Michael Behner is a CFP® professional with 25 years of industry experience, currently serving at Nautilus Advisors LLC since 2010. He holds Series 63 and Series 65 licenses and is involved in individual and group health insurance activities. Nautilus Advisors, operating as NTLS Wealth Management, provides portfolio management, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, and charitable organizations. The firm uses a combination of fundamental, technical, and cyclical analysis, employing strategies such as trading and option writing, while allowing clients to impose reasonable investment restrictions on managed portfolios.

John Weinstein is a financial advisor at Decision Investments, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has worked at Decision Investments since 2012 and has a long tenure with Citigroup Global Markets Inc. dating back to 1998. Decision Investments serves individuals—including high-net-worth and non-HNW clients—as well as non-profit organizations and corporate plan sponsors. The firm provides discretionary portfolio management, financial planning, and retirement-plan consulting, employing an active, tactical asset-allocation strategy and offering specialized services such as ERISA 3(21)/3(38) retirement-plan support and structured investment product oversight.

David White is a financial advisor at WFA of San Diego with 14 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Wheelerfrost Associates, Inc. for nine years before joining WFA San Diego, LLC in 2020. WFA of San Diego is a fee-only registered investment adviser that provides wealth planning and investment management services to individuals, retirement plans, trusts, charitable organizations, and small businesses. The firm emphasizes asset allocation, third-party research, and individualized investment policy statements, offering both discretionary and non-discretionary portfolio management along with a range of planning services.

Alexander Heyman is a financial advisor at Heyman Investment Counseling LLC with a Series 65 designation and two years of industry experience. Prior to joining Heyman Investment Counseling, he worked at Mariner Wealth Advisors and Aggancio. Heyman Investment Counseling LLC is a small, state-registered advisory firm serving individuals, trusts, private foundations, and retirement accounts. The firm manages balanced portfolios primarily focused on large-cap equities with complementary exposure to international, small- and mid-cap equities, and fixed income, using a mix of fundamental, valuation, and technical analysis.

Daniel Laframboise is a financial advisor with DL Wealth Management Group in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He is co-founder of Axion Wealth Advisors and has previously worked at First Financial Equity Corporation. DL Wealth Management Group provides portfolio management services to individuals, high-net-worth clients, and pension or profit-sharing plans, utilizing a combination of fundamental analysis, modern portfolio theory, and quantitative and technical methods to tailor investment strategies across a broad range of asset classes.

Martin Johnson is a financial advisor with La Jolla Institute for Wealth Management, holding a Series 63 designation and 14 years of industry experience. He has operated Martin S. Johnson Inc., a life and health insurance agency, since 1993, serving as its president and licensed agent. Johnson has been with La Jolla Institute for Wealth Management since 1992. La Jolla Institute for Wealth Management provides personalized financial planning and investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs a core-and-satellite, strategic asset allocation approach using passive index funds and ETFs combined with selective active managers, managing approximately $41.9 million across a small client base.

Mark Young believes that wealth management is about more than just numbers—it’s about sleeping better at night. As the founder of Clearview Financial, Mark utilizes his dual expertise as a CPA and CFP® to strip away the complexity of financial planning, providing his clients with a clear, tax-efficient roadmap toward their goals. With a career spanning over 40 years, Mark has navigated every type of market cycle. This depth of experience allows him to offer a seasoned perspective that is rare in today’s fast-paced world, ensuring that every strategy is stress-tested for long-term success. His philosophy is simple: put the client’s interest above all else and focus on the “peace of mind” that comes from careful planning and rigorous review. A lifelong San Diegan, Mark is an alumnus of San Diego State University (’83) and Torrey Pines High School (’78). He and his wife are the proud parents of three adult children. When he is not in the office helping clients achieve financial freedom, Mark stays active on the pickleball courts, hiking local trails, or traveling the world with his family.

Juan Gomez is a financial advisor with Prime Capital Equities LLC in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has been with Prime Capital Equities since 2011. Prime Capital Equities LLC provides portfolio management services to individuals, charitable organizations, and retirement plan sponsors, combining fundamental and technical analysis with both long- and short-term trading strategies. The firm emphasizes plan-sponsor services and maintains formal referral relationships with ERISA 3(38) managers.

Victor Colley is a financial advisor at Prime Capital Equities LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes nearly two decades at Coldwell Banker Residential Realty. Outside of advisory work, he has been involved with AmWay and SELF since 1995 and maintains a longstanding affiliation with Charles Schwab & Co., Inc. Prime Capital Equities LLC provides portfolio management services to individuals, charitable organizations, and retirement plan sponsors. The firm combines fundamental and technical analysis in its investment approach and offers both discretionary and non-discretionary management, with a particular focus on ERISA-related services for plan sponsors.

Christina Hammann is a CFP® with 11 years of industry experience. She has worked at Carter Financial, LLC since 2019 and previously held roles at Charles Otto Gillespie dba Litton Financial and LPL Financial. She holds a Series 66 license and is based in La Jolla, CA. Carter Financial, LLC provides discretionary portfolio management and standalone financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a fundamental analysis and multi-style asset allocation approach, focusing on ETFs and mutual funds while utilizing individual securities and options as appropriate.

Vincent Willyard is a CFA® charterholder with nine years of experience in the financial industry. He is a principal at Evolution Global Advisors, LLC, where he has worked since 2017. Outside of his advisory role, he serves on the board of Luna Grill, a restaurant in San Diego, providing strategic guidance. Evolution Global Advisors provides discretionary investment management primarily to high-net-worth individuals, trusts, estates, charitable organizations, businesses, and institutional clients. The firm focuses on foreign equity investments, including ADRs and emerging markets, using fundamental, technical, and quantitative analysis to target above-market, risk-adjusted capital appreciation.

Mari Fries is a CFP® professional affiliated with ProsperiTea Planning in San Diego, CA, with one year of experience in financial advising. Her background includes tax preparation and advisory roles, notably at H&R Block for 14 years and as owner of Lead Turn Consulting. ProsperiTea Planning serves individuals and families with holistic financial planning, discretionary portfolio management, and integrated tax services. The firm combines investment advice with tax preparation under separate engagements, using a structured investment process and a fixed annual retainer model.

Benjamin Koala is a CFP® and PFS™ with 11 years of experience in financial advisory and related fields. He is the CFO and one-third owner of Koala Financial, where he also manages tax preparation and accounting services. Koala serves as a finance officer in the Air National Guard and holds leadership roles in the Chula Vista Rotary Club, including President of its nonprofit foundation. He is also the owner of Koala Law PC, a law firm providing legal services alongside his financial practice. Koala Financial offers investment advisory services primarily to individuals and high-net-worth clients, incorporating pension consulting and written financial planning. The firm combines accounting, tax, legal, insurance, and real estate services, employing a multifaceted investment approach that includes discretionary portfolio management and various analytical methods.

Matthew Cobas is a CFP® and holds the Series 66 designation with 10 years of industry experience. He has worked at several firms including Mariner Wealth Advisors, Origin Investment Advisory LLC, and Wells Fargo Advisors before joining Kaiyo Wealth LLC, where he has been since 2021. Kaiyo Wealth LLC provides discretionary portfolio management and tailored financial planning for individuals, high-net-worth clients, and charitable organizations. The firm’s investment approach is based on modern portfolio theory and long-term trading, incorporating margin and options strategies and occasionally using outside managers to implement specific allocations.

Eric Sigdestad is a CFP® professional with 20 years of industry experience, currently serving as the sole advisor at Simplifi, Inc. He has led the firm since 2010, including its previous iteration as Sigdestad Financial, Inc. Located in San Diego, CA, he holds Series 63 and Series 65 licenses. Simplifi, Inc. provides customized investment management and financial planning primarily to individuals and high-net-worth clients, managing approximately $251.5 million in discretionary assets across nearly 300 client relationships. The firm emphasizes asset allocation and diversification using mutual funds, ETFs, individual securities, and incorporates human oversight alongside artificial intelligence for operational efficiencies.

Carl Wiese is a CFA® charterholder and Series 63 licensee with seven years of industry experience. He has been with GROW Funds LLC since 2015 and serves as an adjunct professor at the University of San Diego, teaching courses on Ethics and Financial Markets and Institutions, Financial Management, and Introduction to Hedge Funds. GROW Funds LLC provides discretionary investment management to individuals, pension and profit-sharing plans, businesses, and institutional clients, managing both separately managed accounts and privately offered funds. The firm employs a bottom-up, fundamental small-cap long/short research process and offers performance-based compensation arrangements along with detailed investor reporting.

Allen Trim is a CFP® with 15 years of industry experience and has been with Blue Summit Wealth Management since 2018. Prior to joining Blue Summit, he worked at Cetera Advisors and held a strategy management role at ResMed, a medical device manufacturer. Outside of his advisory work, Trim has experience managing a vacation rental business. Blue Summit Wealth Management serves individual clients, including high-net-worth households, qualified retirement plans, and private trusts. The firm provides comprehensive financial planning and discretionary portfolio management with an emphasis on sustainable investing and pension consulting.

Denisse Arebalo is a financial advisor at Pacific Canyon Investments with seven years of industry experience. She holds the Series 66 designation and has worked at Bay Street Capital Holdings and TD Ameritrade prior to joining Pacific Canyon Investments. Pacific Canyon Investments serves individuals, families, institutional clients, and plan sponsors, offering financial planning, asset management, and institutional advisory services. The firm’s investment approach blends a focus on disruptive innovation with value-based fundamental analysis and employs strategies including equity holdings and option tactics, alongside customized educational seminars for clients.

Laurie Itkin is a financial advisor at Coastwise Capital Group, LLC with 13 years of industry experience. She holds a Series 65 designation and is the founder of two non-investment-related ventures, The Options Lady, focused on education, and Rouge Government and Public Affairs, specializing in public affairs, both based in San Diego. Coastwise Capital Group advises individuals, including high-net-worth clients, as well as corporations, trusts, estates, and charitable organizations. The firm offers discretionary portfolio management alongside financial planning and consulting, utilizing a range of investment instruments guided by clients’ objectives and risk profiles.

Daniel Mauser is a financial advisor at Cosmos Wealth, LLC with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Rely Wealth Partners, LLC, TRU Independence Asset Management 2, LLC, and Investment Placement Group. Cosmos Wealth is a newly formed SEC-registered investment adviser offering discretionary portfolio management, integrated financial planning, and project-based hourly consulting. The firm employs a multi-dimensional investment approach that includes fundamental, technical, and trend-following analyses, and provides both comprehensive planning and individual portfolio management services.