Neil Tjon Hing is a financial advisor with 11 years of industry experience, currently affiliated with 49 Financial. He holds Series 63 and Series 65 licenses and has worked with firms including Oakwood Capital Securities, Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and Axa Advisors. Outside of investment advisory services, he also provides fixed insurance services. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Connor Bradley is an investment advisor representative at 49 Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Oakwood Capital Securities, Thrivent Advisor Network, and Purshe Kaplan Sterling Investments. Outside of his advisory role, he is also involved in fixed insurance sales and real estate transactions. 49 Financial serves a diverse client base that includes individual and institutional clients, offering financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm emphasizes a disciplined, long-term, diversified asset allocation approach based on a blend of fundamental, cyclical, technical, and behavioral analysis.

Robert Thomas is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at Oakwood Capital Securities, Inc., Purshe Kaplan Sterling Investments, and Omni Hotels & Resorts. 49 Financial serves a diverse client base including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and discretionary and non-discretionary investment management. The firm’s investment approach is grounded in a derivative of Modern Portfolio Theory, emphasizing diversified asset allocation, proprietary model portfolios, and behavioral coaching for clients.

Andrew Horton is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His work history includes roles at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and Uber Technologies Inc. He is also involved in providing fixed insurance services through his affiliation with 49 Financial. 49 Financial serves individual and institutional clients, including high-net-worth individuals, trusts, and retirement plans, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Derrik Naegelin is a financial advisor at 49 Financial in Austin, TX, holding Series 65 and Series 63 licenses with two years of industry experience. His prior roles include positions at Kestra Investment Services, American Pacific Mortgage, and Primerica Advisors. Outside of advising, he has experience as a fixed insurance agent. 49 Financial serves a diverse client base ranging from individuals to institutions, offering financial planning, retirement-plan consulting, and discretionary investment management. The firm emphasizes a disciplined, long-term diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Ryan Rattay is a financial advisor at 49 Financial with a Series 65 designation and two years of industry experience. Prior to joining 49 Financial, he held roles at Zoetis Inc. and worked at Baltusrol Golf Club. He is also contracted with 25 Giving, where he refers nonprofits to assist in developing charitable plans for donors. 49 Financial serves a diverse client base including individuals, trusts, estates, and corporations, offering financial planning, advanced planning, retirement-consulting, and investment management. The firm’s investment approach is based on disciplined, long-term diversified asset allocation incorporating fundamental, cyclical, technical, and behavioral analysis.

Andrew Johnsen is a financial advisor at Waterloo Capital with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Titleist Asset Management and Merrill Lynch. Outside of his advisory role, he serves on the advisory board of a training facility focused on financial wellness and is involved in business coaching and an exotic car rental partnership. Waterloo Capital is a multi-team registered adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm uses a long-term, buy-and-hold investment approach supported by fundamental analysis and offers a range of services including direct investment management, financial planning, and access to third-party sub-advisers.

Michael Frandsen is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for seven years and at Nucor Steel for five years. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a broad range of investment products and specialized services, supporting both discretionary and non-discretionary arrangements.

Steven Battel is a financial advisor at Kestra Private Wealth Services, LLC with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Kestra since 2018, following roles at Wells Fargo Advisors and Wells Fargo Clearing. He serves as Managing Director and Wealth Manager at Liberty Wealth Solutions, a business involved in insurance and investment advisory services. Kestra Private Wealth Services provides investment advisory through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products and specialized services, supporting both discretionary and non-discretionary account management.

Gary Baker is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining Kestra in 2018, he worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he serves as an adjunct instructor at Washington University and is involved in consulting work focused on leadership and coaching for advisors. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm manages approximately $13.45 billion in assets and provides access to a broad range of investment products and platforms, supporting both discretionary and non-discretionary arrangements.

Tyler Staniford is a financial advisor at 49 Financial with eight years of industry experience. He holds a Series 66 designation and has worked previously at Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and AXA Advisors. Outside of his advisory role, he is also involved in insurance sales. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and investment management. The firm emphasizes a disciplined, long-term, diversified asset allocation approach and provides tiered fractional family office services alongside access to third-party managers.

Keith Stinebaker is an investment advisor representative with Transce3nd LLC, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has worked at several firms including Kalos Capital, National Planning Corporation, and AE Wealth Management. Outside of advisory roles, he serves as president of L & S Capital Investments, a tax and accounting business. Transce3nd LLC works with a diverse client base including individuals, foundations, trusts, and institutions, offering discretionary and non-discretionary investment management alongside financial planning and retirement consulting. The firm’s investment approach combines strategic asset allocation with fundamental, technical, and quantitative analysis, often implementing portfolios through third-party model managers.

Dillon Hakes is a Certified Financial Planner® with 11 years of industry experience, currently serving as a financial advisor at Kestra Private Wealth Services, LLC since 2023. His prior experience includes roles at Private Asset Management Inc and UBS Financial Services. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, managing approximately $13.45 billion in client assets across 208 advisors. The firm serves both individual and institutional clients with a wide range of investment products and specialized offerings, including discretionary and non-discretionary account management.

Amy Fredritz is a Series 66-credentialed financial advisor with nine years of industry experience. She currently works at Kestra Private Wealth Services, LLC and Kestra Investment Services, LLC, having previously spent eight years at Edward Jones. Outside of her advisory work, she serves as Treasurer of the Marion Foundation and Vice President of the Marion Technical College Foundation Board. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets across 208 advisors. The firm offers a broad range of investment products and platforms, emphasizing both discretionary and non-discretionary arrangements along with specialized offerings.

Larry Lyons is a financial advisor with Transce3nd LLC, holding the ChFC® designation and Series 63 and 66 licenses. He has 27 years of industry experience and has worked with firms including Lyons Wealth Management and Madison Avenue Securities. Outside of his advisory work, he serves as chairman of the finance committee for First Redeemer Church and is a board member of Whispering Hope. Transce3nd LLC serves a broad client base including individuals, foundations, trusts, and employer-sponsored retirement plans. The firm employs a strategic asset allocation approach using fundamental, technical, and quantitative analysis, often implementing portfolios through third-party models via AE Wealth Management’s platform.

David Brandt is a CFP® professional with 27 years of industry experience. He has worked at Kestra Private Wealth Services, LLC since 2020 and previously spent 11 years with Ameriprise Financial Services, Inc. Brandt serves as Vice President on the board of the Highline Educational Foundation. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutional clients, managing approximately $13.45 billion in client assets. The firm offers a range of investment products and platforms with both discretionary and non-discretionary arrangements, and it supports specialized services such as annuity subaccount management and 529 plan services.

Roy Anderson is a financial advisor with 17 years of industry experience, currently affiliated with 49 Financial in Austin, TX. He holds a Series 66 designation and has worked at firms including Charles Schwab, Purshe Kaplan Sterling Investments, and Thrivent Advisor Network. Anderson is also involved in fixed insurance sales through the Financial Independence Group. 49 Financial serves a diverse client base including retail and high-net-worth individuals, trusts, estates, corporations, and retirement plans, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and provides tiered fractional family office services alongside access to third-party managers.

Scott Stevens is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and 10 years of industry experience. He previously worked at Bank of America, N.A. and Merrill, each for five years, and has been with Kestra in various capacities since 2016. Stevens serves as Secretary on the board of a neighborhood recreation club. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams to individual and institutional clients, managing approximately $13.45 billion in client assets across about 208 advisors. The firm offers a broad range of investment products and specialized services while overseeing advisor recommendations within approved product menus.

Nancy Tuininga is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 66 credentials and having 25 years of industry experience. She has been with Kestra since 2014 and is involved as a consultant providing investment, insurance, and financial planning services through an independent outside RIA. Kestra Private Wealth Services, LLC offers investment advisory services via a network of independent advisors and multi-advisor teams to individuals and institutions, managing approximately $13.45 billion in client assets. The firm supports a broad range of investment products and specialized offerings, while overseeing advisor recommendations within an approved product menu.

Madeline Mason is a Series 65-licensed financial advisor at 49 Financial with one year of industry experience. She previously worked at Savrick, Schumann, Johnson, McGarr, Kaminski, & Shirley, LLP and Fragomen, Del Rey, Bernsen & Lowery. Outside of advisory work, she acts as a licensed insurance agent. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy grounded in Modern Portfolio Theory and offers tiered fractional family office services for high-net-worth clients.