Timothy Lewis is a financial advisor with Cetera based in Tucson, AZ, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera since 2021 and previously at Edward Jones from 2015 to 2021. Lewis is also involved with Wilde Wealth Management Group and JRS Wealth Management Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with various program options and custodial relationships.

Bryn Henderson is a CFP® with 16 years of industry experience and has been with Edward Jones since 2009. He is based in Oro Valley, AZ, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including tax-efficient services and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Tuong Vy Moats is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at BBVA Securities Inc. and JPMorgan Chase Bank. Outside of her advisory role, she supports a family-owned power washing business in an administrative capacity. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm employs quantitative asset-allocation modeling combined with centralized due diligence and integrates an ESG eligibility framework in its recommendations.

Katrina Bargas is a financial advisor with LPL Financial, holding a Series 66 designation and bringing five years of industry experience. Her prior roles include positions at CUNA Mutual Group, CUNA Brokerage Services, Inc., and Vantage West Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Carl Maes is a financial advisor at Edward Jones in Tucson, AZ, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at AXA Advisors, LLC and The Rising School. Maes has been with Edward Jones since 2017. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Craig Cole is a financial advisor with LPL Financial, holding the ChFC® and Series 63 designations and bringing 43 years of industry experience. His prior roles include extensive tenures at Metlife Securities Inc. and Mass Mutual Investors Services. He is also the owner of Craig A. Cole, LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

Benjamin Fernandez is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His career includes positions at BBVA Securities Inc., BBVA Compass Insurance Agency Inc., and Greenberg Financial Group. Outside of his advisory work, he serves as president of a nonprofit supporting military personnel and participates as a civic leader in the Air Force Sustainment Center Civic Leader Program. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, with access to various program structures and third-party managers across discretionary and non-discretionary accounts.

Sheryl Hall is a CFP® professional with 40 years of industry experience, currently serving as an advisor at Cetera since 2024. She has held roles at Cetera Advisors LLC and First Allied Advisory Services, and she owns Hallmark Financial LLC, a financial services firm focused on financial planning, portfolio management, and insurance. Hall is also involved in community activities, including volunteer work with the Oro Valley Church of the Nazarene missions board and serving on the committee of Rockin' 4 Heroes, a nonprofit that raises funds for education benefiting first responders and military families. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large national network of independent advisors, offering a range of portfolio management, financial planning, and retirement services to individual, employer-sponsored, corporate, charitable, and institutional clients. The firm provides access to multiple investment programs and third-party managers through a multi-manager platform.

Mikhail Balakirskiy is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and nine years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and Bank of America, N.A., including Merrill, before his current role. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Robert De Grood is a Series 66-licensed financial advisor with LPL Financial, bringing 25 years of industry experience. Prior to joining LPL in 2021, he spent 20 years at Waddell & Reed and has experience working with various insurance carriers. Outside of his advisory role, he serves as a high school basketball coach at Pusch Ridge Christian K-12 in Tucson, Arizona. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions through a large network of advisors, utilizing model portfolios, third-party subadvisors, and technology-driven operational tools.

Michael Morris is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has held roles at multiple firms including Avantax Insurance Agency, Pinnacle Accounting Inc, and Piper Accounting. Outside of his advisory work, Morris is involved in tax preparation and accounting through Pinnacle Accounting Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Thomas Moher is a financial advisor at Edward Jones with 32 years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Ameriprise, Mariner Wealth Advisors, Raymond James & Associates, and Morgan Stanley Smith Barney. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a large network of financial advisors and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Joseph Easaw Jr. is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Primerica Advisors since 1995 and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and selective separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors.

Robert Edwards is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 65 designations and 24 years of industry experience. He previously worked at Planmember Securities Corporation for 11 years and has been self-employed under Jeff Edwards for 17 years. Outside of his advisory role, he is involved with Super Health Pioneers, LLC, a direct sales business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing substantial discretionary assets.

Kirsten Dawson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has held positions at Wells Fargo Bank, CIT Bank, Bank of the West, BMO Harris Bank, and Mission Federal Credit Union. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisors, such as insurance-related vehicles and bank deposit sweep options.

Brandon Rinker is a financial advisor with Merrill in Tucson, AZ. He holds a Series 66 designation and has been in the industry for less than one year. His prior work experience includes multiple roles at Carmax and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Thomas Mc Connell is a financial advisor with Edward Jones in Oro Valley, AZ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Merrill Lynch and self-employment periods before joining Edward Jones in 2022. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutional investors, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment advisory programs and affiliated services under a fiduciary standard.

Pablo Sandoval is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Merrill, PNC Financial, and BANK of AMERICA. Outside of his advisory role, he owns Bring the Entertainment LLC, a DJ services business for private events. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Jeffrey Belokin is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Woodbury Financial Services and Questar Capital Corporation. He is also involved as an insurance agent specializing in fixed, life, disability, and long-term care insurance. OSAIC serves a diverse client base ranging from individual investors to institutions and offers integrated brokerage and advisory services through a large network of financial advisers. The firm employs a range of asset-allocation tools and third-party platforms to construct portfolios across various asset classes, managing accounts on both discretionary and non-discretionary bases.

Tyler Bennett is a Series 66-licensed financial advisor with Edward Jones, based in Tucson, AZ. He has five years of industry experience, including roles at Merrill Lynch/Bank of America and CarMax. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.