Sean Cowan is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2015, also working with JPMorgan Chase Bank since 2012. Outside of his advisory role, he coaches participants in Jiu Jitsu tournaments. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Damond Petersen is the Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2001, progressing through roles including Director, Retirement Planner; Workplace P&G Consultant I; Retirement Counselor; Investment Representative; Financial Representative; and Senior Retirement Specialist. His professional experience encompasses retirement planning and investment consulting. Damond holds insurance licenses in Arkansas and California. Outside of his professional career, Damond enjoys family activities, hiking, outdoor adventures, singing, traveling, and volunteering. He has eight children and values experiencing different cultures and serving his community.

Nicholas Wilson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and six years of industry experience. He is also a partner at Woodbury, Mitchell & Finch, an accounting firm specializing in tax preparation, a role he has held since 2015. Outside of his advisory and accounting work, Wilson is a health insurance agent through Morganic Enterprises LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pensions, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting to client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ryan Bessey is a ChFC® and Series 66-registered financial advisor with Edward Jones, based in St George, UT. He has 10 years of industry experience, all with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory and investment strategies under a fiduciary standard.

Jay Wamsley is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1985. Based in Northern Utah, he has over 37 years of experience providing financial advice and wealth management strategies to individual and corporate clients. Jay graduated from Utah State University with a Bachelor of Arts degree in Finance and a minor in Economics. He holds the designation of Personal Investment Advisor (PIA). His areas of expertise include corporate executive services, education planning, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategies, tax minimization, and retirement income planning. He is involved with the community organization SCOUTREACH and enjoys spending time with his wife and four sons in Mountain Green, Utah. His personal interests include golfing, fly fishing, hunting, skiing, and piloting.

Jeremy Neilson is a financial advisor with LPL Financial in St. George, UT, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His prior roles include positions at Zions Bank, Empower Financial Services, Morgan Stanley, E*TRADE, Valic Financial Advisors, Transamerica Retirement Advisors, Charles Schwab, and Fidelity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Jonathon Meyers is a financial advisor with LPL Financial in St. George, UT, holding a Series 66 designation and over four years of experience in the financial industry. His prior roles include working at Goldenwest Federal Credit Union and time at Utah State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, offering financial planning and a range of investment management solutions including model portfolios, third-party asset management, and institutional platforms.

Adam Fluckiger is a financial advisor with Raymond James Financial Services Advisors, Inc. based in St. George, Utah. He holds a Series 66 credential and has 15 years of industry experience, including 11 years at Edward Jones. Outside of his advisory work, he serves as the head coach of the Hurricane High School Mountain Bike team. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Jamie Lloyd is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 20 years of industry experience. Prior to joining LPL Financial in 2025, he held positions at Wells Fargo Clearing, JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and U.S. Bancorp Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and a broad range of investment options.

Tyler Holbrook is a financial advisor with LPL Financial, holding a Series 66 designation and 27 years of industry experience. He has worked at LPL Financial since 2022 and previously spent over two decades with CUNA Brokerage Services, Inc. He also serves as Vice President at Goldenwest Credit Union and Goldenwest Insurance Agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Travis Ridd is a financial advisor at Raymond James & Associates with Series 66 credentials and just under one year of industry experience. His background includes positions at Utah Tech University, Tuacahn Center for the Arts, and other local organizations. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary consulting, and municipal advisory services.

James Washburn is a CFP® professional with 37 years of industry experience, currently serving as an advisor with LPL Financial. His prior roles include positions at Hornor, Townsend & Kent, LLC and Principal Financial Services. In addition to his advisory work, he is involved in selling life insurance and related products through Mountain American Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Tyler Eliason is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Cetera in 2021, he worked at Key Investment Services and Key Bank. In addition to his advisory role, he teaches at Ensign College and mentors small business owners in developing countries through the Academy for Creating Enterprise. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with over $256 billion in assets under management.

Richard Schofield is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he is involved in several family-owned and investment-related businesses, serving in managerial and trustee capacities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk management, and specialized advisory services.

Samuel Bates is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 15 years of industry experience. Prior to joining Raymond James, he worked at Edward Jones for 11 years. Bates is also the owner and CEO of Bates Financial and is associated with North Rim Financial Group, both of which serve as support entities related to his advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both advisory programs and institutional portfolio management.

Eric Savage is a financial advisor at Cetera with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with Cetera and its related entities since 2019, following prior roles at Foresters Financial Advisory Services LLC and Foresters Financial Services from 2003 to 2019. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and various retirement services through a multi-manager platform with access to affiliated and third-party managers across multiple program structures.

John Shepherd is a financial advisor at Edward Jones in St. George, Utah, holding a Series 66 designation with 19 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large network of financial advisors and branch offices. The firm also provides affiliated mutual funds, trust services, and operates under a fiduciary standard.

Jonathan Rogers is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and 12 years of industry experience. He previously worked at LPL Financial, llc for 10 years before joining Raymond James. Outside of advisory work, he is a licensed insurance agent selling fixed annuities and manages a small rental real estate business with his family. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports various advisory programs along with specialized municipal and public finance services.

Andrew Klindt is a CFP® professional with 14 years of experience in the financial services industry. He is currently with Fidelity Investments and has held various roles within Fidelity and its affiliates since 2008, as well as brief positions at Personal Capital Advisors Corporation and J.P. Morgan entities in 2021. He is associated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it provides model portfolios to intermediary platforms.

Earl Jewkes is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and having 29 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2012. Outside of his advisory work, he serves as a ward clerk for The Church of Jesus Christ of Latter-day Saints, managing membership records, meetings, tithing reconciliation, and budgets. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.