Timothy Carroll is a financial advisor with Edward Jones in Santa Rosa, CA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Homeguide Mortgage and CMG Mortgage from 2014 to 2022. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices across the United States.

Samboun Sim is a Financial Advisor with Merrill Lynch Wealth Management based in the Santa Rosa, Sonoma County area. He has over a dozen years of experience in the financial sector, focusing on helping clients develop strategies to pursue their short-, mid-, and long-term financial goals. His services include education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management, individual and corporate investment strategy, tax minimization, and retirement income. He works closely with clients through open and honest conversations to understand what matters most to them and to provide effective ideas and appropriate solutions. His approach incorporates a holistic use of Merrill's investing and retirement planning resources, as well as access to Bank of America's banking, credit, business, and lending services. Samboun holds a Bachelor's Degree from Sonoma State University and the Personal Investment Advisor (PIA) designation. Outside of his professional role, he enjoys personal interests such as basketball, cooking, drawing/sketching, fishing, football, spending time with his family, traveling, and watching movies.

Michael Cowley is a financial advisor with Wells Fargo Clearing in Santa Rosa, California, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Wells Fargo Clearing and affiliated Wells Fargo entities since 2016. Outside of his advisory work, he co-owns a spice and seasoning business and a digital graphic design company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets across more than 14,000 advisors and offers both brokerage and advisory solutions.

Marco Rivera is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ameriprise Financial Services, Inc., BrokersXpress LLC, Wells Fargo Investments, Banc of America Investment Services, Inc., and Citicorp Investment Services. Outside of his advisory role, he is involved with Desward Peak Partners LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a network of investment adviser representatives. The firm offers a wide range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with operational and research tools.

Ronald Riggan is a financial advisor with OSAIC in Santa Rosa, CA, holding Series 63 and Series 65 licenses with 21 years of industry experience. His prior roles include positions at Securities America Advisors and Waddell & Reed Inc. Additionally, he works as a pilot for United Airlines. OSAIC serves a broad range of clients, including retail and institutional investors, offering integrated brokerage and advisory services supported by multiple platforms, third-party managers, and various investment strategies.

Stephen Smith is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Merrill, Bank of America, and Morgan Stanley entities since 1999. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide array of advisory programs, including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Vernon Brown is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Calvin Metcalf is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, Exchange Bank, and several aviation and educational organizations. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Garcia is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 18 years of industry experience. His prior firms include Redwood Credit Union, CUSO Financial Services, TD Ameritrade, and Fidelity, among others. He is associated with Redwood Credit Union concurrently with his role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Dana Morton is a financial advisor with LPL Financial in Rohnert Park, CA, holding the ChFC® designation along with Series 63 and 65 licenses. He has 44 years of industry experience, including 17 years at The Morton Capital Group and a long tenure with LPL Financial dating back to 1982. Outside of his advisory role, he sells health insurance products specifically designed for seniors, including Medicare Advantage plans. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, leveraging model portfolios, third-party subadvisors, and various advisory platforms to meet diverse client needs.

Mark Dunn is a financial advisor at Edward Jones with 11 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of about 23,701 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Stephen Byers is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 credential and has worked at LPL Financial and Scarbrough Financial Group since 2020. Prior to that, he held positions at CGC Financial Services, Polaris Greystone, and Ghilotti Bros. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a network of over 22,800 advisors and oversight of more than $819 billion in discretionary assets.

Catherine Cole is a financial advisor with Wells Fargo Clearing in Corte Madera, CA, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has been with Wells Fargo Bank and Wells Fargo Clearing since 2022 and previously spent 18 years as a stay-at-home parent. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in modern portfolio theory. The firm acts as an ERISA fiduciary and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, in its investment offerings.

Deepinder Sekhon is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he serves on the finance committee for the Sonoma County Tourism Bureau. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process that incorporates advanced modeling tools and serves clients through both direct and corporate financial planning agreements.

Mark Reed is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Soon Chang is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and nine years of industry experience. His career includes roles at Wells Fargo Bank, N.A. since 2016 and JP Morgan Chase Bank from 2016 to 2020. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with more than 14,000 financial advisors and offers a range of brokerage and advisory solutions.

Samuel Tonascia is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing personalized wealth management services tailored to the unique ambitions and financial goals of his clients. His work focuses on helping clients with family wealth management strategies, legacy planning, retirement planning, portfolio management, socially responsible and values-based investing, tax minimization, and retirement income. Samuel and his team serve families, retirees, athletes, business owners, and non-profit organizations in the Bay Area and across the United States. Their approach emphasizes getting to know each client personally to define goals and investment preferences before developing financial strategies. They provide ongoing support through multiple meetings per year, including annual reviews to update plans and adjust goals as needed. He holds a Bachelor's Degree from Arizona State University and carries the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional activities, Samuel enjoys cooking, hiking, music, reading, running, spending time with his family, and watching movies.

Eden Williams is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 66 credentials and bringing 25 years of industry experience. Williams has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, delivering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and provides services primarily in an advisory capacity.

Phuong Lam is a financial advisor with Wells Fargo Clearing and holds Series 63 and Series 66 licenses. Lam has 10 years of industry experience, including prior roles at JP Morgan Securities, LLC and JP Morgan Chase Bank NA. Outside of advisory work, Lam is involved in managing a rental property jointly owned with a spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes an investment policy statement–driven process and a broader range of financial products than typical institutional advisers.

Celena Helm is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and six years of industry experience. Her prior experience includes roles at BMO Harris Bank, U.S. Bancorp Investments, U.S. Bank, Exchange Bank, Westamerica Bank, and Wells Fargo Clearing Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with a variety of investment approaches, supported by technology and a broad network of over 22,800 advisors.