Julie Wilson is a financial advisor with Benjamin F. Edwards & Company, Inc. She holds Series 63, 65, and 66 licenses and has 31 years of industry experience. Her prior roles include positions at UBS Financial Services and Wells Fargo Clearing. Benjamin F. Edwards & Company is an integrated broker-dealer and registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management consulting, brokerage services, and certain M&A advisory services.

Joseph Pollak is a financial advisor with Benjamin F. Edwards & Company, Inc., holding a Series 63 designation and bringing 27 years of industry experience. He has worked at Benjamin F. Edwards since 2011, following prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension plans, charitable organizations, and corporations. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, investment management, brokerage, insurance products, and M&A advisory services.

Sandra Dittus is a Certified Financial Planner™ (CFP®) and Personal Financial Specialist™ (PFS™) with 11 years of industry experience. She is currently with Principal Financial Services and has previously worked at Raymond James Financial Services and Pinnacle Financial Partners. Dittus serves on several local investment committees, including the Jewish Federation of Greater Chattanooga and the Mizpah Congregation, and is Secretary/Treasurer of the Hamilton County Schools Fund for Excellence. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, and access to third-party money managers through various advisory and promoter arrangements.

Veronica Aaron is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She previously worked for Householder Group Estate & Retirement Specialists and LPL Financial from 2013 to 2024. Outside of her advisory role, she serves as trustee of the Kofoed Family Trust. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm’s investment approach combines strategic asset allocation with both passive and active management, supported by quantitative and fundamental research and an internal Investment Committee.

Christopher Ford is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 designations and bringing 40 years of industry experience. He has worked at SunTrust Advisory Services since 2016 and at SunTrust Investment Services, Inc. since 1996. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm implements advice through discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools to support manager selection and ongoing oversight.

Lemana Fermic is a Series 66 licensed financial advisor with Bankers Life Advisory Services, Inc., bringing two years of industry experience. Prior to joining Bankers Life Advisory Services, she held roles at Bankers Life Securities, Bankers Life & Casualty, and Primerica, with earlier work experience in the hospitality sector. She is also appointed as an insurance agent authorized to write Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves primarily mass-affluent and high-net-worth individuals, offering discretionary portfolio management, investment consulting, and retirement plan consulting. The firm integrates fundamental, technical, and cyclical analyses to create tailored asset allocations and manages portfolios across a broad range of securities with periodic reviews and rebalancing.

Sheila Brooks is a financial advisor at Hornor, Townsend & Kent, LLC with 12 years of industry experience. She holds a Series 66 designation and has previously worked at SouthBridge Capital Partners LLC, The Leaders Group Inc, Union Financial, Principal Life Insurance Company, Principal Securities Incorporated, and Axa Advisors, LLC. Brooks also works as an independent insurance agent. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered investment adviser and a FINRA-member broker-dealer, managing a significant portfolio of discretionary and non-discretionary assets while working with third-party asset managers.

Joseph Donnovin Jr. is a financial advisor with Benjamin F. Edwards & Company, Inc. He holds a Series 63 designation and has 44 years of industry experience. Prior to joining Benjamin F. Edwards in 2011, he worked at Wells Fargo Clearing and A.G. Edwards & Sons, Inc. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement plan consulting, and investment management consulting, utilizing both proprietary and third-party strategies.

Travis Poole is a CFP® professional with 18 years of industry experience, currently affiliated with Principal Financial Services. He previously worked at Northwestern Mutual for 15 years before joining Principal Securities Inc., Principal Life Insurance Company, and operating Poole Wealth Management since 2021. Outside of his advisory role, he owns an RV rental business and manages a seasonal vendor space and food sales operation during the world’s longest yard sale. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Charles Beech Jr. is a financial advisor at SPC with 24 years of industry experience. He holds the Series 66 designation and has been with SPC and Sigma Financial Corporation since 2006, following a year at Morgan Stanley DW Inc. His primary location is Chattanooga, TN. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, maintaining close affiliations with broker-dealers and insurance agencies.

Robert Berz is a financial advisor with Integrity Alliance, LLC in Chattanooga, TN, holding a Series 63 designation and over 56 years of industry experience. He has a long-standing career that includes ownership of Berz Financial Partners since 1960 and involvement with Kestra Advisory Services for nine years. In addition to advisory work, he owns an insurance firm, Bluffview Insurance Group, which advises clients on family and business protection strategies using life insurance products. Integrity Alliance serves a diverse client base including individual investors, corporations, and qualified retirement plans through a large network of over 300 advisors managing approximately $5.4 billion in assets. The firm offers a range of investment and financial planning services, utilizing both proprietary and third-party portfolio management platforms and supports advisors with both brokerage and advisory capabilities.

Shawn Schwarz is a financial advisor with Truist Advisory Services, holding a Series 66 designation and four years of industry experience. He has been with Truist Advisory Services and Truist Investment Services since 2019 and also has a concurrent affiliation with the University of Tennessee Chattanooga since the same year. Prior to joining Truist, he worked at SunTrust and held roles at the Bank of Nova Scotia and ABC Christian Book Store. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary and non-discretionary management and integrates multiple inter-affiliate resources to support its AMC Advantage manager-selection program.

Brianne Brucker Derveloy is a financial advisor at Carson Wealth with five years of industry experience. She holds a Series 66 designation and has worked at firms including Family Wealth Management Group, WCG Wealth Advisors, and LPL Financial. Outside of her advisory work, she serves as the non-employee treasurer and finance committee member for the Unitarian Universalist Church of Chattanooga. CWM, LLC is an SEC-registered investment adviser that manages approximately $50.6 billion through a network of over 650 advisors. The firm offers a range of services including discretionary asset management, financial planning, and retirement plan services, utilizing both fundamental and technical inputs to construct and monitor model portfolios.

Jeffrey Roberts is a CFP® and holds a Series 66 license with 12 years of industry experience. He has worked at Truist Advisory Services since 2016 and has been with Truist Bank since 2008. Based in Chattanooga, TN, he is part of a large enterprise advisory firm with a broad range of capabilities. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

James Belew III is a financial advisor at Morgan Stanley with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019. Prior to his career in finance, he held positions at Western Union, DISH Network, and Uber. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning programs and managing approximately $2.74 trillion in client assets. The firm employs structured planning processes and comprehensive investment and estate strategies.

Stacy Seeger is a financial advisor with Raymond James Financial Services Advisors, Inc. in Chattanooga, TN, holding Series 63 and Series 65 licenses and having 10 years of industry experience. She has worked at Raymond James and Pinnacle Financial Partners throughout her career. Outside of advising, she owns a Medicare insurance business and serves as Vice President at Pinnacle Asset Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, corporations, and institutions. The firm provides tailored non-discretionary planning and employs analytical tools to support client goals, while maintaining unique municipal advisory capabilities and specialized retirement plan consulting programs.

Keith Ware is a financial advisor with Edward Jones in Trenton, GA, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of investment advisory programs and maintaining approximately $1.01 trillion in assets under management through a nationwide network of more than 23,000 advisors and 15,000 branch offices.

Jacob Brigham is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones for 11 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Patricia Yell is a financial advisor with UBS Financial Services in Chattanooga, TN, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. She has been with UBS since 2009. Outside of her advisory role, she has served on the Sequatchie County School Board, participating in school governance and decision-making. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions tailored to clients’ goals and risk tolerances.

Anne Topping is a financial advisor at OSAIC with 15 years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services for seven years. Anne is involved in the sales and marketing of securities through her role at Scenic City Wealth, LLC. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm provides various portfolio construction tools and supports multiple advisory platforms, including third-party managed account solutions.