutions, focusing on areas such as education planning, retirement planning, philanthropic planning, tax minimization, and portfolio management services. Ryan holds the Certified Investment Management Analyst® (CIMA®) designation through the Investments & Wealth Institute®, the Chartered Retirement Planning Counselor™ (CRPC™) designation, FINRA Series 7 and 66 registrations, and Florida Life, Health, and Variable Annuity insurance licenses. He has completed accredited certificate programs from the College for Financial Planning, University of Pennsylvania, and College of Southern Nevada. Ryan also completed the executive education program at The Wharton School of University of Pennsylvania. He is a member of the Investments & Wealth Institute. Originally from Cleveland, Ohio, Ryan moved to Florida in 2010 and resides in Gainesville. He is involved in the community, serving on the Board of Directors for Young Life Gainesville and the Santa Fe College International Center. He also supports charitable organizations such as Habitat for Humanity. Outside of work, Ryan enjoys playing golf and tennis, volunteering, traveling with family and friends, and following the Florida Gators and Cleveland sports teams.

Zane Shelley is a financial advisor with Charles Schwab in Gainesville, FL, holding a Series 66 license and 10 years of industry experience. His prior roles include positions at 1st Global Advisors, Inc., 1st Global Capital Corp., and Davis-Monk Financial Group. Outside of finance, he was involved with First Magnitude Brewing Inc. for six years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a broad range of investment options supported by centralized operational and due diligence resources.

Thomas Turk is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Wells Fargo Clearing since 2016, following tenure at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of his advisory role, he serves as secretary for the Villages of Weatherly Homeowner's Association in Gainesville, FL. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jeffrey Rizzo is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds Series 63 and Series 66 credentials and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

James Curbow is a CFP®-designated financial advisor with 28 years of industry experience, currently with Stifel since 2022. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. from 2009 to 2022. Outside of his advisory role, he serves as Vice President of the Athletic Booster Board at Oak Hall School in Gainesville, FL. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, emphasizing client discretion in implementation.

Jennifer Taylor is a financial advisor with Wells Fargo Advisors in Gainesville, FL, holding a Series 66 designation and 27 years of industry experience. She has worked within various Wells Fargo entities since 2003. Outside of her advisory role, she co-owns Legacy Wealth Management Group LLC and serves as a trustee and power of attorney for family-related trusts. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering a broad range of investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations using proprietary research and planning tools, with clients able to implement these through brokerage or advisory programs as desired.