Eric Carlson is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise since 2018 and previously worked at Investment Professionals, Inc. for nine years. Carlson operates a consulting business, EC Consulting LLC, which serves as a payroll entity related to his contractor status with Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored written recommendations and ongoing retirement-income planning focused on income reliability and tax-aware withdrawal strategies.

Kathy Cunningham is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Raymond James since 2013. Outside of her advisory role, she is a partner in Cunningham Cabins, a family business involved in property management. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and nonprofit organizations. The firm offers financial planning, advisory programs, and institutional consulting, utilizing a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Bradley Coonfield is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at PFS Investments Inc. and Primerica Financial Services since 2019, as well as positions at Home Depot and Walmart. Outside of advising, he is an independent contractor for Kynect Energy and is involved in sales of non-investment home-related products through affiliates of PFS Investments Inc. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-based strategies and discretionary account options supported by third-party custodians and overlay managers. The firm operates at scale with approximately 3,987 advisors and $15.5 billion in assets under management.

Emily McGovern is a Financial Advisor with the McGovern, O'Dell & Associates team at Merrill Lynch Wealth Management. She provides personalized financial strategies and long-term planning to individuals, families, and business owners, focusing on areas such as executive compensation, equity compensation services, family wealth management, legacy planning, retirement planning, and portfolio management services. Emily graduated Magna Cum Laude from Auburn University with a Bachelor's Degree in Finance. She began her career in Dallas, Texas, gaining industry experience with Goldman Sachs and Alliance Bernstein before joining Merrill Lynch. She holds various FINRA registrations, including Series 7, Series 63, Series 66, and SIE, and is designated as a Personal Investment Advisor (PIA). Emily is a member of the Auburn University Alumni Association and Phi Mu Sorority, and participates in the community through Impact100 of Northwest Florida. Outside of her professional duties, Emily enjoys boating, fishing, gardening, pickleball, reading, scuba diving, traveling, and spending time with family and friends.

Jonathan Woodham is a financial advisor at Cetera with one year of industry experience. He holds the Series 66 designation and has prior experience at Regions Bank, Wells Fargo Advisors, and Stifel, Nicolaus & Company. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party investment options.

Samantha Hoffstatter is a financial advisor at Edward Jones with five years of experience at the firm and holds a Series 66 designation. Prior to joining Edward Jones, she worked at Hendrick House Calls for seven years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment options supported by a large network of financial advisors and branch offices nationwide.

Martin Robbins is a financial advisor with Ameriprise in Destin, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior work includes roles at Wells Fargo Advisors and First Command Advisory Services. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and employs algorithmic automation overseen by a dedicated committee to generate tailored recommendations.

Troy Wagnon is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He has previously worked with Wells Fargo Clearing, Wells Fargo Advisors LLC, and A. G. Edwards & Sons, Inc. He holds the Series 63 designation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services, including specialized advisory areas such as business-owner transition and special-needs planning. The firm uses proprietary research and tools to develop tailored recommendations, offering a broad planning menu to clients who meet certain net-worth criteria.

Christopher Sutherland is a CFP® professional with 21 years of experience in the financial services industry. He has held roles at LPL Financial since 2021, and previously worked at Bank of America and Merrill from 2013 to 2021, as well as Equitable Advisors in 2012-2013. In addition to his work at LPL, he provides investment advisory services through TSFG, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by technological tools and extensive non-advisory services.

Draylen Mc Grew is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to Merrill, he held positions at Bank of America and Regions Bank. Outside of his advisory role, he streams video games on Twitch as a hobby that generates additional income. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of client types including individuals, high-net-worth clients, and institutional investors.

Claiborne Morton III is a financial advisor with Raymond James Financial Services Advisors, Inc. in Miramar Beach, FL, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has been with Raymond James since 2009. Morton is the managing partner of Direct 401k, LLC, a fintech firm providing technology solutions for the qualified plan marketplace, and also leads Team SCM Advisors, Inc., a consulting and fintech support entity. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and provides access to institutional consulting, portfolio management, and specialized municipal and public-finance advisory services.

Evelyn Kearney is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in delivering comprehensive wealth management strategies that are tailored to the individual goals and needs of her clients. Evelyn's approach begins with understanding each client's full financial picture and creating flexible strategies that adapt to changing market conditions. She offers access to the investment insights of Merrill as well as the banking services of Bank of America to support various financial aspects of her clients' lives. Evelyn's expertise includes college education planning, employee benefits planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. She holds a Bachelor's Degree from Averett College and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Raised in Texas, Evelyn is family oriented and spends her off hours running, gardening, fishing, and spending time with her family. Committed to community involvement, she follows Merrill's tradition of participating in the communities served by volunteering with local organizations.

John Suess is a financial advisor at Stifel with 27 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2014 and holds Series 63 and Series 66 designations. Outside of his advisory role, he serves as a board member and secretary for The Bob Emig Foundation, a charitable organization supporting youth sports and education. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is guided by proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Cathleen Brock is a CFP® professional with 32 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Paulo Manisck is a financial advisor with UBS Financial Services in Miramar Beach, FL, holding a Series 63 designation and 35 years of industry experience. He has been with UBS since 1991. Outside of advising, he serves as secretary for a dental corporation in Texas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines wealth management services with institutional trading capabilities and offers a broad range of financial products and services.

Reginald Hoddinott is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 40 years of experience in advising and investing. Since August 1981, he has helped clients plan for their futures by providing guidance and developing personalized financial strategies aimed at achieving their long-term goals. His expertise covers a wide range of client needs including college education planning, divorce transition planning, services for endowments, foundations, and non-profits, international wealth management, liquidity management, managing new wealth, philanthropic planning, special needs planning strategies, tax minimization, and retirement income. Reginald holds a Bachelor's Degree from Southeastern Louisiana University and the professional designation of Personal Investment Advisor (PIA). In addition to his professional work, Reginald is engaged in community service, volunteering with organizations in the communities he serves. Outside of work, he enjoys boating, golfing, spending time with his family, and traveling.

Donald Hawkins is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory work, he serves as a trustee for a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutions through a broad planning menu tailored to clients meeting net-worth thresholds.

Kimberly James is a financial advisor with Morgan Stanley in Destin, FL, holding a Series 66 designation and bringing 23 years of industry experience. Her career includes 20 years at Merrill Lynch, Pierce, Fenner & Smith Inc., one year at Bank of America, N.A., and four years with Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, emphasizing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and corporate financial planning agreements.

Connor Larson is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Charles Schwab & Co., Inc. He previously worked at Vanguard in various roles from 2021 to 2026 and has experience outside finance in hospitality and education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Gustavo Gonzalez is a financial advisor with Primerica Advisors in Santa Rosa Beach, FL, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has been with Primerica Financial Services and PFS Investments Inc. since 1999. Outside of advisory work, he has involvement with Freedom Hierarchy, LLC, an investment-related entity formed for Primerica business purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure rather than fixed fees.