Charlie Lowenberg is a financial advisor at Integrated Wealth Concepts LLC with one year of experience. He has worked at Soren McAdam LLP since 2002. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, using customized portfolios with mutual funds, ETFs, equities, and fixed income, and employs a primarily long-term investment approach.

Akshaya Sheth is a financial advisor with Eagle Strategies (NY Life) based in Riverside, CA, holding the ChFC® designation and Series 63 and 65 licenses. Sheth has 36 years of industry experience, having worked with Eagle Securities LLC since 2008 and with New York Life Insurance Company and Nylife Securities LLC since 1989 and 1990, respectively. Outside of her advisory role, she serves as Chairman of the Board for the Hindu Society of Inland Empire and is a director at Om Foundation Inc., a charitable religious and cultural organization. Eagle Strategies serves individual and institutional clients with financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers tailored advice across multiple program types and works extensively with defined contribution and defined benefit plans, charitable organizations, and corporate clients, managing a significant portion of assets on a non-discretionary basis.

Jack Knight is a financial advisor with Eagle Strategies (NY Life) based in San Bernardino, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 38 years of industry experience, including over 28 years with Eagle Strategies and extensive tenure at New York Life Insurance Company and Nylife Securities LLC. Outside of advising, he owns a website serving military veterans to help them connect, and he serves on the board of a homeowners association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individuals, institutional sponsors, and corporate clients. The firm offers multiple program types and emphasizes tailoring advice to client objectives, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Collins Jones is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has been with Valic Financial Advisors since 2010 and also works as an Uber driver on weekends and evenings. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, and supports corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Darren Gunnell is a financial advisor with Eagle Strategies (NY Life) in Riverside, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked with Eagle Strategies since 2018 and has been affiliated with New York Life Insurance Co. and Nylife Securities, LLC since 2009 and 2010, respectively. Outside of advisory services, he is also appointed as an insurance broker with outside carriers for non-registered insurance products. Eagle Strategies serves a diverse client base including individuals, institutional investors, and plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm operates a large network of affiliated advisors and emphasizes tailored solutions delivered through multiple program types, managing primarily non-discretionary assets under an integrated New York Life affiliate structure.

Juan Garcia is a financial advisor at Empower Advisory Group with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with several firms including GWFS Equities, PNC, and BBVA Compass Insurance Agency. Outside of his advisory role, he is a licensed notary public in Riverside, California. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to IRA and retail brokerage clients. The firm’s approach emphasizes long-term portfolio returns and integrates with Empower’s recordkeeping and administrative platforms.

Patrick Ryan is a financial advisor with Eagle Strategies (NY Life) in Redlands, CA, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has been affiliated with Eagle Strategies since 2019 and has also worked with Nylife Securities, LLC and New York Life since 2012 and 2011, respectively. In addition to his advisory work, Ryan is licensed as an insurance broker for non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types tailored to client objectives and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ryan Mayer is a financial advisor with VOYA Financial Advisors, Inc. He holds Series 63 and Series 65 designations and has 15 years of industry experience. Mayer has been with VOYA Financial Advisors since 2014 and is also involved with Shared Insurance Solutions, where he sells and services health, life, and annuity insurance products. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate offering financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm utilizes both discretionary and non-discretionary account management, combining in-house and external strategies supported by technology-enabled tools.

Kristina Bell Taylor is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with VOYA Financial Advisors since 2014 and previously worked at Voya Financial Partners, LLC and Cetera Wealth Services, LLC. Outside of her advisory role, she owns a commercial cleaning franchise business. VOYA Financial Advisors, Inc. is an enterprise-scale firm offering financial planning, portfolio management, and retirement advisory services to individuals, institutions, and corporate clients. The firm combines in-house and external strategies, utilizing technology and both discretionary and non-discretionary account management to serve a diverse client base.

Darlene Pachot is a financial advisor with VOYA Financial Advisors, Inc. She holds Series 63 and Series 65 licenses and has 29 years of industry experience. Before joining VOYA in 2014, she has also been affiliated with UCLA since 1999. Pachot serves as a visiting preacher, engaging in public speaking in that role. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that provides financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm utilizes investment policy statements, model portfolios, and technology-enabled tools to deliver tailored investment solutions, managing a large proportion of assets on a non-discretionary basis.

Benjamin Sturkie is an advisor with Valic Financial Advisors in Riverside, CA. He holds Series 63 and Series 66 licenses and has less than one year of industry experience. Outside of his advisory role, he is involved with Ojai Pizza. Valic Financial Advisors, Inc. is an SEC-registered investment adviser and FINRA-member broker‑dealer serving primarily U.S. individuals, including high net worth and ultra‑high net worth clients, as well as employer‑sponsored retirement participants. The firm employs discretionary unified managed accounts with multiple wrap programs and offers portfolio management and financial planning through a large network of advisors.

Giuseppe Vitulli is a financial advisor at Eagle Strategies (NY Life) with one year of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Eagle Strategies, he worked at NYLIFE Securities LLC and New York Life Insurance Company, and has experience in educational roles at the University of California, San Diego, and local schools. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a substantial portion of assets on a non-discretionary basis through an integrated structure with New York Life affiliates.

Bob Tan is a financial advisor at VOYA Financial Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with various entities affiliated with Voya Financial since 2007. In addition to his advisory role, he is an independent insurance agent. VOYA Financial Advisors, Inc. is an enterprise-scale firm providing financial planning, portfolio management, unified managed accounts, and retirement advisory services to individuals, institutional clients, and charitable organizations. The firm offers a broad product shelf through a large network of investment adviser representatives and combines in-house and external strategists with technology tools to manage primarily non-discretionary client relationships.

Erin Green is a financial advisor at Valic Financial Advisors with 11 years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill, UBS Financial Services, Stifel, and Agia. In addition to her advisory role, Erin is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

David Cockeram is a financial advisor with Valic Financial Advisors in Glendale, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Valic Financial Advisors since 2012 and also serves as an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Beneta Reynoso is a financial advisor at Centaurus Financial, Inc. with 40 years of industry experience. She has been with Centaurus since 2007. Outside of her advisory role, she serves as CEO of Empire Financial Benefits, Inc., and is involved in estate planning services through Epic Estate Plans and AmeriEstate Legal Plan, Inc. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning and portfolio management through platforms like CLASSIC Plus, employing various analytical approaches and both discretionary and non-discretionary arrangements.

Ian Ott is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 designations and four years of industry experience. He co-owns Warmen & James Private Wealth, a private entity facilitating securities, advisory, and insurance business. Ott has worked at several firms, including Royal Alliance Associates and Mountain West Financial. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $212 billion in client assets. The firm provides a broad platform including managed account programs, third-party asset manager access, retirement consulting, and custody services.

Jeffrey Beaulieu is a financial advisor with Eagle Strategies (NY Life) based in Riverside, CA, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. He has worked with Eagle Strategies since 2016 and has maintained ongoing roles with New York Life and Nylife Securities since 1994. Outside of his advisory work, he is a motivational speaker, delivering personal messages on positivity at New York Life meetings. Eagle Strategies serves a diverse client base, including individuals, institutions, and plan sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers a range of advisory programs and focuses primarily on non-discretionary asset management, operating within the integrated New York Life affiliate structure.

Violeta Mendez is a financial advisor with Voya Financial Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Voya since 2016 and previously worked at Valic Financial Advisors for 13 years. In addition to her advisory role, she is an independent insurance agent selling fixed insurance products. Voya Financial Advisors, Inc. is an enterprise-scale firm offering financial planning, portfolio management, and retirement advisory services to individuals, plans, charities, and corporations. The firm combines in-house and outside strategies with technology-enabled tools to deliver both discretionary and non-discretionary investment management through a broad network of advisors.

Sean Muhlstein is a CFP® professional with 20 years of experience in financial advising. He has been with VOYA Financial Advisors, Inc. since 2015 and previously worked at Wells Fargo Clearing. Outside of his advisory work, he is involved in fiction writing and community education on opera, delivering lectures with audio and video presentations. VOYA Financial Advisors, Inc. is an enterprise-scale firm serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and retirement advisory services through a large network of advisers, combining model portfolios and technology-enabled tools with both discretionary and non-discretionary account management options.