Cheryl Millard is a financial advisor at Merrill in San Luis Obispo, CA, with 43 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at both Merrill since 2005 and Bank of America since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, and charitable organizations. The firm is integrated into Bank of America’s broader platform, providing access to a wide set of products and services.

Colton Dahlenburg is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. His prior work includes roles at The AdvisoryOne Group, Tesla, SSD Alarm, and California State University - Long Beach. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Sarah Santana is a financial advisor with LPL Financial in San Luis Obispo, CA, holding Series 65 and Series 66 designations and 13 years of industry experience. Her prior roles include positions at Arete Wealth Management, Raymond James Financial Services, and Edward Jones. Santana serves on the boards of several nonprofits, including Orfalea College of Business, The Whealth Foundation, and Eight Ministries. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and nonprofits through a large network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and employs both discretionary and non-discretionary management with access to model portfolios and research.

Mitchell Wallace is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities since 2012. He has also been associated with JPMorgan Chase Bank, N.A. and Wamu Investments, Inc. since 2008. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering its programs on a non-discretionary basis.

Melissa Miller is a Series 66-licensed financial advisor with Wells Fargo Advisors in San Luis Obispo, CA, bringing 14 years of industry experience. She has been with Wells Fargo and its affiliated entities since 2011. Outside of her advisory role, she is involved with the LT Michael "Peanut" Miller Memorial Foundation, where she participates in reviewing scholarship applications for a fire science scholarship, and she holds certification as a Divorce Financial Analyst through her separate consulting business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and divorce planning, and develops tailored recommendations using proprietary research and planning tools.

Jessica Yates is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 designations and having nine years of industry experience. Her work history includes roles at PG&E, PFS Investments Inc., and San Luis Obispo County law enforcement and district attorney offices. She is also involved in the sale of loan products and home-related services through Primerica affiliates. Primerica Advisors manages a wrap-fee asset management program serving primarily individual investors as well as corporate and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and custody services, operating at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Derek Johnson is a CFP®-certified financial advisor with eight years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Wilmer Cutler Pickering Door and Hale and the San Francisco Forty-Niners. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research to support discretionary and non-discretionary management strategies.

Ronald Vyse is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors. He serves as a board member of the Exit Planning Institute’s San Francisco Bay Area Chapter, focusing on networking within the business owner community. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Jeffrey Brown is a CFP® professional with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He has prior experience with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where he has worked since 2001. Outside of his advisory role, he owns a small business that rents reusable moving boxes in San Luis Obispo, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menu.

Mark Harasym is a financial advisor with Ameriprise in San Luis Obispo, CA, holding a Series 66 designation and 11 years of industry experience. He is a partner at Gray & Harasym LLP, a tax preparation firm he has been involved with since 2011. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, using a centralized consulting team to deliver non-discretionary, research-based recommendations that incorporate tax-efficiency and adaptive withdrawal strategies.

Samantha Rodrigues is a Financial Advisor with Merrill Lynch Wealth Management. She works closely with clients to understand their financial goals and builds personalized portfolio strategies to help them pursue those goals. Samantha provides ongoing advice and guidance, adjusting strategies as clients' needs evolve over time. Her areas of focus include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Samantha holds several professional designations, including Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She earned a Bachelor's Degree from The University of Arizona Global Campus. Outside of her professional work, Samantha enjoys camping, cooking, golfing, and spending time with her family.

Kyle Hunt is a financial advisor at Wells Fargo Clearing with Series 66 credentials and no prior industry experience. He has been associated with Wells Fargo Bank since 2014 and operates a fitness business, Heat Fitness, since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and uses research and analytics to support its investment strategies.

Jessica Tosti is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked with Wells Fargo Advisors and Wells Fargo Bank NA. Outside of her advisory work, she owns and operates a cattle and agriculture business, J. Tosti Farms LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines broker-dealer and advisory solutions, leveraging research and analytics to support its investment offerings.

Christine Womack is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Raymond James Financial since 2001 and also serves in a political office with Los Osos CSD. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, supported by extensive research and a broad affiliate network.

Tawnee Hosick Evers is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with Stifel Nicolaus & Co. since 2010. Outside of her advisory work, she serves as a board member of the Point San Luis Lighthouse, helping to restore and maintain the historic site. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methods developed by its Investment Strategy Group.

Joshua Rocha is a CFP® professional with six years of industry experience, currently serving as a financial advisor at LPL Financial. His previous roles include positions at Wacker Wealth Partners, LLC, Cal Poly, and service in the Army National Guard. He is also involved with Adaptive Innovations Inc. outside of his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, and corporations, offering a range of advisory programs and financial planning services. The firm utilizes both discretionary and non-discretionary management strategies and incorporates research and technology such as machine learning in its investment approach.

Nancy Fairchild is a financial advisor with Wells Fargo Advisors based in San Luis Obispo, CA, holding Series 63 and Series 65 designations with 39 years of industry experience. She has been with Wells Fargo Advisors and its related entities since 2009. Fairchild is the owner of The Fairchild Group LLC, a financial planning practice. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients who meet a net-worth threshold, utilizing Wells Fargo research and planning tools to develop customized recommendations.

William Rasmussen is a financial advisor with Merrill in San Luis Obispo, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Merrill since 2009 and has also been with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm benefits from integration with Bank of America’s broader platform, providing access to a wide array of products and services.

Joseph Brittingham is a CFP® with 29 years of industry experience and has been with LPL Financial since 2013. He is based in Pismo Beach, CA, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in nonprofit fundraising activities related to travel and events for Virgin Unite and Premiere Live. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, retirement consulting, and brokerage services supported by research and model portfolios from LPL Research and third-party subadvisors.

Deborah Garza is a financial advisor at Ameriprise with 29 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2007. Outside of her advisory role, she owns ranch properties in California. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research, algorithmic tools, and ongoing advice to help clients manage dependable income and tax-aware withdrawal strategies.