Charles Topp is a financial advisor with Wells Fargo Clearing in Charleston, WV, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves on the board of directors for the Neil A. Smithson Foundation, where he participates in discussions on fund donations and investment strategy. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options and provides both brokerage and advisory solutions across a broad platform.

Michael Fannin is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and is based in Charleston, WV. Outside of his advisory role, he has been involved in the restaurant industry as a cashier and server at Pepperoni Grill LLC. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a variety of advisory programs to individuals and institutions, including tailored financial planning supported by proprietary tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Jacqueline Cavendish is a financial advisor with Ameriprise in Charleston, WV, holding Series 63 and Series 65 licenses and 22 years of industry experience. Her prior experience includes roles at The Huntington Investment Company, Truist Advisory Services, and BB&T affiliations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice tailored to dependable income and tax-aware withdrawal strategies.

Jeffrey Velepec is a Senior Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1987 and brings over 38 years of experience in the financial industry. Jeffrey works closely with individuals and small businesses to develop customized financial strategies tailored to their specific needs, including wealth, education, retirement, and estate planning. As a Senior Portfolio Advisor, he manages custom investment strategies on a discretionary basis, utilizing Merrill model portfolios and third-party investment options. Jeff holds a Bachelor of Science degree in Mechanical Engineering from Valparaiso University. He also possesses the Chartered Retirement Planning Counselor™ (CRPC™) and Personal Investment Advisor (PIA) designations. Prior to joining Merrill Lynch, Jeffrey had a brief career as an engineer for a division of Exxon. He is active in his community, coaching youth soccer and basketball, and has served on nonprofit boards including Goodwill Industries and the Alzheimer’s Association. Jeffrey resides in Charleston, West Virginia with his wife Nina and their three children.

Robin Parog is a Series 66 licensed financial advisor with Merrill in Charleston, WV, and has 13 years of industry experience. He has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Childress is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank, N.A. since 2004. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Charlie Da Vee is a CFP® professional with 11 years of industry experience, currently serving at J.P. Morgan Securities. His background includes roles at Starwood Capital LLC and Cetera Investment Services, among others. Da Vee holds Series 63, 65, and 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers non-discretionary advice through its Institutional Consulting Services program.

Kelly Castleberry III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. during multiple periods. Castleberry serves on the advisory board for The Clay Center for Arts and Sciences in Charleston, West Virginia. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and a range of investment programs supported by structured planning tools and quantitative modeling.

Andrew Lewis is a financial advisor at Morgan Stanley in Charleston, WV, holding a Series 66 designation with one year of industry experience. His prior roles include positions at Ameriprise and Northwestern Mutual Investment Services. Outside of finance, he has experience in landscaping and worked at Berry Hills Country Club. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools but does not provide individual security recommendations as part of its standalone planning.

Shawn Cunningham is a financial advisor with Wells Fargo Clearing in Charleston, WV, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Wells Fargo Clearing since 2015. Outside of his financial advisory role, Cunningham serves as the head basketball coach at West Side Middle School. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and diversification principles to evaluate investment options and provides a range of brokerage and advisory solutions.