Josiah Gates is a Benefits & Planning Consultant specializing in Executive Services at Fidelity Investments. In his role, he collaborates with employers to help employees understand their executive benefits packages and integrate these benefits into their overall financial plans. Josiah has been with Fidelity Investments since 2020, serving in various capacities including Customer Relationship Advocate, Managed Account Service Support, and currently as a Benefits and Planning Consultant since 2022. His experience spans client support and benefits planning, focusing on empowering clients to pursue their financial goals effectively. Outside of his professional responsibilities, Josiah has interests in baseball, football, outdoor adventures, parenthood, pets, and traveling.

Christopher Smith is a CFP® with 25 years of industry experience, currently serving at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Smith is a board member of the First Coast Opera and serves as treasurer for the St. Augustine Rod and Gun Club. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Glen Mason is a financial advisor with Edward Jones in St. Augustine, FL, holding Series 63 and Series 66 credentials and 27 years of industry experience. His career includes multiple tenures at Edward Jones as well as positions at Merrill Lynch and SS&C Advent. Between roles in finance, he was involved with Anastasia Baptist Church for three years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment products.

Robert Thomas is a CFP® and holds a Series 66 license with six years of experience in the financial industry. He has worked at Edward Jones since 2020 and previously spent 25 years at State Farm Insurance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates through a widespread network of financial advisors and branch offices nationwide.

Frank Corso is a ChFC®-designated financial advisor with 44 years of industry experience, currently affiliated with Cetera. His prior roles include positions at VOYA Financial Advisors and Independent Advisors Group Corp, where he has been involved since the mid-1990s. In addition to his advisory work, he operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, from individuals to institutional accounts, offering portfolio management, financial planning, and retirement services through a large nationwide network of independent advisors. The firm provides diverse program options including model portfolios, third-party managers, and customized strategies, managing over $256 billion in assets across more than 10,000 advisors.

Christian Pesante is a financial advisor with LPL Financial holding Series 65 and Series 63 licenses. He has been active in the industry since 2024, with prior roles including positions at Pesante Close LLC and Integrity Financial Group LLC. Outside of finance, he has experience managing Weatherly Farm Weddings & Events. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory services and investment strategies supported by extensive resources and technology, managing over $819 billion in discretionary assets through a large network of advisors.

William Hohmann is a CFP® professional with 26 years of industry experience. He is currently with Cetera and previously worked at Concourse Financial Group Securities Inc and operated advisory firms including Centerpoint Advisory Services Inc. Hohmann also owns Florida Shield Insurance & Advisory, focusing on property, casualty, life, and health insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, charities, and institutions, offering portfolio management, financial planning, and retirement services through a multi-manager platform that supports a range of investment strategies and program structures.

Jason Smith is a Series 66 licensed financial advisor with 21 years of industry experience. He has worked at Merrill from 2002 to 2023, followed by a position at Citigroup until 2026, and currently serves at Ameriprise Financial Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, which includes written recommendation reports and ongoing advice based on a combination of internal research, third-party data, and algorithmic tools.

Frank Speace Jr. is a CFP® professional affiliated with Raymond James Financial Services Advisors, Inc., with 25 years of industry experience. He has been with Raymond James since 2014 and has held roles at Century Tax & Financial Services, Inc. since 2014. Outside of his advisory work, he serves as CEO of Century Tax & Financial Services, managing staff and reviewing tax returns. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with unique municipal and retirement plan consulting services.

Lindsey Taylor is a financial advisor at Edward Jones in St. Augustine, FL, holding the Series 66 designation with four years of industry experience. Prior to joining Edward Jones in 2022, she worked in education at several institutions including Impact Early Education and St. Johns County Public School District. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a wide range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Matthew Jackson is a financial advisor with LPL Financial in St. Augustine, FL, holding Series 63 and Series 66 registrations and 16 years of industry experience. His prior work includes roles at SunTrust Advisory Services, SunTrust Investment Services, and Fifth Third Securities. Outside of his advisory work, he is involved with AllenJackson LLC, a real estate rental business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Alexander Gaus is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds the Series 66 designation and previously worked at Merrill for 12 years before joining UBS in 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions, model-based asset allocations, and global research to tailor plans to clients’ goals and risk tolerances.

Francis Sanchez Jr. is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at Edward Jones since 2024. His prior experience includes roles at The Vanguard Group, TIAA, and Fidelity. He is also Market President of C-Suite for Christ, a Christian networking group in St. Augustine, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Larry Kirk Jr. is a financial advisor with Merrill based in Saint Augustine, FL, holding a Series 66 designation and 19 years of industry experience. He has worked at Merrill Lynch, Pierce, Fenner & Smith since 2006 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Kershner is a financial advisor at Mass Mutual Investors Services with 43 years of industry experience. He holds the Series 63 designation and has been with Mass Mutual Investors Services since 2017, following prior roles within the MassMutual organization dating back to 2002. Outside of his advisory work, he serves as an area chaplain and director for the Third Order Society of St. Francis, a nonprofit organization. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements supported by firm-approved software tools, and provides specialized planning programs including estate settlement and employer-sponsored planning.

Edward James is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 27 years of industry experience. He previously worked at Merrill for 24 years before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research resources.

Jeran Ferguson is a financial advisor at Cambridge Investment Research Advisors, holding a Series 65 designation with one year of industry experience. His background includes service in the United States Army from 2015 to 2020 and operating JMF Enterprises LLC since 2024. Cambridge Investment Research Advisors serves a diverse client base of individual and institutional investors, including pension and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm offers both discretionary and non-discretionary management through various platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Jessica Hill is a financial advisor with Fidelity Investments, holding a Series 66 designation and 12 years of industry experience. Her prior roles include positions at Bank of America N.A. and Merrill. Strategic Advisers LLC, part of Fidelity Investments, offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory role to registered investment companies, and integration of AI in research.

Taisha Roche is a financial advisor at Equitable Advisors with five years of industry experience. She holds the Series 66 designation and has worked in various roles including self-employment and positions at the University of North Florida prior to joining Equitable Advisors. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client information and risk tolerance to match them with appropriate investment models or discretionary managers, utilizing both proprietary and third-party solutions.

Lance Beck is a financial advisor with Merrill in Saint Augustine, FL, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has been with Merrill and Bank of America since 2011. Outside of his advisory role, he is a one-third owner of a family business involved in mineral rights for natural gas wells. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.