Joel Pope is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has one year of industry experience. His career includes roles at TowneBank, Towne Wealth Management, and Raymond James, as well as prior positions at the City of Suffolk, Tidewater Community College, Old Dominion University, GrubHub, and Portsmouth Christian Schools. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports a broad advisor network with specialized programs including municipal advisory and SIMPLE IRA employer consulting services.

Sandra Mickelborough is a financial advisor with LPL Financial in Gloucester, VA, holding Series 63 and Series 65 credentials and three years of industry experience. Her background includes positions at 1st Advantage Federal Credit Union and CUSO Financial Services, LP, as well as work in education at Christopher Newport University, Rappahannock Community College, and Gloucester High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Joseph Fernandes is a CFP® professional with 22 years of experience in the financial services industry. He is currently with Cetera and has held prior roles at VOYA Financial Advisors, Securian Financial Services, and Equitable Advisors. He is also the owner of Fernandes Wealth Management LLC and Joe Fernandes Wealth Management LLC, through which he provides financial services and accounting. Cetera Investment Advisers LLC serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke investment strategies.

Lynne Williams is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Karen Logan is a financial advisor with Wells Fargo Clearing in Williamsburg, VA, holding Series 63 and Series 65 licenses and having 22 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lauren Hunter is a financial advisor with LPL Financial in Williamsburg, VA, holding a Series 66 credential and six years of industry experience. She has worked with LPL Financial since 2017 and with Citizens and Farmers Bank since 2016. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary research and third-party strategies.

Stephanie Goodrich is a CFP® professional with 23 years of experience in the financial industry. She is currently with OSAIC and previously worked at Lincoln Financial Advisors and Navy Federal Financial Group. Outside of her advisory role, she is an author of a book on treasury management for Greek organizations and an instructor at the College of William & Mary Osher Institute. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of advisers and multiple advisory platforms. The firm offers integrated financial services utilizing firm-provided asset-allocation tools, third-party money managers, and both discretionary and non-discretionary portfolio management.

Bryan Beers is a Managing Director and Wealth Management Advisor at Merrill Lynch Wealth Management, based in the Williamsburg, VA office. He joined Merrill Lynch in 2009 and previously worked for American Funds. Bryan holds a bachelor's degree in Mathematics from the University of Mary Washington in Fredericksburg, VA. He is a CERTIFIED FINANCIAL PLANNER® professional, as well as a qualified Portfolio Manager. Bryan manages his own Personalized or Defined Strategies on a discretionary basis, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His client focus areas include legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, tax minimization, and retirement income. Bryan lives in Williamsburg, VA with his wife Beth and their three children: Skyler, Summer, and Wesley. His professional designations also include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA).

Kimberly Tinsley is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 credentials and has 20 years of industry experience. Her career includes roles at TowneBank and Towne Wealth Management, among others. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutional clients. The firm uses tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals.

Elizabeth Mclamb is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing, Wells Fargo Advisors, and Davenport & Company LLC. In addition to her advisory role, she is a commissioned notary in the state of Virginia. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of investment strategies.

Kelsey Swigart is a financial advisor with LPL Financial in Williamsburg, VA, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, Swigart worked at Truist Bank for six years and is currently also associated with Point Comfort Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a variety of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a large network of investment adviser representatives.

Robert Dudeck III is a financial advisor at Morgan Stanley based in Williamsburg, VA. He holds a Series 66 designation and has been with Morgan Stanley since 2026. His prior experience includes roles at Radford University and Williamsburg National Golf Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning that utilizes structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Stephen Sigmon is a CFP®-certified financial advisor with LPL Financial, where he has worked since 2009. He has 30 years of industry experience, including nine years at MICG Investment Management, LLC. Sigmon is based in Williamsburg, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services delivered by a large network of advisors using model portfolios, third-party subadvisors, and customized strategies.

Deann Rinehart is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 26 years of industry experience. Her prior work includes roles at Morgan Stanley Smith Barney, Securities America Inc., and Citigroup Global Markets Inc. She is associated with W B Jackson and Associates LLC, an entity related to her LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Corrie Goodwin is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2019. Her prior work includes a year at James City County Social Services and time as a stay-at-home mother. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and approved planning tools, providing advisory services without individual security recommendations as part of standalone plans.

Bradley Stewart is a CFP® with 16 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm follows an IPS-driven advisory process grounded in modern portfolio theory and offers both discretionary and non-discretionary services, with a notable range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Alice Jacobs is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in working with growing families and retirees to plan for their financial futures and help achieve their financial goals. Alice collaborates closely with clients to understand their objectives and develops personalized investment strategies tailored to their specific needs. She emphasizes the importance of building strong relationships and providing consistent account oversight to adapt to clients' changing life circumstances. Originally from South Africa, Alice has experience as an Assistant Wealth Manager managing high net worth clients. She holds a Bachelor's Degree and a Master's Degree from the University of Johannesburg, as well as an advanced diploma in Estate Planning. Her expertise includes retirement, estate, and investment planning. Alice maintains the Personal Investment Advisor (PIA) designation. Outside of work, Alice is a wife and mother of two boys. She enjoys running, spending time with her family, traveling, and watching tennis and rugby with friends and family.

Joseph Montgomery is a CFP® with 49 years of industry experience, currently serving as a financial advisor at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Montgomery holds the position of Treasurer at The Gladys & Franklin Clark Foundation, where he oversees grant requests and monitors investment performance. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

James Christy is a financial advisor at RBC Capital Markets with 23 years of industry experience. He holds Series 63 and Series 65 designations. His prior work history includes roles at Northwest Financial Advisors LLC, NW Insurance Agency LLC, Northwest Financial Group LLC, and LPL Financial LLC. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with tailored investment strategies. The firm offers diverse advisory programs and portfolio management services, utilizing both in-house and third-party investment managers.

Tracy Henderson is a financial advisor at Wells Fargo Clearing with 24 years of industry experience and holds a Series 66 designation. She has worked with Wells Fargo-based firms since 2010. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 advisors.