Matthew Hamner is a financial advisor with Ameriprise in St. George, UT, holding CFP® and ChFC® credentials along with a Series 66 license. He has eight years of industry experience, including six years at Edward Jones before joining Ameriprise. He serves as Vice President on the Board of Directors for the Red Waters Home Owners Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Russell Pierce is a financial advisor with Wells Fargo Clearing in St. George, UT, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data sources.

Jennifer Madsen is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career in the financial services industry in 2006 with Citigroup Smith Barney and has since held positions at Wells Fargo Advisors before joining Merrill Lynch in 2013. Jennifer manages personalized and defined investment strategies, including individual stocks and third-party portfolios, and focuses on developing financial plans that align with clients' long-term goals. Her expertise encompasses investment selection and research, retirement income planning, tax minimization strategies, liability management, Medicare and social security guidance, wealth transfer, and estate preparation. Jennifer's professional designations include Certified Financial Planner (CFP), Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Certified Exit Planning Advisor (CEPA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She holds a Bachelor's Degree from Arizona State University. Jennifer has been recognized by Forbes in their "America's Top Women Wealth Advisors Best-in-State" list from 2022 through 2026 and the "Best-in-State Wealth Management Teams" list from 2023 through 2026. She formerly served as Vice President Chair of the Root for Kids Board and continues to volunteer in the community. Jennifer resides in Washington, UT with her husband and four children and enjoys outdoor activities, reading, and spending time with her family.

Jason Richardson is a financial advisor at Edward Jones with one year of industry experience. He previously worked for ten years at Genesis Consulting, LLC. He holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Michael Tamayo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, and Northwestern Mutual. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Sean Cowan is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2015, also working with JPMorgan Chase Bank since 2012. Outside of his advisory role, he coaches participants in Jiu Jitsu tournaments. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Damond Petersen is the Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2001, progressing through roles including Director, Retirement Planner; Workplace P&G Consultant I; Retirement Counselor; Investment Representative; Financial Representative; and Senior Retirement Specialist. His professional experience encompasses retirement planning and investment consulting. Damond holds insurance licenses in Arkansas and California. Outside of his professional career, Damond enjoys family activities, hiking, outdoor adventures, singing, traveling, and volunteering. He has eight children and values experiencing different cultures and serving his community.

Nicholas Wilson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and six years of industry experience. He is also a partner at Woodbury, Mitchell & Finch, an accounting firm specializing in tax preparation, a role he has held since 2015. Outside of his advisory and accounting work, Wilson is a health insurance agent through Morganic Enterprises LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pensions, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting to client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ryan Bessey is a ChFC® and Series 66-registered financial advisor with Edward Jones, based in St George, UT. He has 10 years of industry experience, all with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory and investment strategies under a fiduciary standard.

Jay Wamsley is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been serving clients since 1985. Based in Northern Utah, he works with clients to develop personalized financial strategies that address their long-term goals, focusing on areas such as corporate executive services, education planning, retirement planning, philanthropic planning, portfolio management, investment strategy, tax minimization, and retirement income. Jay holds a Bachelor's degree in Finance with a minor in Economics from Utah State University. He is a Personal Investment Advisor (PIA) and is involved with the professional organization SCOUTREACH. Jay lives in Mountain Green, Utah, with his wife, Karen, and their four sons. In his spare time, he enjoys various outdoor activities including golfing, fly fishing, hunting, skiing, and piloting, as well as spending time with his family.

Jeremy Neilson is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and over 30 years of industry experience. His career includes roles at Zions Bank, Empower Financial Services, Morgan Stanley, and E*TRADE Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with research and model portfolios from various sources.

Adam Fluckiger is a financial advisor with Raymond James Financial Services Advisors, Inc. based in St. George, Utah. He holds a Series 66 credential and has 15 years of industry experience, including 11 years at Edward Jones. Outside of his advisory work, he serves as the head coach of the Hurricane High School Mountain Bike team. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Jamie Lloyd is a financial advisor at LPL Financial with 20 years of industry experience. His prior roles include positions at Wells Fargo Clearing and multiple divisions of JPMorgan Chase from 2009 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning and various advisory programs, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Tyler Holbrook is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 26 years of industry experience. He has worked with LPL Financial since 2022 and has held roles at Goldenwest Credit Union and CUNA Brokerage Services, Inc. since 2015 and 2000, respectively. Holbrook serves as Vice President at Goldenwest Credit Union and Goldenwest Insurance Agency, where he also acts as an insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, research, and institutional services.

James Washburn is a CFP® professional with 37 years of industry experience, currently affiliated with LPL Financial in St. George, UT. He has been with LPL Financial since 2016 and also works with Mountain American Credit Union, where he is involved in selling life insurance, fixed annuities, disability, and Medicare plans. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios.

Austin Wiser is a Financial Consultant at Fidelity Investments, bringing 17 years of experience in the financial services industry. He has held various roles at Fidelity Investments since 2018, including Annuity Planning Consultant, Director of Retirement Planning, and Investment Solutions Representative. Prior to joining Fidelity, he worked as a P&C and Life Insurance Representative at Liberty Mutual Insurance from 2007 to 2018. Austin's expertise encompasses investment management, retirement planning, and wealth preservation. He holds insurance licenses in Arkansas and California. Outside of his professional work, Austin enjoys biking, camping, fitness, golf, motorcycles, and outdoor adventures.

Tyler Eliason is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 12 years of industry experience. His prior roles include positions at Key Investment Services and Key Bank. Outside of his advisory work, he serves as an instructor at Ensign College and mentors small business owners in developing countries through the Academy for Creating Enterprise. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts across various program structures and custodial relationships.

Gavin Lambeth is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at JP Morgan Securities LLC and JP Morgan Chase Bank. He is also involved with Mountain America Credit Union and its associated insurance and investment services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Richard Schofield is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2012. Outside of his advisory role, he is involved in several family-owned and investment-related businesses, serving in managerial and trustee capacities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk management, and specialized advisory services.

Samuel Bates is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 15 years of industry experience. Prior to joining Raymond James, he worked at Edward Jones for 11 years. Bates is also the owner and CEO of Bates Financial and is associated with North Rim Financial Group, both of which serve as support entities related to his advisory activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both advisory programs and institutional portfolio management.