Wayne Wilbanks is a CFA® charterholder with 35 years of industry experience. He is currently with Clearstead Advisory Solutions and was previously with Wilbanks, Smith & Thomas Asset Management LLC for 34 years. Outside of his advisory role, he is involved with a substance abuse facility in Florida as a member of Guest House Holdings LLC. Clearstead serves affluent private clients and institutional investors, offering comprehensive investment management, financial planning, tax services, and family office administration. The firm applies institutional investment disciplines across accounts and implements diverse strategies including mutual funds, ETFs, alternative investments, and a proprietary Direct Indexing approach.

Alexis Riddick is a financial advisor with Osaic Institutions, Inc., holding a Series 66 designation and two years of industry experience. Prior to joining Osaic Institutions, Riddick worked at BayPort Credit Union and CUSO Financial Services, LP. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm uses a hybrid adviser and broker-dealer structure, offering customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions.

Joseph King is a financial advisor with GWN Securities Inc. in Hampton, VA, holding Series 63 and Series 65 licenses and offering 14 years of industry experience. He has worked at several firms, including Ameritas Investment Corp. and CCF Investments, and currently owns Eudaimonia Enterprises Inc., a company focused on tax-related employer-sponsored plans. King serves on the board of Reflective Perspective Corp., a nonprofit providing relationship support and conflict resolution. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs, utilizing a mix of affiliated and unaffiliated sub-advisers, model portfolios, and financial planning. The firm employs asset allocation and Modern Portfolio Theory while maintaining tactical market-timing strategies in select legacy programs.

Kimberley Mcmillan is a CFP® professional with over 32 years of experience in financial advising. She has been with Davenport & Company LLC since 1998. Outside of her advisory work, she serves as Finance Chair on the Church Council of St. Michael Lutheran Church. Davenport & Company LLC serves individual and institutional clients, offering asset management, brokerage, public finance, and investment advisory services. The firm employs a team-based approach to portfolio management and provides a range of investment solutions including separately managed accounts, mutual funds, and fixed-income strategies.

Virginia Darden is a financial advisor at Cerity Partners LLC with a Series 65 credential and no prior industry experience. Before joining Cerity Partners in 2023, she spent several years in full-time education and was involved with Cavalier Land, Inc. Cerity Partners is an SEC-registered investment adviser serving a diverse client base, including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers a broad range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolio solutions.

Brian Bean is a financial advisor with Commonwealth Financial Network in Norfolk, VA, holding Series 63 and Series 65 licenses and with 34 years of industry experience. He joined Commonwealth in 2017 after brief tenures at WFG Advisors, LP and WFG Investments, Inc. Bean is also the owner of Milestone Financial BB, LLC, a private entity focused on securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $200 billion in client assets. The firm offers a broad suite of advisory support services, including managed-account programs, third-party asset manager access, and custody and clearing services.

Wickliffe Lyne Jr. is a financial advisor at Cerity Partners LLC with six years of industry experience. He holds a Series 65 designation and has previously worked at Palladium Registered Investment Advisors and Guggenheim Real Estate LLC. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm uses tailored asset allocation, manager selection, and quantitative screening alongside third-party managers and individual securities, and offers additional services such as retirement plan consulting, tax planning, and access to alternative and private-market investments.

James Bales is a financial advisor at Centaurus Financial, Inc. with 32 years of industry experience. He has been with Centaurus Financial since 2001 and holds Series 63 and Series 65 licenses. Outside of his advisory role, Bales serves on the board of Lifespire of Virginia, a faith-based continuing care community, and is a second alternate board member for the Poquoson Board of Equalization, which reviews property tax assessments. Centaurus Financial, Inc. provides advisory and brokerage services to a wide range of clients, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and other specialized services, employing both discretionary and non-discretionary arrangements with various analytical approaches.

John Jones is a financial advisor at Cerity Partners LLC with Series 65 and Series 66 credentials and two years of industry experience. His prior experience includes roles at Edward Jones, Strategic Wealth Management Solutions, CBRE, and Hayek Kallen Investment Management. Cerity Partners provides customized wealth management services to individuals, families, trusts, business entities, charitable organizations, and institutional investors nationwide. The firm emphasizes tailored asset allocation, manager selection, and periodic rebalancing using both proprietary quantitative tools and third-party managers.

Robert Douglas is a financial advisor at Truist Advisory Services with 14 years of industry experience. He holds Series 63 and Series 65 designations and has been with Truist Advisory Services since 2016 and Truist Investment Services since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools, to manage client assets and provide fiduciary support.

Carl Hess Jr. is a financial advisor at First Command Advisory Services with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with First Command and its affiliates since 2015. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and manage model portfolios with discretionary authority under Investment Management Agreements.

Sean Hingley is a financial advisor at Steward Partners Investment Advisory, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory role, he serves on the boards of The Marlin Club, the VMI Alumni Association audit committee, and the Broad Street Children's Foundation. Steward Partners Investment Advisory, LLC is an enterprise-scale registered investment adviser managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of portfolio management and financial planning services through both proprietary and third-party solutions.

Amanda Otto is a CFP® professional with nine years of industry experience. She currently works at Focus Partners Wealth, LLC and previously held roles at Buckingham Strategic Wealth, LLC and Wells Fargo Bank. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management services. The firm employs a long-term, tax- and fee-sensitive investment approach using a combination of active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Mary Natiello is a financial advisor at Truist Advisory Services with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Suntrust Advisory Services and Suntrust Investment Services since 1999. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program implemented through a mix of discretionary and non-discretionary approaches.

Connor Fanney is a financial advisor at Clearstead Advisory Solutions with nine years of industry experience. He previously worked at Wilbanks Smith and Thomas Asset Management, LLC, and Cantor Fitzgerald & Co. He holds Series 63 and Series 65 licenses. Clearstead serves affluent private clients and institutional investors, providing investment management, financial planning, tax planning, family office administration, and institutional consulting. The firm manages approximately $33.9 billion in assets and uses a disciplined investment approach incorporating portfolio analytics, manager research, and strategic asset allocation across various investment vehicles.

Christopher Ruggles is a financial advisor with First Command Advisory Services and holds Series 63 and Series 65 licenses. He has one year of industry experience and prior work history includes service at CarMax and a 22-year career with the U.S. Army, Department of Defense. Outside of advising, he owns RUGGALUFFAGUS PRODUCTIONS LLC, a digital content business focused on professional and leadership development through social media and online platforms. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Corey Sullivan is a financial advisor with Eagle Strategies (New York Life) based in Norfolk, VA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His career includes roles with New York Life Insurance Co. since 2012 and Nylife Securities LLC since 2013, alongside operating Mathas Financial Group LLC since 2019. Outside of his advisory work, he serves as a board member for Virginia Beach Project LifeSaver, a nonprofit focused on search and rescue efforts for individuals with cognitive disorders, and also acts as a Notary Public. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through an extensive network of investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, including advisory services connected to insurance and annuity products within an integrated New York Life affiliate structure.

Christopher Cruz is a financial advisor with Hornor, Townsend & Kent, LLC and holds the Series 63 and Series 65 designations. He has 30 years of industry experience and has also worked with Penn Mutual Life Insurance Company since 2009. Outside of advising, Cruz serves as an insurance agent for multiple carriers through Vector27 Financial Group and acts as CFO of Cruz Associates, Inc., a service industry business. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered advisor and broker-dealer, managing over $8 billion in discretionary assets while providing tailored investment strategies through a combination of in-house advice and third-party asset managers.

Rachel Mast is a CFP® and Series 65-licensed advisor with two years of industry experience. She currently works at Focus Partners Wealth, LLC and previously held roles at Buckingham Strategic Wealth, The Sara Duncan Team, and Virginia Mennonite Missions. Mast’s background also includes positions related to faith-based leadership and a period with Shirley's Gourmet Popcorn. Focus Partners Wealth, LLC serves a broad client base including individuals, high-net-worth families, family offices, and institutional clients, offering a wide range of wealth management and advisory services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework, emphasizing long-term, tax- and fee-sensitive portfolio construction.

Itxel De Lucy is a financial advisor with First Command Advisory Services in Newport News, VA, holding Series 63 and Series 65 designations and three years of industry experience. Prior to entering the financial sector, De Lucy served in the United States Air Force for 22 years. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team that selects preapproved managers and model portfolios.