Steven Simmerman is a financial advisor at Raymond James & Associates with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James for 19 years. Outside of his advisory role, Simmerman is a partner at Lightning Properties LLC, where he participates in real estate leasing decisions. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Leigh Villers is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Morgan Stanley Smith Barney and Morgan Stanley Private Bank since 2009 and 2015, respectively. He previously worked at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients, providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and offers financial planning through a structured process supported by firm-approved tools.

Carla Adkins is a financial advisor at OSAIC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Outside of her advisory work, she serves as Treasurer on the Board of the Kings Daughters Medical Center volunteer organization in Ashland, KY. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and managed-account solutions. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Gary Mcalister is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, with prior experience at Morgan Stanley Smith Barney and Citigroup Global Markets dating back to 1993. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services supported by proprietary tools and models. The firm manages approximately $2.74 trillion in client assets through both direct and corporate financial planning relationships.

Jonda Lowe is a financial advisor at Jondaknows Financial Group, Inc. in Huntington, WV, with four years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at Federal Benefit Consulting, LLC and Freedom Financial Insurance Group. In addition to her advisory role, she is the managing partner of Federal Benefit Consulting LLC, an education company focused on informing federal employees about their benefits. Jondaknows Financial Group, Inc. operates as an independent firm serving clients individually, with Jonda Lowe as its sole advisor.