Mitchell Wallace is a CFP® with 20 years of industry experience, currently serving at J.P. Morgan Securities since 2012. He has also worked at JPMorgan Chase Bank, N.A. since 2008 and briefly with Wamu Investments, Inc. Outside of his advisory role, he is a property owner with interests in residential rental real estate. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers customized, non-discretionary advice through a select group of Wealth Advisors.

Melissa Miller is a Series 66-licensed financial advisor with Wells Fargo Advisors in San Luis Obispo, CA, bringing 14 years of industry experience. She has been with Wells Fargo and its affiliated entities since 2011. Outside of her advisory role, she is involved with the LT Michael "Peanut" Miller Memorial Foundation, where she participates in reviewing scholarship applications for a fire science scholarship, and she holds certification as a Divorce Financial Analyst through her separate consulting business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and divorce planning, and develops tailored recommendations using proprietary research and planning tools.

Jessica Yates is a financial advisor at Primerica Advisors with 10 years of industry experience. She holds the Series 63 and Series 65 designations. Her prior work includes roles with PG&E, San Luis Obispo County District Attorney, and San Luis Obispo County Sheriff’s Office. In addition to advisory work, she is involved in the sale of loan products and home security service referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by third-party asset managers and operates at scale with approximately $15.5 billion in assets under management.

Derek Johnson is a CFP® professional with eight years of industry experience, currently advising clients at LPL Financial. Prior to joining LPL in 2018, he worked at Wilmer Cutler Pickering Hale and Dorr and was affiliated with the San Francisco Forty-Niners. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

Ronald Vyse is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors. He serves as a board member of the Exit Planning Institute’s San Francisco Bay Area Chapter, focusing on networking within the business owner community. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Mark Harasym is a financial advisor with Ameriprise in San Luis Obispo, CA, holding a Series 66 designation and 11 years of industry experience. He is a partner at Gray & Harasym LLP, a tax preparation firm he has been involved with since 2011. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a centralized consulting team to deliver non-discretionary, research-based recommendations that incorporate tax-efficiency and adaptive withdrawal strategies.

Samantha Rodrigues is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their financial goals and builds personalized portfolio strategies to help them pursue those goals. Samantha provides ongoing advice and guidance, adjusting strategies as clients' needs evolve over time. Her areas of focus include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Samantha holds several professional designations, including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from The University of Arizona Global Campus. Outside of her professional work, Samantha enjoys camping, cooking, golfing, and spending time with her family.

Kyle Hunt is a financial advisor with Wells Fargo Clearing and holds a Series 66 designation. He has been with Wells Fargo Clearing since 2026 and has prior experience at Wells Fargo Bank since 2014. Outside of financial services, he has been involved with Heat Fitness since 2018. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, offering both brokerage and advisory solutions across a large national platform.

Jessica Tosti is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo since 2012 in various capacities. Outside of her advisory role, she owns and operates J. Tosti Farms LLC, a cattle and agriculture business in Lompoc, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party providers.

Christine Womack is a financial advisor at Raymond James Financial with over 30 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Raymond James Financial since 2001. Outside of her advisory role, she serves in a political capacity with the Los Osos Community Services District. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Tawnee Hosick Evers is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with Stifel Nicolaus & Co. since 2010. Outside of her advisory work, she serves as a board member of the Point San Luis Lighthouse, helping to restore and maintain the historic site. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methods developed by its Investment Strategy Group.

Joshua Rocha is a CFP® professional with six years of industry experience, currently serving as a financial advisor at LPL Financial since 2022. Prior to joining LPL, he worked at Wacker Wealth Partners, LLC for five years and has also served in the Army National Guard for eight years. Outside of his advisory role, he is involved with Adaptive Innovations Inc. in a non-investment-related capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of advisors.

Nancy Fairchild is a financial advisor with Wells Fargo Advisors based in San Luis Obispo, CA, holding Series 63 and Series 65 designations with 39 years of industry experience. She has been with Wells Fargo Advisors and its related entities since 2009. Fairchild is the owner of The Fairchild Group LLC, a financial planning practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research and planning tools to develop customized recommendations.

William Rasmussen is a financial advisor at Merrill with 19 years of industry experience and holds a Series 66 designation. He has worked at Bank of America, N.A. since 2011 and at Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a mix of model-based and discretionary investment strategies.

Joseph Brittingham is a CFP® with 29 years of industry experience, currently serving as a financial advisor at LPL Financial since 2013. He previously worked at Edward Jones for seven years. In addition to his advisory role, he is involved in nonprofit fundraising activities related to Virgin Unite and Premiere Live. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and a range of advisory and non-advisory financial services.

Deborah Garza is a financial advisor at Ameriprise with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2007. Outside of her advisory role, she owns ranch properties in California. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research, algorithmic tools, and ongoing advice to help clients manage dependable income and tax-aware withdrawal strategies.

Michael Favorite is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He previously worked at Cantella & Co., Inc. for over a decade before joining Cambridge in 2022. Outside of advising, he is president and owner of a business entity, Favorite Enterprises, and also works as an agent in insurance and benefits. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individual investors, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services delivered through independent financial professionals using both proprietary and third-party strategies, with multiple platform and custody options tailored to client objectives.

Melissa Jane is a financial advisor with Merrill in San Luis Obispo, California, holding a Series 66 designation and six years of industry experience. She has worked at Bank of America and Merrill since 2020 and previously was involved in small business operations including serving as President of Covered SLO LLC, a now inactive local customer service employment firm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, and institutions using model-based and discretionary strategies developed by internal and third-party managers.

Kyran Million is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, Merrill Lynch, Appfolio Inc., and Apple Inc. Edward Jones is a wealth management firm serving over four million individual and institutional clients with a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices.

Sam Rodgers is a CFP® professional with five years of experience at Charles Schwab, where he has worked since 2021. Prior to Schwab, he spent eight years with H&F Productions LLC/Hallmark Channel. He holds Series 63 and Series 65 licenses and is based in San Luis Obispo, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.