Michael Talley is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 43 years of industry experience. He has been with Cambridge since 2005. Outside of his advisory role, he is also an independent insurance agent for various insurance companies. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party strategies across multiple platform arrangements.

Dale Strasler is a CFP® and Series 66 registered financial advisor with Edward Jones, based in Panama City Beach, FL. He has 17 years of industry experience, all with Edward Jones since 2009. Outside of his advisory role, Strasler serves as president of Family Investment LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Filippi is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and having 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory work, he leads and moderates discussions on current foreign policy topics for the Encore Life-long Learning program at Gulf Coast State College. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Scott Anderson is a Financial Advisor with Merrill Lynch Wealth Management. He follows a disciplined process that begins with getting to know clients, their families, financial situations, and priorities. Scott is committed to building and maintaining strong relationships to help clients focus on their overall financial picture and make important financial decisions. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and is recognized as a Personal Investment Advisor (PIA). Scott earned his Bachelor's Degree from Southern Methodist University. His approach centers on providing personalized advice and guidance tailored to each client's unique circumstances.

Thomas O'mera is a financial advisor with Merrill, holding a Series 66 designation and 20 years of industry experience. His work history includes roles at both Merrill and Bank of America, N.A. He is based in Panama City Beach, FL. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ashley Vasquez is a financial advisor with Edward Jones, holding a Series 66 designation and over two years of industry experience. She has been with Edward Jones since 2015. Outside of advising, she volunteers as a poll worker with the Bay County Supervisor of Elections in Panama City, FL. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a broad network of nearly 24,000 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Shannon Parker is a financial advisor with Wells Fargo Clearing in Panama City, FL, holding a Series 66 credential and nine years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent a year with Raymond James Financial Services. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kelly Bonner is a CFP® professional with 25 years of industry experience, currently with Wells Fargo Clearing since 2016. Prior to that, she worked at Wells Fargo Advisors LLC for seven years. She is based in Panama City, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Arthur Zediker II is a financial advisor with Wells Fargo Clearing in Panama City, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining Wells Fargo in 2018, he worked at National Healthcare Corporation for one year. He serves as treasurer for Northstar Church in Panama City, assisting with operations and budgeting. Wells Fargo Advisors provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support its investment approach.

John Hodges III is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Wells Fargo Advisors, and Morgan Stanley. He also serves as a vice president private banker at Capital City Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with technology-driven tools and a broad array of non-advisory financial products.

Joseph Mccurley is a financial advisor with Wells Fargo Clearing in Panama City, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including prior roles at Wells Fargo Advisors LLC and A. G. Edwards & Sons, Inc. Outside of his advisory work, he owns a company named CURLEY MAC, LLC, and works as a rideshare driver for Lyft. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party providers.

Jared Burleson is a CFP® with 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Panama City, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both non‑discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options, to meet plan objectives and risk tolerances.

John Perez Sanchez is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' personal priorities and developing strategies to help them pursue their financial goals. He provides guidance on a range of topics including general investing, retirement planning, and saving for unforeseen circumstances. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and a Personal Investment Advisor (PIA). John earned his Bachelor's Degree from Valdosta State University. He is bilingual in English and Spanish, which allows him to serve a diverse client base.

John Keating is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 32 years of industry experience. His prior roles include positions at Oppenheimer & Co. Inc, Moors & Cabot, Merrill, Banc of America Investment Services, and RBC Capital Markets. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, supported by a broad platform of advisory and non-advisory financial products.

Phil Donahue is a financial advisor at Primerica Advisors with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 1983. Outside of his advisory role, he is involved in referrals for home security and automation products through a Primerica affiliate. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Steven Seward is a financial advisor with Cambridge Investment Research Advisors in Panama City Beach, FL, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and has longstanding affiliations with The Financial Planning Center and Cambridge Investment Research, Inc. Outside of advisory work, he owns LifePoint Financial Solutions, an insurance agency. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing various portfolio management approaches and platform arrangements tailored to client objectives.

Taylor Lamb is a Series 66-credentialed financial advisor with one year of industry experience, currently affiliated with Cetera. His prior work includes roles at RED Creative Group, Position Music, and full-time education. Lamb is involved with multiple wealth management entities within Cetera, including 30A Wealth Management and ATL Global Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and program structures.

Norbert Rudek is an independent financial advisor based in Panama City, FL, with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Portfolio Income Advisers, Inc. since 2003.