Christopher Wilde is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Advisors Financial Network LLC from 2009 to 2020. Outside of his advisory role, he serves as treasurer for the Maryland Creative Problem Solvers, Inc. and the Eastern Shore Sailing Association. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management, financial planning, and consulting services through discretionary and non-discretionary program structures, with access to affiliated and third-party money managers.

Kelley Selph is a financial advisor at LPL Financial with 26 years of industry experience. She holds the CFP® and ChFC® designations and has worked previously at Edward Jones for 20 years, Morgan Stanley for 2 years, and Prospera Financial Services for 2 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Gregory Holman is a financial advisor at Cetera with seven years of industry experience. He holds a Series 66 designation and has worked at several firms, including Merrill, Bank of America, and Andersen Wealth Management. Holman also serves as a Senior Relationship Manager at In Focus Financial Advisors, Inc., a financial services firm. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser that provides portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of investment strategies and serves over 800,000 clients through more than 10,000 advisors.

Leo Ritter is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and possessing 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient solutions.

Samantha Chesley is a financial advisor at Edward Jones with three years of industry experience. Before joining Edward Jones in 2024, she held roles at State Farm VP Management Corp. and various insurance agencies. Outside of her advisory work, she serves as treasurer for DAKA Properties LLC, a property management business in Maryland. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Mark Granger is a financial advisor with LPL Financial in Salisbury, MD, holding a Series 65 credential and 10 years of industry experience. He has worked at LPL Financial since 2020 and has been associated with Granger & Magee, PA since 2000. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors.

Lester Dennis is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Clearing. Outside of his advisory work, he is involved in farm and timber land ownership in Snowhill, MD, which he manages jointly with his spouse. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include retirement, education, risk, and wealth-transfer strategies. The firm’s approach combines proprietary research and planning tools with flexible implementation choices across brokerage and advisory programs.

Timothy Lund is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2003, Tim has developed and implemented integrated wealth strategies to assist clients in growing, preserving, and transferring their wealth. He focuses on affluent individuals and uses a goals-based planning model to identify client objectives, organize affairs, and prioritize tasks, offering customized financial strategies and consistent communication. Tim's areas of expertise include financial analysis, asset allocation, retirement projections, net-worth reporting, education funding, trust and estate planning, long-term care strategies, and a tax-sensitive approach that considers the interconnected nature of investments, wealth transfer, and charitable initiatives. He emphasizes personal retirement planning, portfolio management, tax minimization, and retirement income in his client relationships. Tim has been in the financial services industry since 1999 and previously worked with Banc of America Investment Services as well as in banking and insurance. Timothy Lund holds a high school diploma from Loyola Blakefield and a bachelor's degree from the University of Delaware. He has earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and the Chartered Retirement Planning Counselor™ (CRPC™) designation. He and his wife reside in the Fenwick Island area, where he enjoys golf, skiing, and reading in his free time.

Thomas Sweeney is a financial advisor with LPL Financial holding the ChFC® designation and Series 63, 65, and 66 licenses. He has 28 years of industry experience, including prior roles at Edward Jones, Andersen Wealth Management, and Legg Mason Wood Walker. Outside of his advisory work, he is an author with a book available on Amazon. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and overseeing more than $819 billion in discretionary assets.

Carol Kurtz is a financial advisor at Cetera with 14 years of industry experience. She holds the Series 66 designation and has previously worked with Generations Financial Advisors. Outside of her advisory role, she serves as treasurer for Snow Hill Mennonite Church, managing bookkeeping, payroll, and taxes. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and advisory services with multiple program structures and a multi-manager platform.

Edward Gerner is a CFP® professional with 16 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. Prior to joining OSAIC, he spent 15 years at Woodbury Financial Services, Inc. He is also president of R. K. Tongue Co., Inc., an insurance brokerage firm. Additionally, he serves as a member at-large for the Beach Lacrosse Club, a nonprofit youth sports organization. OSAIC Wealth, Inc. provides integrated brokerage and advisory services to a diverse client base that includes individuals, institutions, and charitable entities. The firm offers a range of investment solutions supported by asset-allocation tools, risk assessments, and third-party money managers, operating through a large network of affiliated advisors.

Patrick Sears is a Senior Financial Advisor with The Truitt Team at Merrill Lynch Wealth Management, joining the firm in 2016. He collaborates closely with clients to develop a comprehensive understanding of their individual situations, helping them make informed financial decisions aligned with their goals. Patrick contributes to business development within the team and seeks continual improvements in client service by maintaining open communication and providing regular updates on performance and financial adjustments. Born and raised in Maryland, Patrick earned his Bachelor’s degree from Salisbury University. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He specializes in areas such as college education planning, corporate retirement plan services, divorce transition planning, family wealth management, legacy planning, and retirement income strategies. Patrick resides in Bishopville, Maryland, and is a member of Glen Riddle Golf Club in Berlin. Outside of his professional work, he enjoys adventure sports, football, golfing, surfing, and traveling.

Randall O'Neal is a CFP® certificant with 17 years of industry experience, currently serving at Edward Jones since 2009. He is based in Salisbury, MD, and holds the Series 66 designation. He serves on the Board of Governors for Salisbury Christian School, participating in setting school policy. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations, with approximately $1.01 trillion in assets under management supported by a large national network of advisors and branch offices.