Julie Culberson is a financial advisor with Morgan Stanley in Ridgeland, Mississippi, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley since 2014. Outside of her advisory role, she is involved in the restaurant industry as an employee of Buffalo Wild Wings in Flowood, Mississippi. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Wendy Jacobs is a financial advisor at Merrill with 28 years of industry experience. She has held her current position at Merrill since 1995. Jacobs holds Series 63 and Series 65 credentials. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Walton is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Raymond James Financial Services since 1986 and with Raymond James Financial since 2009. Walton also serves as trustee and trust advisor for multiple family trusts and acts as executor for family estates. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses analytical tools to tailor non-discretionary planning and consulting to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Julie Grice is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 31 years of industry experience. She previously worked at Stephens for 14 years before joining Raymond James & Associates in 2023. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Thomas Guillot Jr. is a Series 63-licensed financial advisor with Morgan Stanley, bringing 35 years of industry experience. He has held positions at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 1998. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Paul Rice is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2014. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions.

Charles Bourne is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 10 years of industry experience. He has been with Raymond James & Associates in various capacities since 2016. Bourne serves on the finance and investment committee of the Louis Wilson Student Managed Fund at Millsaps College, providing feedback to students on stock presentations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ward Vanskiver Jr. is a financial advisor with Raymond James Financial in Madison, MS, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Raymond James Financial Services, Inc. since 1999 and operates Van Skiver Financial Services, LLC. Outside of advising, he is the managing member of Van Skiver Farms, LLC, a family agricultural partnership. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and utilizes analytical tools to support client goals, with specialized services in municipal and public finance.

Michael Zito Jr. is a financial advisor at Raymond James Financial with 36 years of industry experience. He has worked at LPL Financial for 14 years and holds Series 63 and Series 65 designations. Zito is also Vice President and Advisor at Trustmark Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning supported by analytical tools and has specialized municipal and public-finance capabilities.

William Parker is a financial advisor with Raymond James & Associates holding a Series 66 designation. He has been with the firm since 2023 and previously worked at Designer Shoe Warehouse from 2022 to 2023. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, providing financial planning, investment consulting, and institutional fiduciary services.

John Sumner Jr. is a financial advisor with Morgan Stanley in Ridgeland, MS, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets from 2000 to 2009. Outside of advising, he manages a family-owned land operation for pine tree cultivation and hunting leases that has been in his family for over 30 years. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by structured discovery tools and firm-developed modeling techniques.

Timothy Reid is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, following three years at Citigroup Global Markets. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques such as Monte Carlo simulations to support its financial planning services.

Samuel Jew is a financial advisor with Wells Fargo Clearing in Ridgeland, MS, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a range of investment options, including insurance-related vehicles and bank deposit sweep programs, serving plan objectives and risk tolerances while acting as an ERISA fiduciary.

David Cade is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, as well as previous roles at Citigroup Global Markets and LPL Financial. Outside of his advisory work, he is involved as the owner of a farm business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through financial advisors as well as under corporate financial planning agreements.

Heather Haik is a financial advisor with Edward Jones in Ridgeland, MS, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. She has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Douglas Rule is a financial advisor with Morgan Stanley in Ridgeland, Mississippi, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley since 2009 and is also associated with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment models to support its services.

Gregory Gussio is a financial advisor at Raymond James Financial with nine years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at LPL Financial, Trustmark Bank, The Fig Group, LLC, and River Heritage Homes Inc. Outside of his advisory role, he has been involved with River Hills Enterprises, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and consulting supported by analytical tools and also provides specialized municipal advisory and SIMPLE IRA Employer Advisory services.

Gabriel Godbold is a financial advisor with LPL Financial in Ridgeland, MS, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked with Renasant Bank since 2018 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors. In addition to his advisory role, Godbold serves as Market President for Renasant Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions with a range of financial planning and asset management solutions.

Jennifer Walley is a financial advisor with Morgan Stanley, holding a Series 66 designation and eight years of industry experience. She previously worked at LPL Financial LLC, Trustmark National Bank, and Bank of America, among other firms. Outside of finance, she had a brief role with Fuzzy's Taco Shop in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs with an emphasis on tailored financial planning supported by firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through various financial planning and investment strategies.

Brendan Berry is a financial advisor with Morgan Stanley in Ridgeland, MS, holding a Series 66 designation. He joined Morgan Stanley in 2026 after four years at Mississippi Sports Medicine and Orthopedic Center and multiple years at Jackson Preparatory School. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, emphasizing structured financial planning supported by firm-approved tools and methodologies.